Best Kia Optima Plug In Hybrid Auto Insurance Rates 2021

Auto insurance for the Kia Optima Plug In Hybrid will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Kia Optima Plug In Hybrid has numerous safety features that can help reduce car insurance rates. To find the best deal on Kia Optima Plug In Hybrid auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Things to Remember

  • Safety features of the Kia Optima Plug In Hybrid can earn you a car insurance discount
  • Crash test ratings have an impact on Kia Optima Plug In Hybrid auto insurance rates
  • The cost of insurance for a Kia Optima Plug In Hybrid depends on the trim level

Before you buy a Kia Optima Plug In Hybrid, or even if you already own one, you’ll want to get the best Kia Optima Plug In Hybrid auto insurance rates. The cost of auto insurance for a Kia Optima Plug In Hybrid can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Kia Optima Plug In Hybrid auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Kia auto insurance for a Optima Plug In Hybrid. You can also compare Kia Optima Plug In Hybrid auto insurance rates to the average cost of insurance for competitors like BMW 5 Series Gran Turismo and Volvo S60 Cross Country.

To compare Kia Optima Plug In Hybrid auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Kia Optima Plug In Hybrid expensive to insure?

Take a look at how insurance rates for similar models to the Kia Optima Plug In Hybrid look. These insurance rates for other sedans like the Volvo S60 Cross Country, Ford Fusion Hybrid, and BMW 5 Series Gran Turismo give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Kia Optima Plug In Hybrid

Vehicle Comprehensive Collision Liability Total
Acura TLX $332 $686 $398 $1,574
Lexus GS 450h $394 $774 $398 $1,724
Chevrolet Blazer $376 $688 $316 $1,516
Chevrolet Impala $280 $532 $372 $1,342
Acura RLX $382 $756 $416 $1,712
Lexus IS 350 $344 $686 $398 $1,586
Lincoln Town Car $242 $466 $460 $1,326
Nissan Sentra $266 $594 $372 $1,390

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What impacts the cost of Kia Optima Plug In Hybrid insurance?

As with any car, your Kia Optima Plug In Hybrid car insurance costs will be affected by personal factors like where you live, your driving record, and your driving habits. The Kia Optima Plug In Hybrid trim level you buy will also have an impact on the total price you will pay for Kia Optima Plug In Hybrid insurance coverage.

Ways to Save on Kia Optima Plug In Hybrid Insurance

There are several ways you can save even more on your Kia Optima Plug In Hybrid car insurance rates. Take a look at the following five tips:

  • Ask about seasonal insurance for your Kia Optima Plug In Hybrid
  • Ask about welcome discounts
  • Consider ride sharing services to lower your Kia Optima Plug In Hybrid mileage
  • Audit your Kia Optima Plug In Hybrid driving when you move to a new location or start a new job
  • Ask for a new Kia Optima Plug In Hybrid auto insurance rate based on your improved credit score

Top Kia Optima Plug In Hybrid Insurance Companies

Several insurance companies offer competitive rates for the Kia Optima Plug In Hybrid based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Kia Optima Plug In Hybrid drivers organized by market share.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Kia Optima Plug In Hybrid Insurance Quotes Online

You can compare quotes for Kia Optima Plug In Hybrid auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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