Best Cheap Auto Insurance in Berry, KY (2021)

The average Berry, KY auto insurance rates are $367 per month. The minimum auto insurance in Berry is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Berry, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • The minimum auto insurance required in Berry, Kentucky is 25/50/25
  • The average commute length in Berry is 31.3 minutes
  • The cheapest auto insurance company in Berry is USAA

Berry, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Berry can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berry, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Berry to other Kentucky cities, including Bowling Green auto insurance rates, Covington auto insurance rates, and Owensboro auto insurance rates to see how Berry, Kentucky auto insurance rates stack up.

Before you buy Berry, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berry, Kentucky auto insurance quotes.

Minimum Auto Insurance in Berry, Kentucky

Berry, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berry, Kentucky.

Minimum Required Auto Insurance Coverage in Berry, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Berry, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berry, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berry, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,395 $3,370 $3,052 $3,259 $12,414 $13,951 $3,793 $4,024
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,724 $2,948 $2,308 $2,575 $11,625 $12,858 $2,855 $2,978
Nationwide $3,068 $3,067 $2,775 $2,893 $7,042 $8,761 $3,493 $3,668
Progressive $2,265 $2,161 $2,022 $2,036 $10,863 $12,300 $2,813 $2,888
State Farm $1,770 $1,770 $1,585 $1,585 $5,259 $6,681 $1,976 $2,195
Travelers $2,248 $2,288 $2,211 $2,209 $10,572 $16,736 $2,355 $2,736
USAA $1,855 $1,856 $1,674 $1,700 $4,978 $5,238 $2,340 $2,558

Cheap Berry, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berry, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Berry, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Berry, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,414 $13,951
GEICO $7,170 $8,568
Liberty Mutual $11,625 $12,858
Nationwide $7,042 $8,761
Progressive $10,863 $12,300
State Farm $5,259 $6,681
Travelers $10,572 $16,736
USAA $4,978 $5,238

Cheap Berry, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Berry, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berry, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,052 $3,259
GEICO $3,742 $3,389
Liberty Mutual $2,308 $2,575
Nationwide $2,775 $2,893
Progressive $2,022 $2,036
State Farm $1,585 $1,585
Travelers $2,211 $2,209
USAA $1,674 $1,700

Cheap Berry, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berry, Kentucky compared to the annual auto insurance rates with a clean record in Berry, Kentucky.

Annual Berry, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,916 $6,391 $6,792 $5,530
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,256 $6,556 $5,098 $4,526
Nationwide $3,469 $4,468 $5,633 $3,813
Progressive $3,862 $5,702 $4,410 $4,699
State Farm $2,608 $3,097 $2,853 $2,853
Travelers $4,499 $4,632 $6,706 $4,840
USAA $2,091 $2,955 $3,535 $2,517

Cheap Berry, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berry, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Berry, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Berry, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,792
GEICO $7,199
Liberty Mutual $5,098
Nationwide $5,633
Progressive $4,410
State Farm $2,853
Travelers $6,706
USAA $3,535

Cheap Berry, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berry, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berry, Kentucky

Insurance Company Poor Fair Good
Allstate $7,821 $5,397 $4,504
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,299 $4,489 $3,538
Nationwide $5,260 $4,162 $3,616
Progressive $5,227 $4,546 $4,232
State Farm $4,124 $2,490 $1,943
Travelers $5,776 $4,877 $4,855
USAA $4,125 $2,313 $1,885

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Cheap Berry, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berry, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Berry, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berry, Kentucky

ZIP Code Average Annual Rates
41003 $3,951

Cheap Berry, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Berry, Kentucky auto insurance. Find the cheapest annual Berry, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berry, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,907 $5,907
GEICO $4,371 $4,456
Liberty Mutual $5,109 $5,109
Nationwide $4,346 $4,346
Progressive $4,668 $4,668
State Farm $2,780 $2,925
Travelers $5,169 $5,169
USAA $2,672 $2,877

Cheap Berry, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berry, Kentucky? Check out the comparison of annual Berry, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berry, Kentucky

Insurance Company Low Medium High
Allstate $5,531 $5,886 $6,305
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,887 $5,080 $5,360
Nationwide $4,367 $4,301 $4,370
Progressive $4,357 $4,620 $5,028
State Farm $2,667 $2,852 $3,038
Travelers $4,962 $5,200 $5,346
USAA $2,650 $2,768 $2,906

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Best By Category: Cheapest Auto Insurance in Berry, Kentucky

Compare the cheapest auto insurance companies in Berry, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berry, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Berry, Kentucky Auto Insurance Companies

What auto insurance companies in Berry, Kentucky are the cheapest? Compare the top Berry, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berry, Kentucky

Insurance Company Average Annual Rates
Allstate $5,907
GEICO $4,413
Liberty Mutual $5,109
Nationwide $4,346
Progressive $4,668
State Farm $2,853
Travelers $5,169
USAA $2,775

What affects auto insurance rates in Berry, Kentucky?

There are a lot of reasons why auto insurance rates in Berry, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berry, Kentucky. Many local factors may affect your Berry auto insurance rates.

Berry Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Berry, Kentucky commute length is 31.3 minutes according to City-Data.

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Compare Berry, Kentucky Auto Insurance Quotes

Before you buy Berry, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berry, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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