Best Lexus RC Auto Insurance Rates 2021

To get the best price on your Lexus RC auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus RC, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus RC auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • The MSRP of the Lexus RC is $42,220
  • Crash test ratings have an impact on Lexus RC auto insurance rates
  • The cost of insurance for a Lexus RC depends on the trim level

Buying a new car is both fun and a lot of work. If the Lexus RC is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus RC right here.

Take a look at what you can expect in terms of insurance rates for the Lexus RC and compare it to other similar vehicles. Then find out how the Lexus RC stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus RC right here.

If you need insurance for a Lexus RC right now, we can help. Enter your ZIP code for free Lexus RC car insurance quotes from top companies.

Are vehicles like the Lexus RC expensive to insure?

Take a look at how insurance rates for similar models to the Lexus RC look. These insurance rates for other coupes like the Ford Probe, BMW M4, and Cadillac ATS-V give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus RC

Vehicle Comprehensive Collision Liability Total
MINI Cooper $274 $502 $364 $1,276
Audi TT $382 $714 $398 $1,652
Nissan 370Z $332 $714 $450 $1,676
Mercedes-Benz CLA 250 $406 $834 $398 $1,796
Infiniti Q60 $382 $744 $398 $1,682
Cadillac ATS Coupe $344 $686 $398 $1,586
Nissan GT-R $442 $988 $354 $1,920
Dodge Challenger $404 $688 $420 $1,692

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What impacts the cost of Lexus RC insurance?

As with any car, your Lexus RC car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Lexus RC trim level you buy will also have an impact on the total price you will pay for Lexus RC insurance coverage.

How much is the Lexus RC?

The average cost to buy a new Lexus RC is $42,220. This cost will be affected by the trim level of your Lexus RC and any options you might chooose to add.

Lexus RC Safety Ratings

Lexus RC auto insurance rates affected by Lexus RC safety ratings. Take a look at the safety ratings for the Lexus RC here.

Lexus RC Safety Ratings

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Good

Lexus RC Crash Test Ratings

Lexus RC crash test ratings can impact the cost of your Lexus RC car insurance. See Lexus RC crash test results here.

Lexus RC Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2020 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2020 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2019 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2019 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2019 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2018 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 350 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 350 2 DR AWD N/R N/R N/R N/R
2018 Lexus RC 300 2 DR RWD N/R N/R N/R N/R
2018 Lexus RC 300 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC350 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC350 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC300 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC300 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC200T 2 DR RWD N/R N/R N/R N/R
2017 Lexus RC200T 2 DR AWD N/R N/R N/R N/R
2017 Lexus RC F 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC350 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC350 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC300 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC300 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC200t 2 DR RWD N/R N/R N/R N/R
2016 Lexus RC200t 2 DR AWD N/R N/R N/R N/R
2016 Lexus RC F 2 DR RWD N/R N/R N/R N/R

Ways to Save on Lexus RC Insurance

If you want to reduce the cost of your Lexus RC insurance rates, follow these tips below:

  • Never drink and drive your Lexus RC
  • If you’re a young driver living at home, add yourself to your parents’ plan
  • Buy your Lexus RC with cash, or get a shorter-term loan
  • Compare apples to apples when comparing Lexus RC insurance quotes and policies
  • Be picky about who drives your Lexus RC

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Top Lexus RC Insurance Companies

What is the best company for affordable Lexus RC insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus RC insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lexus RC.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Comparing Free Lexus RC Insurance Quotes Online

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