Best Kia Sephia Auto Insurance Rates 2021

To get the best price on your Kia Sephia auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Kia Sephia, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Kia Sephia auto insurance rates.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cost of insurance for a Kia Sephia depends on the trim level
  • Crash test ratings have an impact on Kia Sephia auto insurance rates
  • Safety features of the Kia Sephia can earn you a car insurance discount

Before you buy a Kia Sephia, or even if you already own one, you’ll want to get the best Kia Sephia auto insurance rates. The cost of auto insurance for a Kia Sephia can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Kia Sephia auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Kia auto insurance for a Sephia. You can also compare Kia Sephia auto insurance rates to the average cost of insurance for competitors like Jaguar S-Type and Hyundai Excel.

To compare Kia Sephia auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Kia Sephia expensive to insure?

Take a look at how insurance rates for similar models to the Kia Sephia look. These insurance rates for other sedans like the Ford Taurus, Hyundai Excel, and Jaguar S-Type give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Kia Sephia

Vehicle Comprehensive Collision Liability Total
Cadillac XTS $332 $668 $416 $1,574
Toyota Camry $308 $594 $372 $1,432
Ford Fusion Energi $336 $626 $372 $1,492
Cadillac CT6 $382 $774 $398 $1,712
Audi A4 $332 $656 $398 $1,544
Chevrolet Impala $280 $532 $372 $1,342
Kia Optima $322 $532 $420 $1,454
Mercedes-Benz S450 $494 $982 $398 $2,032

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What impacts the cost of Kia Sephia insurance?

As with any car, your Kia Sephia car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Sephia trim level you buy will also have an impact on the total price you will pay for Kia Sephia insurance coverage.

Ways to Save on Kia Sephia Insurance

Save more on your Kia Sephia car insurance rates. Take a look at the following five strategies that will get you the best Kia Sephia auto insurance rates possible.

  • Ask about discounts for people with disabilities
  • Work with a direct insurer instead of an insurance broker for your Kia Sephia
  • Ask about welcome discounts
  • Avoid the temptation to file a claim for minor incidents
  • Ask for a higher deductible for your Kia Sephia insurance policy

Top Kia Sephia Insurance Companies

Several insurance companies offer competitive rates for the Kia Sephia based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Sephia drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Kia Sephia Insurance Quotes Online

You can compare quotes for Kia Sephia auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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