Best Lexus LS 430 Auto Insurance Rates 2021

To get the best price on your Lexus LS 430 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus LS 430, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus LS 430 auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • The cost of insurance for a Lexus LS 430 depends on the trim level
  • Crash test ratings have an impact on Lexus LS 430 auto insurance rates
  • Safety features of the Lexus LS 430 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Lexus LS 430 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus LS 430 right here.

Take a look at what you can expect in terms of insurance rates for the Lexus LS 430 and compare it to other similar vehicles. Then find out how the Lexus LS 430 stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus LS 430 right here.

If you need insurance for a Lexus LS 430 right now, we can help. Enter your ZIP code for free Lexus LS 430 car insurance quotes from top companies.

Are vehicles like the Lexus LS 430 expensive to insure?

Take a look at how insurance rates for similar models to the Lexus LS 430 look. These insurance rates for other sedans like the Volkswagen CC, Volkswagen Passat, and Kia K900 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus LS 430

Vehicle Comprehensive Collision Liability Total
Audi S3 $356 $744 $264 $1,474
Hyundai Elantra $280 $562 $372 $1,372
Chevrolet Cobalt $198 $364 $580 $1,342
Mitsubishi Galant $200 $338 $460 $1,156
Lincoln MKZ $320 $686 $450 $1,636
Audi A6 $382 $744 $398 $1,682
Ford Fusion Energi $336 $626 $372 $1,492
Chevrolet Volt $370 $774 $398 $1,700

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What impacts the cost of Lexus LS 430 insurance?

The average annual rate for the Lexus LS 430 is just that, an average. Your insurance rates for a Lexus LS 430 can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Lexus LS 430.

Ways to Save on Lexus LS 430 Insurance

If you want to reduce the cost of your Lexus LS 430 insurance rates, follow these tips below:

  • Consider using a tracking device on your Lexus LS 430
  • Add a more experienced driver to your Lexus LS 430 policy
  • Never drink and drive your Lexus LS 430
  • Pay your bills on time — especially Lexus LS 430 payments and insurance
  • Take a defensive driving course or any driver’s education course

Top Lexus LS 430 Insurance Companies

What is the best auto insurance company for Lexus LS 430 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus LS 430 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lexus LS 430.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lexus LS 430 Insurance Quotes Online

You can compare quotes for Lexus LS 430 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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