Best Lexus RX Auto Insurance Rates 2021

Auto insurance for the Lexus RX will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Lexus RX has numerous safety features that can help reduce car insurance rates. To find the best deal on Lexus RX auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • Crash test ratings have an impact on Lexus RX auto insurance rates
  • The cost of insurance for a Lexus RX depends on the trim level
  • The MSRP of the Lexus RX is $45,320

If you’re looking to buy a Lexus RX, you will want to know the details first. We’ve put together information on insurance for the Lexus RX to help you get an idea of costs. We’ve also gathered other cost information, including how much a Lexus RX will run you.

Read on to learn all about the Lexus RX including MSRP, safety features and crash test ratings, and more. You’ll be able to buy your new Lexus RX with confidence.

To see fast, free Lexus RX insurance quotes right now, just enter your ZIP code above. We’ll provide you with personal Lexus RX insurance rate from top companies right away.

Are vehicles like the Lexus RX expensive to insure?

Take a look at how insurance rates for similar models to the Lexus RX look. These insurance rates for other SUVs like the Honda Accord Crosstour, Toyota RAV4 Hybrid, and Mercedes-Benz GLS 450 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus RX

Vehicle Comprehensive Collision Liability Total
Cadillac Escalade ESV $464 $720 $390 $1,732
Audi Q7 $394 $714 $398 $1,664
Toyota Highlander $348 $532 $372 $1,410
Subaru Tribeca $270 $450 $452 $1,330
Kia Telluride $376 $688 $316 $1,516
Chevrolet Traverse $336 $470 $316 $1,258
Dodge Nitro $196 $292 $520 $1,188
Volkswagen Atlas $376 $718 $372 $1,624

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What impacts the cost of Lexus RX insurance?

The Lexus RX trim and model you choose can impact the total price you will pay for Lexus RX insurance coverage.
You can also expect your Lexus RX rates to be affected by where you live, your driving history, and in most states your age and gender.

How much is the Lexus RX?

If you’re looking to buy a Lexus RX, price is probably a factor for you. The MSRP of the Lexus RX is $45,320, but this price will depend on things like the trim level, options, and any negotiations you make with the dealer.

Lexus RX Safety Ratings

Lexus RX auto insurance rates affected by Lexus RX safety ratings. Take a look at the safety ratings for the Lexus RX here.

Lexus RX Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Lexus RX Crash Test Ratings

Lexus RX crash test ratings can impact the cost of your Lexus RX car insurance. See Lexus RX crash test results here.

Lexus RX Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus RX 450hL SUV AWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2020 Lexus RX 350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2019 Lexus RX450HL SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2019 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2018 Lexus RX450HL SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350L SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350L SUV AWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2018 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Lexus RX450h SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lexus RX450h SUV AWD 5 stars 4 stars 5 stars 4 stars
2017 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2017 Lexus RX350 SUV AWD 5 stars 4 stars 5 stars 4 stars
2016 Lexus RX450h SUV FWD N/R N/R 5 stars 4 stars
2016 Lexus RX450h SUV AWD N/R N/R 5 stars 4 stars
2016 Lexus RX350 SUV FWD 4 stars 4 stars 5 stars 4 stars
2016 Lexus RX350 SUV AWD 4 stars 4 stars 5 stars 4 stars

Ways to Save on Lexus RX Insurance

Save more on your Lexus RX car insurance rates. Take a look at the following five strategies that will get you the best Lexus RX auto insurance rates possible.

  • Purchase a roadside assistance program for your Lexus RX
  • Compare apples to apples when comparing Lexus RX insurance quotes and policies
  • Ask about Lexus RX safety discounts
  • Tell your insurer about different drivers or uses for your Lexus RX
  • Don’t skimp on Lexus RX liability coverage

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Top Lexus RX Insurance Companies

Several insurance companies offer competitive rates for the Lexus RX based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus RX drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lexus RX Insurance Quotes Online

You can compare quotes for Lexus RX auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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