Best Chevrolet Lumina Auto Insurance Rates 2021

Auto insurance for the Chevrolet Lumina will vary a lot, because it's based on personal factors like your driving habits, where you live, and how much you drive. The Chevrolet Lumina has numerous safety features that can help reduce car insurance rates. To find the best deal on Chevrolet Lumina auto insurance, it's best to compare multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Dec 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The cost of insurance for a Chevrolet Lumina depends on the trim level
  • Safety features of the Chevrolet Lumina can earn you a car insurance discount
  • Crash test ratings have an impact on Chevrolet Lumina auto insurance rates

Buying a new car is both fun and a lot of work. If the Chevrolet Lumina is on your list (or if you’ve already made your choice) you need all of the information before you move forward. We’ve gathered what you need to know when you buy a Chevrolet Lumina right here.

Take a look at what you can expect in terms of insurance rates for the Chevrolet Lumina and compare it to other similar vehicles. Then find out how the Chevrolet Lumina stacks up in terms of safety ratings and features, as well as what it costs to buy a Chevrolet Lumina right here.

If you need insurance for a Chevrolet Lumina right now, we can help. Enter your ZIP code for free Chevrolet Lumina car insurance quotes from top companies.

Are vehicles like the Chevrolet Lumina expensive to insure?

Take a look at how insurance rates for similar models to the Chevrolet Lumina look. These insurance rates for other sedans like the Audi S8, Acura ILX Hybrid, and BMW M5 give you a good idea of what to expect.

Insurance Rates for Vehicles Similar to the Chevrolet Lumina

Vehicle Comprehensive Collision Liability Total
Subaru Impreza $336 $562 $372 $1,428
Chevrolet Malibu $322 $532 $372 $1,384
Infiniti Q50 $344 $686 $398 $1,586
Hyundai Elantra $280 $562 $372 $1,372
Tesla Model S $582 $1,186 $316 $2,220
Subaru Legacy $370 $506 $338 $1,350
Nissan Sentra $266 $594 $372 $1,390
Audi S4 $370 $744 $338 $1,588

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What impacts the cost of Chevrolet Lumina insurance?

The Chevrolet Lumina trim and model you choose can impact the total price you will pay for Chevrolet Lumina insurance coverage.
You can also expect your Chevrolet Lumina rates to be affected by where you live, your driving history, and in most states your age and gender.

Ways to Save on Chevrolet Lumina Insurance

Save more on your Chevrolet Lumina car insurance rates. Take a look at the following five strategies that will get you the best Chevrolet Lumina auto insurance rates possible.

  • Buy an older Chevrolet Lumina
  • Don’t always pick the cheapest Chevrolet Lumina insurance policy
  • Never drink and drive your Chevrolet Lumina
  • Take a defensive driving course or any driver’s education course
  • Pay your bills on time — especially Chevrolet Lumina payments and insurance

Top Chevrolet Lumina Insurance Companies

What is the best auto insurance company for Chevrolet Lumina insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Lumina auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features found on the Chevrolet Lumina.

Largest Auto Insurers by Market Share

Rank Company Volume Market Share
1 State Farm $66,153,063 9.1%
2 GEICO $46,358,896 6.4%
3 Progressive $41,737,283 5.7%
4 Allstate $39,210,020 5.4%
5 Liberty Mutual $36,172,570 5.0%
6 Travelers $28,786,741 4.0%
7 USAA $24,621,246 3.4%
8 Chubb $24,199,582 3.3%
9 Farmers $20,083,339 2.8%
10 Nationwide $18,499,967 2.5%

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Comparing Free Chevrolet Lumina Insurance Quotes Online

You can compare quotes for Chevrolet Lumina auto insurance rates from some of the best auto insurance companies by using our free online tool now.

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