Best Kia K900 Insurance Rates [Rates + Comparison Guide]

Average Kia K900 auto insurance rates cost $1,610 a year, or around $134 a month. On average, comprehensive coverage costs $392, collision coverage costs $572, and liability coverage costs $454 for Kia K900 insurance.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,610 a year or $134 each month
  • A liability-only policy costs around $646 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,885 a year or $490 each month
  • Good drivers can save as much as $664 a year by earning policy discounts
  • Kia K900 insurance costs around $91 more per year than the average vehicle

Kia K900 insurance rates are $134 per month for full coverage and $54 per month for liability-only coverage. Parents can pay up to $5,885 per year or $490 per month to insure their teenage drivers, but they can save money through policy discounts. Learn more in our Kia K900 vehicle guide.

You can start comparing quotes for Kia K900 auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Kia K900 Insurance Cost

The average auto insurance costs for a Kia K900 are $1,610 a year or $134 a month.

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Are Kia K900s Expensive to Insure?

The chart below details how Kia K900 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Volvo S90, and Audi A7.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz E300 $394 $744 $338 $1,612
Volvo S90 $356 $714 $398 $1,626
Audi A7 $406 $834 $398 $1,796
Audi S8 $658 $1368 $398 $2,582
Lexus IS 300 $356 $686 $398 $1,598
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Kia insurance rates online.

What Impacts the Cost of Kia K900 Insurance?

Even though the average annual rate for the Kia K900 is $1,610, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Kia K900.

Age of the Vehicle

Older Kia K900 models generally cost less to insure. For example, auto insurance for a 2017 Kia K900 costs $1,610, while 2015 Kia K900 insurance costs are $1,554, a difference of $56.

Model Year Comprehensive Collision Liability Total
2017 Kia K900 $368 $668 $416 $1,610
2016 Kia K900 $356 $640 $430 $1,584
2015 Kia K900 $336 $618 $442 $1,554
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Driver Age

Driver age can have a significant effect on the cost of Kia K900 auto insurance. For example, 30-year-old drivers pay approximately $71 more for their Kia K900 auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Kia K900 insurance rates. For example, drivers in New York may pay $982 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on your Kia K900 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Kia K900 auto insurance with violations on their driving record.

Kia K900 Safety Ratings

Your Kia K900 auto insurance rates are tied to the Kia K900’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/A
Small overlap front: passenger-side N/A
Moderate overlap front N/A
Side N/A
Roof strength N/A
Head restraints and seats N/A
Source: Insurance Institute for Highway Safety
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Kia K900 Crash Test Ratings

Kia K900 crash test ratings will affect your Kia K900 auto insurance rates.

Vehicle Tested Overall Frontal Side Rollover
2020 Kia K900 4 DR RWD N/R N/R N/R N/R
2020 Kia K900 4 DR AWD N/R N/R N/R N/R
2019 Kia K900 4 DR RWD N/R N/R N/R N/R
2019 Kia K900 4 DR AWD N/R N/R N/R N/R
2018 Kia K900 4 DR RWD N/R N/R N/R N/R
2017 Kia K900 4 DR RWD N/R N/R N/R N/R
2016 Kia K900 4 DR RWD N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Kia K900 Safety Features

The numerous safety features of the Kia K900 help contribute to lower insurance rates. The 2020 Kia K900 has the following safety features:

  • Forward collision warning
  • Pedestrian detection
  • Forward and reverse automatic emergency braking
  • Automatic high-beam headlights
  • Adaptive headlights
  • Blind-spot monitoring
  • Rear cross-traffic alert,
  • Lane departure warning
  • Lane keep assist

Kia K900 Finance and Insurance Cost

If you are financing a Kia K900, most lenders will require your carry higher Kia K900 coverage options including comprehensive coverage, so be sure to shop around and compare Kia K900 auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Kia K900 Insurance

Although it may seem like your Kia K900 auto insurance rates are set, there are a few measures that you can take to secure the best Kia K900 auto insurance rates possible. Take a look at the following five ways to save on Kia K900 auto insurance.

  • Ask About Mature Driver Discounts for Drivers Over 50
  • Take a Defensive Driving Course or Any Driver’s Education Course
  • Buy Winter Tires for Your Kia K900
  • Save Money on Young Driver Kia K900 Auto Insurance By Mentioning Grades or GPA
  • Audit Your Kia K900 Driving When You Move to a New Location or Start a New Job

Top Kia K900 Insurance Companies

Several top auto insurance companies offer competitive rates for the Kia K900 insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Kia K900 drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Kia K900 Insurance Quotes Online

To start comparing Kia K900 auto insurance quotes for free, use our online auto insurance comparison tool.

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