Best Cheap Auto Insurance in Berrien Center, MI (2021)

The average Berrien Center, MI auto insurance rates are $714 per month. The minimum auto insurance in Berrien Center is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Berrien Center, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Berrien Center, MI for senior drivers are $5,659 per year
  • The minimum auto insurance required in Berrien Center, Michigan is 20/40/10
  • The cheapest auto insurance company in Berrien Center is USAA

Berrien Center, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Berrien Center can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berrien Center, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Berrien Center to other Michigan cities, including Troy auto insurance rates, Dearborn auto insurance rates, and Ann Arbor auto insurance rates to see how Berrien Center, Michigan auto insurance rates stack up.

Before you buy Berrien Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berrien Center, Michigan auto insurance quotes.

Minimum Auto Insurance in Berrien Center, Michigan

Berrien Center, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berrien Center, Michigan.

Minimum Required Auto Insurance Coverage in Berrien Center, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Berrien Center, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berrien Center, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berrien Center, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,600 $14,600 $13,590 $13,590 $36,020 $36,020 $15,375 $15,375
Farmers $3,566 $3,566 $3,328 $3,328 $7,993 $7,993 $4,013 $4,013
GEICO $3,306 $3,306 $3,398 $3,398 $9,596 $9,596 $3,165 $3,165
Liberty Mutual $12,179 $12,179 $12,062 $12,062 $28,240 $28,240 $12,179 $12,179
Nationwide $3,627 $3,627 $3,244 $3,244 $9,368 $9,368 $3,968 $3,968
Progressive $2,612 $2,430 $2,320 $2,580 $9,503 $10,126 $3,030 $2,803
State Farm $7,140 $7,140 $6,658 $6,658 $25,403 $25,403 $8,389 $8,389
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,565 $2,424 $2,416 $2,279 $6,230 $5,899 $3,117 $2,981

Cheap Berrien Center, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berrien Center, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Berrien Center, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Berrien Center, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $36,020 $36,020
Farmers $7,993 $7,993
GEICO $9,596 $9,596
Liberty Mutual $28,240 $28,240
Nationwide $9,368 $9,368
Progressive $9,503 $10,126
State Farm $25,403 $25,403
Travelers $13,395 $13,395
USAA $6,230 $5,899

Cheap Berrien Center, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Berrien Center, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berrien Center, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,590 $13,590
Farmers $3,328 $3,328
GEICO $3,398 $3,398
Liberty Mutual $12,062 $12,062
Nationwide $3,244 $3,244
Progressive $2,320 $2,580
State Farm $6,658 $6,658
Travelers $3,858 $3,858
USAA $2,416 $2,279

Cheap Berrien Center, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berrien Center, Michigan compared to the annual auto insurance rates with a clean record in Berrien Center, Michigan.

Annual Berrien Center, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,604 $12,880 $43,593 $13,507
Farmers $3,972 $5,057 $4,992 $4,879
GEICO $1,696 $3,632 $10,981 $3,155
Liberty Mutual $11,060 $13,540 $25,747 $14,313
Nationwide $4,333 $5,766 $5,239 $4,868
Progressive $3,765 $4,922 $4,430 $4,586
State Farm $7,489 $9,022 $19,756 $11,322
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,808 $3,502 $4,588 $3,058

Cheap Berrien Center, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berrien Center, Michigan is not easy. Compare the annual rates for DUI auto insurance in Berrien Center, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Berrien Center, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $43,593
Farmers $4,992
GEICO $10,981
Liberty Mutual $25,747
Nationwide $5,239
Progressive $4,430
State Farm $19,756
Travelers $10,331
USAA $4,588

Cheap Berrien Center, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berrien Center, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berrien Center, Michigan

Insurance Company Poor Fair Good
Allstate $30,165 $16,740 $12,783
Farmers $6,215 $4,138 $3,822
GEICO $6,248 $4,601 $3,749
Liberty Mutual $25,550 $14,772 $8,173
Nationwide $6,307 $4,775 $4,073
Progressive $5,092 $4,301 $3,884
State Farm $19,304 $9,762 $6,626
Travelers $6,813 $6,608 $6,525
USAA $5,208 $2,984 $2,274

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Cheap Berrien Center, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berrien Center, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Berrien Center, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berrien Center, Michigan

ZIP Code Average Annual Rates
49102 $6,006

Cheap Berrien Center, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Berrien Center, Michigan auto insurance. Find the cheapest annual Berrien Center, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berrien Center, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $19,896 $19,896
Farmers $4,725 $4,725
GEICO $4,758 $4,974
Liberty Mutual $15,619 $16,711
Nationwide $5,052 $5,052
Progressive $4,426 $4,426
State Farm $11,570 $12,224
Travelers $6,611 $6,686
USAA $3,449 $3,529

Cheap Berrien Center, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berrien Center, Michigan? Check out the comparison of annual Berrien Center, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berrien Center, Michigan

Insurance Company Low Medium High
Allstate $19,285 $19,950 $20,453
Farmers $4,622 $4,716 $4,836
GEICO $4,510 $4,818 $5,270
Liberty Mutual $15,685 $16,118 $16,693
Nationwide $5,210 $4,987 $4,957
Progressive $4,288 $4,432 $4,557
State Farm $11,261 $11,976 $12,455
Travelers $6,575 $6,656 $6,715
USAA $3,369 $3,500 $3,599

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Best By Category: Cheapest Auto Insurance in Berrien Center, Michigan

Compare the cheapest auto insurance companies in Berrien Center, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berrien Center, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Berrien Center, Michigan Auto Insurance Companies

What auto insurance companies in Berrien Center, Michigan are the cheapest? Compare the top Berrien Center, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berrien Center, Michigan

Insurance Company Average Annual Rates
Allstate $19,896
Farmers $4,725
GEICO $4,866
Liberty Mutual $16,165
Nationwide $5,052
Progressive $4,426
State Farm $11,897
Travelers $6,649
USAA $3,489

Compare Berrien Center, Michigan Auto Insurance Quotes

Before you buy Berrien Center, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berrien Center, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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