Best Lexus GS Auto Insurance Rates 2021

Auto insurance for the Lexus GS will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Lexus GS has numerous safety features that can help reduce car insurance rates. To find the best deal on Lexus GS auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • The cost of insurance for a Lexus GS depends on the trim level
  • Safety features of the Lexus GS can earn you a car insurance discount
  • Crash test ratings have an impact on Lexus GS auto insurance rates

Buying a new car is both fun and a lot of work. If the Lexus GS is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Lexus GS right here.

Take a look at what you can expect in terms of insurance rates for the Lexus GS and compare it to other similar vehicles. Then find out how the Lexus GS stacks up in terms of safety ratings and features, as well as what it costs to buy a Lexus GS right here.

If you need insurance for a Lexus GS right now, we can help. Enter your ZIP code for free Lexus GS car insurance quotes from top companies.

Are vehicles like the Lexus GS expensive to insure?

Take a look at how insurance rates for similar models to the Lexus GS look. These insurance rates for other sedans like the Volvo S60 Recharge, Infiniti M56, and Cadillac CT5 give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Lexus GS

Vehicle Comprehensive Collision Liability Total
Cadillac XTS $332 $668 $416 $1,574
Mercedes-Benz S450 $494 $982 $398 $2,032
Mercury Grand Marquis $188 $330 $460 $1,136
Lexus GS 350 $370 $714 $338 $1,558
Volvo S80 $332 $668 $430 $1,588
Mitsubishi Lancer $332 $610 $416 $1,516
Buick Lucerne $232 $408 $460 $1,258
Audi A4 $332 $656 $398 $1,544

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What impacts the cost of Lexus GS insurance?

As with any car, your Lexus GS car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Lexus GS trim level you buy will also have an impact on the total price you will pay for Lexus GS insurance coverage.

Lexus GS Safety Ratings

Your Lexus GS car insurance rates are tied to the safety ratings of the Lexus GS. See the breakdown here.

Lexus GS Safety Ratings

Test Type Rating
Small overlap front: driver-side Not tested
Small overlap front: passenger-side Not tested
Moderate overlap front Good
Side Good
Roof Good
Head restraints & seats Not tested

Lexus GS Crash Test Ratings

Good Lexus GS crash test ratings can lower your Lexus GS auto insurance rates. You can see Lexus GS crash test results here.

Lexus GS Crash Test Ratings

Vehicle Tested Overall Frontal Side Rollover
2020 Lexus GS F 4 DR RWD N/R N/R N/R N/R
2020 Lexus GS 350 4 DR RWD N/R N/R N/R N/R
2020 Lexus GS 350 4 DR AWD N/R N/R N/R N/R
2019 Lexus GS350 4 DR RWD N/R N/R N/R N/R
2019 Lexus GS350 4 DR AWD N/R N/R N/R N/R
2019 Lexus GS300 4 DR RWD N/R N/R N/R N/R
2019 Lexus GS300 4 DR AWD N/R N/R N/R N/R
2019 Lexus GS F 4 DR RWD N/R N/R N/R N/R
2018 Lexus GS450H 4 DR RWD N/R N/R N/R N/R
2018 Lexus GS350 4 DR RWD N/R N/R N/R N/R
2018 Lexus GS350 4 DR AWD N/R N/R N/R N/R
2018 Lexus GS300 4 DR RWD N/R N/R N/R N/R
2018 Lexus GS300 4 DR AWD N/R N/R N/R N/R
2018 Lexus GS F 4 DR RWD N/R N/R N/R N/R
2017 Lexus GS450H 4 DR RWD N/R N/R N/R N/R
2017 Lexus GS350 4 DR RWD N/R N/R N/R N/R
2017 Lexus GS350 4 DR AWD N/R N/R N/R N/R
2017 Lexus GS200T 4 DR RWD N/R N/R N/R N/R
2017 Lexus GS200T 4 DR AWD N/R N/R N/R N/R
2017 Lexus GS F 4 DR RWD N/R N/R N/R N/R
2016 Lexus GS450H 4 DR RWD N/R N/R N/R N/R
2016 Lexus GS350 4 DR RWD N/R N/R N/R N/R
2016 Lexus GS350 4 DR AWD N/R N/R N/R N/R
2016 Lexus GS200t 4 DR RWD N/R N/R N/R N/R
2016 Lexus GS200t 4 DR AWD N/R N/R N/R N/R

Ways to Save on Lexus GS Insurance

Save more on your Lexus GS car insurance rates. Take a look at the following five strategies that will get you the best Lexus GS auto insurance rates possible.

  • Choose a Lexus GS with cheaper repair costs
  • Understand the different types of auto insurance for your Lexus GS
  • Choose automatic payments or EFT for your Lexus GS insurance policy
  • Ask about Lexus GS discounts if you were listed on someone else’s policy
  • Re-check Lexus GS quotes every 6 months

Top Lexus GS Insurance Companies

What is the best company for affordable Lexus GS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus GS insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Lexus GS.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Lexus GS Insurance Quotes Online

Save money by comparing Lexus GS insurance rates with free quotes online now.

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