Best Kia Spectra5 Auto Insurance Rates 2021

Auto insurance for the Kia Spectra5 will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Spectra5 has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Spectra5 auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • The cost of insurance for a Kia Spectra5 depends on the trim level
  • Crash test ratings have an impact on Kia Spectra5 auto insurance rates
  • Safety features of the Kia Spectra5 can earn you a car insurance discount

Buying a new car is both fun and a lot of work. If the Kia Spectra5 is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Kia Spectra5 right here.

Take a look at what you can expect in terms of insurance rates for the Kia Spectra5 and compare it to other similar vehicles. Then find out how the Kia Spectra5 stacks up in terms of safety ratings and features, as well as what it costs to buy a Kia Spectra5 right here.

If you need insurance for a Kia Spectra5 right now, we can help. Enter your ZIP code for free Kia Spectra5 car insurance quotes from top companies.

Are vehicles like the Kia Spectra5 expensive to insure?

Take a look at how insurance rates for similar models to the Kia Spectra5 look. These insurance rates for other hatchbacks like the Mitsubishi Precis, Hyundai Ioniq Hybrid, and Chevrolet Malibu Maxx give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Kia Spectra5

Vehicle Comprehensive Collision Liability Total
FIAT 500L $256 $478 $450 $1,364
Toyota Prius $322 $532 $316 $1,306
Nissan Leaf $320 $640 $416 $1,534
Toyota Yaris $256 $478 $398 $1,290
Ford C-Max Energi $284 $582 $416 $1,440
Dodge Caliber $190 $338 $460 $1,146
Mazda 2 $206 $326 $452 $1,142
Kia Soul $308 $500 $372 $1,338

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What impacts the cost of Kia Spectra5 insurance?

The Kia Spectra5 trim and model you choose can impact the total price you will pay for Kia Spectra5 insurance coverage.
You can also expect your Kia Spectra5 rates to be affected by where you live, your driving history, and in most states your age and gender.

Ways to Save on Kia Spectra5 Insurance

Save more on your Kia Spectra5 car insurance rates. Take a look at the following five strategies that will get you the best Kia Spectra5 auto insurance rates possible.

  • Improve your credit score
  • Use paperless billing for your Kia Spectra5 insurance policy
  • Re-check Kia Spectra5 quotes every 6 months
  • Ask about Kia Spectra5 safety discounts
  • Ask about retiree discounts

Top Kia Spectra5 Insurance Companies

What is the best company for affordable Kia Spectra5 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Spectra5 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Kia Spectra5.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Kia Spectra5 Insurance Quotes Online

You can start comparing quotes for Kia Spectra5 insurance from some of the top car insurance companies by using our free online tool today.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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