Best Cheap Auto Insurance in Berwick, ME (2021)

The average Berwick, ME auto insurance rates are $215 per month. The minimum auto insurance in Berwick is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Berwick, Maine, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Berwick is USAA
  • The minimum auto insurance required in Berwick, Maine is 50/100/25
  • Average auto insurance rates in Berwick, ME for senior drivers are $1,501 per year

Berwick, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Berwick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berwick, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Berwick to other Maine cities, including Lewiston auto insurance rates, Bangor auto insurance rates, and Sanford auto insurance rates to see how Berwick, Maine auto insurance rates stack up.

Before you buy Berwick, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berwick, Maine auto insurance quotes.

Minimum Auto Insurance in Berwick, Maine

Berwick, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berwick, Maine.

Minimum Required Auto Insurance Coverage in Berwick, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Berwick, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berwick, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berwick, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,823 $1,874 $1,645 $1,782 $4,675 $6,255 $1,975 $2,206
Farmers $1,679 $1,691 $1,583 $1,688 $5,537 $6,068 $1,993 $2,061
GEICO $945 $979 $945 $945 $2,326 $3,021 $1,031 $1,099
Liberty Mutual $2,853 $2,853 $2,719 $2,719 $6,002 $8,957 $2,853 $3,996
Progressive $1,905 $1,866 $1,905 $1,866 $8,027 $9,016 $2,218 $2,508
State Farm $1,301 $1,301 $1,233 $1,233 $4,206 $5,259 $1,458 $1,590
Travelers $1,159 $1,195 $1,050 $1,073 $4,747 $6,408 $1,140 $1,300
USAA $827 $813 $822 $802 $2,718 $2,994 $1,048 $1,095

Cheap Berwick, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berwick, Maine is a challenge. Take a look at the annual teen auto insurance rates in Berwick, Maine.

Annual Auto Insurance Rates for Teen Drivers in Berwick, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,675 $6,255
Farmers $5,537 $6,068
GEICO $2,326 $3,021
Liberty Mutual $6,002 $8,957
Progressive $8,027 $9,016
State Farm $4,206 $5,259
Travelers $4,747 $6,408
USAA $2,718 $2,994

Cheap Berwick, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Berwick, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berwick, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,645 $1,782
Farmers $1,583 $1,688
GEICO $945 $945
Liberty Mutual $2,719 $2,719
Progressive $1,905 $1,866
State Farm $1,233 $1,233
Travelers $1,050 $1,073
USAA $822 $802

Cheap Berwick, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berwick, Maine compared to the annual auto insurance rates with a clean record in Berwick, Maine.

Annual Berwick, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,259 $3,078 $3,220 $2,560
Farmers $2,436 $3,108 $2,696 $2,910
GEICO $1,028 $1,445 $2,145 $1,028
Liberty Mutual $3,145 $3,715 $6,186 $3,430
Progressive $2,934 $4,968 $3,267 $3,487
State Farm $1,992 $2,404 $2,198 $2,198
Travelers $1,881 $2,091 $2,626 $2,437
USAA $1,054 $1,390 $1,955 $1,160

Cheap Berwick, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berwick, Maine is not easy. Compare the annual rates for DUI auto insurance in Berwick, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Berwick, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,220
Farmers $2,696
GEICO $2,145
Liberty Mutual $6,186
Progressive $3,267
State Farm $2,198
Travelers $2,626
USAA $1,955

Cheap Berwick, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berwick, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berwick, Maine

Insurance Company Poor Fair Good
Allstate $3,491 $2,665 $2,183
Farmers $3,236 $2,667 $2,460
GEICO $1,899 $1,260 $1,075
Liberty Mutual $5,734 $3,716 $2,907
Progressive $4,135 $3,553 $3,303
State Farm $3,201 $1,912 $1,480
Travelers $2,659 $2,178 $1,939
USAA $1,819 $1,256 $1,095

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Cheap Berwick, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berwick, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Berwick, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berwick, Maine

ZIP Code Average Annual Rates
3901 $2,231

Cheap Berwick, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Berwick, Maine auto insurance. Find the cheapest annual Berwick, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berwick, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,779 $2,779
Farmers $2,788 $2,788
GEICO $1,388 $1,434
Liberty Mutual $4,035 $4,202
Progressive $3,664 $3,664
State Farm $2,126 $2,270
Travelers $2,259 $2,259
USAA $1,351 $1,429

Cheap Berwick, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berwick, Maine? Check out the comparison of annual Berwick, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berwick, Maine

Insurance Company Low Medium High
Allstate $2,744 $2,746 $2,848
Farmers $2,674 $2,694 $2,994
GEICO $1,382 $1,391 $1,462
Liberty Mutual $4,061 $4,061 $4,234
Progressive $3,587 $3,595 $3,809
State Farm $2,133 $2,172 $2,288
Travelers $2,220 $2,224 $2,333
USAA $1,359 $1,371 $1,439

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Best By Category: Cheapest Auto Insurance in Berwick, Maine

Compare the cheapest auto insurance companies in Berwick, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berwick, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

The Cheapest Berwick, Maine Auto Insurance Companies

What auto insurance companies in Berwick, Maine are the cheapest? Compare the top Berwick, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berwick, Maine

Insurance Company Average Annual Rates
Allstate $2,779
Farmers $2,788
GEICO $1,411
Liberty Mutual $4,119
Progressive $3,664
State Farm $2,198
Travelers $2,259
USAA $1,390

What affects auto insurance rates in Berwick, Maine?

There are a lot of reasons why auto insurance rates in Berwick, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berwick, Maine. Many local factors may affect your Berwick auto insurance rates.

Berwick Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Berwick, Maine commute length is 24.9 minutes according to City-Data.

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Compare Berwick, Maine Auto Insurance Quotes

Before you buy Berwick, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berwick, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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