Best Lincoln LS Auto Insurance Rates 2021

To get the best price on your Lincoln LS auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lincoln LS, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lincoln LS auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • Safety features of the Lincoln LS can earn you a car insurance discount
  • Crash test ratings have an impact on Lincoln LS auto insurance rates
  • The cost of insurance for a Lincoln LS depends on the trim level

Buying a new car is both fun and a lot of work. If the Lincoln LS is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lincoln LS right here.

Take a look at what you can expect in terms of insurance rates for the Lincoln LS and compare it to other similar vehicles. Then find out how the Lincoln LS stacks up in terms of safety ratings and features, as well as what it costs to buy a Lincoln LS right here.

If you need insurance for a Lincoln LS right now, we can help. Enter your ZIP code for free Lincoln LS car insurance quotes from top companies.

Are vehicles like the Lincoln LS expensive to insure?

Take a look at how insurance rates for similar models to the Lincoln LS look. These insurance rates for other sedans like the Tesla Model 3, Honda Clarity, and Cadillac Catera give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lincoln LS

Vehicle Comprehensive Collision Liability Total
Dodge Charger $376 $626 $466 $1,668
Nissan Altima $322 $594 $372 $1,446
Chevrolet Cruze $308 $594 $372 $1,432
Chevrolet Sonic $270 $536 $398 $1,362
Dodge Avenger $238 $474 $510 $1,402
Chevrolet Cobalt $198 $364 $580 $1,342
Kia Cadenza $308 $552 $416 $1,434
Volkswagen Passat $348 $626 $372 $1,504

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What impacts the cost of Lincoln LS insurance?

The average annual rate for the Lincoln LS is just that, an average. Your insurance rates for a Lincoln LS can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lincoln LS.

Ways to Save on Lincoln LS Insurance

Save more on your Lincoln LS car insurance rates. Take a look at the following five strategies that will get you the best Lincoln LS auto insurance rates possible.

  • Remove unnecessary insurance once your Lincoln LS is paid off
  • Buy winter tires for your Lincoln LS
  • Provide your Lincoln LS VIN when requesting Lincoln LS auto insurance quotes
  • Check reviews and state complaints before you choose an insurer
  • Avoid the temptation to file a claim for minor incidents

Top Lincoln LS Insurance Companies

What is the best auto insurance company for Lincoln LS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln LS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lincoln LS.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lincoln LS Insurance Quotes Online

You can compare quotes for Lincoln LS auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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