Best Lexus LS 400 Auto Insurance Rates 2021

To get the best price on your Lexus LS 400 auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Lexus LS 400, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Lexus LS 400 auto insurance rates.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Safety features of the Lexus LS 400 can earn you a car insurance discount
  • The cost of insurance for a Lexus LS 400 depends on the trim level
  • Crash test ratings have an impact on Lexus LS 400 auto insurance rates

Buying a new car is both fun and a lot of work. If the Lexus LS 400 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus LS 400 right here.

Take a look at what you can expect in terms of insurance rates for the Lexus LS 400 and compare it to other similar vehicles. Then find out how the Lexus LS 400 stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus LS 400 right here.

If you need insurance for a Lexus LS 400 right now, we can help. Enter your ZIP code for free Lexus LS 400 car insurance quotes from top companies.

Are vehicles like the Lexus LS 400 expensive to insure?

Take a look at how insurance rates for similar models to the Lexus LS 400 look. These insurance rates for other sedans like the Mitsubishi Lancer Sportback, Lexus GS 450h, and Buick Roadmaster give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus LS 400

Vehicle Comprehensive Collision Liability Total
Hyundai Elantra $280 $562 $372 $1,372
Volkswagen CC $320 $610 $416 $1,504
Volvo S60 $332 $656 $398 $1,544
Mercury Grand Marquis $188 $330 $460 $1,136
Volvo S90 $356 $714 $398 $1,626
Ford Fusion Energi $336 $626 $372 $1,492
Volvo S80 $332 $668 $430 $1,588
Dodge Charger $376 $626 $466 $1,668

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What impacts the cost of Lexus LS 400 insurance?

As with any car, your Lexus LS 400 car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Lexus LS 400 trim level you buy will also have an impact on the total price you will pay for Lexus LS 400 insurance coverage.

Ways to Save on Lexus LS 400 Insurance

There are several ways you can save even more on your Lexus LS 400 car insurance rates. Take a look at the following five tips:

  • Ask about farm and ranch vehicle discounts
  • Ask for a Lexus LS 400 discount if you have a college degree
  • Make sure you use an accredited driver safety program
  • Ask about seasonal insurance for your Lexus LS 400
  • Buy an older Lexus LS 400

Top Lexus LS 400 Insurance Companies

Several insurance companies offer competitive rates for the Lexus LS 400 based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Lexus LS 400 drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Comparing Free Lexus LS 400 Insurance Quotes Online

Save money by comparing Lexus LS 400 insurance rates with free quotes online now.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption