Best Dodge Ram HD Auto Insurance Rates 2021

To get the best price on your Dodge Ram HD auto insurance, you'll need to shop around and compare. Thanks to the safety features of the Dodge Ram HD, you can get car insurance discounts. However, things like your driving record and how much you drive will also affect your Dodge Ram HD auto insurance rates.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Safety features of the Dodge Ram HD can earn you a car insurance discount
  • The cost of insurance for a Dodge Ram HD depends on the trim level
  • Crash test ratings have an impact on Dodge Ram HD auto insurance rates

Before you buy a Dodge Ram HD, or even if you already own one, you’ll want to get the best Dodge Ram HD auto insurance rates. The cost of auto insurance for a Dodge Ram HD can vary from company to company and be based on personal factors like driving record, too.

The best way to get affordable Dodge Ram HD auto insurance is to shop around and compare. Before you do that, take a look at the details we’ve gathered on what affects Dodge auto insurance for a Ram HD. You can also compare Dodge Ram HD auto insurance rates to the average cost of insurance for competitors like Ford F-150 SVT Lightning and Ford F-350 Super Duty.

To compare Dodge Ram HD auto insurance quotes from top companies, enter your ZIP code above now. It’s fast and free.

Are vehicles like the Dodge Ram HD expensive to insure?

Take a look at how insurance rates for similar models to the Dodge Ram HD look. These insurance rates for other pickup trucks like the Ford Super Duty, Ford F-150 SVT Lightning, and Ford F-350 Super Duty give you a good idea of what to expect.


Insurance Rates for Vehicles Similar to the Dodge Ram HD

Vehicle Comprehensive Collision Liability Total
Nissan Titan $296 $494 $470 $1,440
Ford F-350 Super Duty $344 $582 $520 $1,646
Ford F-150 $322 $470 $372 $1,322
Nissan Frontier $294 $500 $420 $1,394
Chevrolet Avalanche $248 $400 $574 $1,422
Chevrolet Silverado 2500HD $362 $688 $420 $1,650
Dodge Ram $362 $562 $420 $1,524
GMC Sierra $336 $594 $372 $1,460

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

What impacts the cost of Dodge Ram HD insurance?

The average annual rate for the Dodge Ram HD is just that, an average. Your insurance rates for a Dodge Ram HD can be higher or lower depending upon the trim level and personal factors. Those factors include your age, home address, driving history, and the model year of your Dodge Ram HD.

Ways to Save on Dodge Ram HD Insurance

There are several ways you can save even more on your Dodge Ram HD car insurance rates. Take a look at the following five tips:

  • Ask about retiree discounts
  • Compare Dodge Ram HD quotes online
  • Tell your insurer how you use your Dodge Ram HD
  • Consider using a tracking device on your Dodge Ram HD
  • Use an accurate job title when requesting Dodge Ram HD auto insurance

Top Dodge Ram HD Insurance Companies

What is the best company for affordable Dodge Ram HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Ram HD insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Dodge Ram HD.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Comparing Free Dodge Ram HD Insurance Quotes Online

You can start comparing quotes for Dodge Ram HD insurance from some of the top car insurance companies by using our free online tool today.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption