Best Dodge Nitro Insurance Rates [Everything You Need to Know]

Dodge Nitro insurance rates are $1,188 a year, or around $99 a month on average. Mature drivers with good driving records may find rates as low as $698 a year.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 24, 2020

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Key takeaways:

  • Full coverage costs around $1,188 a year or $99 each month
  • A liability-only policy costs around $477 a year or $40 each month
  • Highest rates are for teenage drivers at around $4,342 a year or $362 each month
  • Good drivers can save as much as $490 a year by earning policy discounts
  • Dodge Nitro insurance costs around $331 less per year than the average vehicle

Dodge Nitro insurance rates are $331 cheaper than the average vehicle. You can pay up to $99 per month for full coverage and $40 per month for liability-only. Read more to learn how you can save money on Dodge Nitro insurance rates

You can start comparing quotes for Dodge Nitro auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Dodge Nitro Insurance Cost

The average Dodge Nitro auto insurance rates are $1,188 a year or $99 a month.

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Are Dodge Nitros Expensive to Insure?

The chart below details how Dodge Nitro insurance rates compare to other SUVs like the Chevrolet Suburban, BMW X5, and Mercedes-Benz GLS 450.

Vehicle Comprehensive Collision Liability Total
Chevrolet Suburban $336 $532 $372 $1,398
BMW X5 $444 $750 $372 $1,724
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Mitsubishi Outlander $306 $542 $332 $1,316
Cadillac Escalade ESV $464 $720 $390 $1,732
Kia Sorento $322 $562 $372 $1,414
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However, there are a few things you can do to find the cheapest Dodge insurance rates online.

What Impacts the Cost of Dodge Nitro Insurance?

You might have noticed that there is a multitude of factors that impact Dodge Nitro auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Dodge Nitro.

Age of the Vehicle

The average Dodge Nitro auto insurance rates are higher for newer models. For example, auto insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.

Model Year Comprehensive Collision Liability Total
2011 Dodge Nitro $196 $292 $520 $1,188
2010 Dodge Nitro $190 $272 $524 $1,166
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Driver Age

Driver age can have a significant impact on Dodge Nitro auto insurance rates. As an example, a 40-year-old driver could pay $125 less each month for their Dodge Nitro auto insurance compared to a 20-year-old driver.

Driver Location

Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Phoenix may pay $653 a year less than drivers in Los Angeles.

Your Driving Record

Your driving record can have an impact on the cost of Dodge Nitro auto insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro auto insurance with violations on their driving record.

Dodge Nitro Safety Ratings

Your Dodge Nitro auto insurance rates are tied to the safety ratings of the Dodge Nitro. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Not Tested
Small overlap front: passenger-side Not Tested
Moderate overlap front G
Side M
Roof strength G
Head restraints and seats A
Source: Insurance Institute for Highway Safety
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Dodge Nitro Crash Test Ratings

Not only do good Dodge Nitro crash test ratings mean you are better protected in a crash, but good Dodge Nitro crash ratings also mean cheaper insurance rates.

Vehicle Tested Overall Frontal Side Rollover
Dodge Nitro N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Dodge Nitro Safety Features

The safety features of the Dodge Nitro can impact your Dodge Nitro auto insurance rates. The Dodge Nitro has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Dodge Nitro Finance and Insurance Cost

If you are financing a Dodge Nitro, most lenders will require your carry higher Dodge Nitro coverage options including comprehensive coverage, so be sure to shop around and compare Dodge Nitro auto insurance rates from the best companies using our FREE tool below.

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Ways to Save on Dodge Nitro Insurance

There are several ways you can save even more on your Dodge Nitro auto insurance rates. Take a look at the following five tips:

  • Talk to Your Credit Card Company to Save on Rental Car Costs
  • Ask About Dodge Nitro Safety Discounts
  • Ask About Loyalty Discounts
  • Make Sure You’re Raising a Safe Driver
  • Save Money on Young Driver Dodge Nitro Insurance By Mentioning Grades or GPA

Top Dodge Nitro Insurance Companies

Who is the best company for Dodge Nitro insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Dodge Nitro insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Dodge Nitro offers.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Compare Free Dodge Nitro Insurance Quotes Online

Save on your Dodge Nitro auto insurance rates by taking advantage of our FREE comparison tool.

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