Best Cheap Auto Insurance in Berwick, LA (2021)

The average Berwick, LA auto insurance rates are $423 per month. The minimum auto insurance in Berwick is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Berwick, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Berwick, LA for senior drivers are $3,166 per year
  • The average commute length in Berwick is 22.5 minutes
  • The cheapest auto insurance company in Berwick is State Farm

Berwick, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Berwick can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berwick, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Berwick to other Louisiana cities, including Shreveport auto insurance rates, Alexandria auto insurance rates, and Lake Charles auto insurance rates to see how Berwick, Louisiana auto insurance rates stack up.

Before you buy Berwick, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berwick, Louisiana auto insurance quotes.

Minimum Auto Insurance in Berwick, Louisiana

Berwick, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berwick, Louisiana.

Minimum Required Auto Insurance Coverage in Berwick, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Berwick, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berwick, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berwick, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,767 $3,767 $3,911 $3,911 $8,287 $10,435 $4,162 $4,508
GEICO $2,997 $3,454 $3,611 $4,422 $11,095 $11,649 $2,889 $2,776
Progressive $3,495 $3,252 $2,930 $3,172 $14,116 $15,674 $3,984 $4,059
State Farm $2,549 $2,549 $2,343 $2,343 $7,668 $9,642 $2,849 $3,191
USAA $2,571 $2,528 $2,520 $2,496 $7,694 $8,990 $3,146 $3,441

Cheap Berwick, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berwick, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Berwick, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Berwick, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,287 $10,435
GEICO $11,095 $11,649
Progressive $14,116 $15,674
State Farm $7,668 $9,642
USAA $7,694 $8,990

Cheap Berwick, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Berwick, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berwick, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,911 $3,911
GEICO $3,611 $4,422
Progressive $2,930 $3,172
State Farm $2,343 $2,343
USAA $2,520 $2,496

Cheap Berwick, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berwick, Louisiana compared to the annual auto insurance rates with a clean record in Berwick, Louisiana.

Annual Berwick, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $6,461 $5,753 $4,954
GEICO $3,636 $5,886 $7,261 $4,663
Progressive $5,273 $7,098 $6,802 $6,168
State Farm $3,790 $4,493 $4,142 $4,142
USAA $3,190 $4,433 $5,263 $3,807

Cheap Berwick, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berwick, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Berwick, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Berwick, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,753
GEICO $7,261
Progressive $6,802
State Farm $4,142
USAA $5,263

Cheap Berwick, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berwick, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berwick, Louisiana

Insurance Company Poor Fair Good
Allstate $7,010 $4,814 $4,206
GEICO $6,376 $5,534 $4,174
Progressive $7,148 $6,141 $5,717
State Farm $5,762 $3,691 $2,972
USAA $5,746 $3,688 $3,086

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Berwick, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berwick, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Berwick, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berwick, Louisiana

ZIP Code Average Annual Rates
70342 $4,738

Cheap Berwick, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Berwick, Louisiana auto insurance. Find the cheapest annual Berwick, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berwick, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,343 $5,343
GEICO $5,258 $5,465
Progressive $6,335 $6,335
State Farm $4,032 $4,251
USAA $4,043 $4,304

Cheap Berwick, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berwick, Louisiana? Check out the comparison of annual Berwick, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berwick, Louisiana

Insurance Company Low Medium High
Allstate $4,604 $5,447 $5,979
GEICO $4,383 $5,382 $6,320
Progressive $5,239 $6,280 $7,487
State Farm $3,571 $4,133 $4,721
USAA $3,576 $4,243 $4,701

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Berwick, Louisiana

Compare the cheapest auto insurance companies in Berwick, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berwick, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Berwick, Louisiana Auto Insurance Companies

What auto insurance companies in Berwick, Louisiana are the cheapest? Compare the top Berwick, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berwick, Louisiana

Insurance Company Average Annual Rates
Allstate $5,343
GEICO $5,362
Progressive $6,335
State Farm $4,142
USAA $4,173

What affects auto insurance rates in Berwick, Louisiana?

There are a lot of reasons why auto insurance rates in Berwick, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berwick, Louisiana. Many local factors may affect your Berwick auto insurance rates.

Berwick Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Berwick, Louisiana auto theft statistics, there have been 3 auto thefts in the city.

Berwick Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Berwick, Louisiana commute length is 22.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Berwick, Louisiana Auto Insurance Quotes

Before you buy Berwick, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berwick, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption