Best Cheap Auto Insurance in Bernice, LA (2021)

The average Bernice, LA auto insurance rates are $390 per month. The minimum auto insurance in Bernice is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Bernice, Louisiana, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Bernice is State Farm
  • Average auto insurance rates in Bernice, LA for senior drivers are $2,907 per year
  • The average commute length in Bernice is 19.7 minutes

Bernice, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Bernice can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bernice, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Bernice to other Louisiana cities, including Shreveport auto insurance rates, Bossier City auto insurance rates, and Kenner auto insurance rates to see how Bernice, Louisiana auto insurance rates stack up.

Before you buy Bernice, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bernice, Louisiana auto insurance quotes.

Minimum Auto Insurance in Bernice, Louisiana

Bernice, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bernice, Louisiana.

Minimum Required Auto Insurance Coverage in Bernice, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bernice, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bernice, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bernice, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,816 $3,816 $3,927 $3,927 $8,396 $10,626 $4,221 $4,581
GEICO $2,810 $3,234 $3,293 $3,979 $10,586 $11,273 $2,734 $2,697
Progressive $2,994 $2,807 $2,506 $2,689 $11,974 $13,330 $3,445 $3,556
State Farm $2,335 $2,335 $2,114 $2,114 $6,588 $8,292 $2,595 $2,905
USAA $2,346 $2,312 $2,264 $2,256 $6,980 $8,235 $2,899 $3,185

Cheap Bernice, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bernice, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Bernice, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Bernice, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,396 $10,626
GEICO $10,586 $11,273
Progressive $11,974 $13,330
State Farm $6,588 $8,292
USAA $6,980 $8,235

Cheap Bernice, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Bernice, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bernice, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,927 $3,927
GEICO $3,293 $3,979
Progressive $2,506 $2,689
State Farm $2,114 $2,114
USAA $2,264 $2,256

Cheap Bernice, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bernice, Louisiana compared to the annual auto insurance rates with a clean record in Bernice, Louisiana.

Annual Bernice, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,300 $6,515 $5,806 $5,034
GEICO $3,460 $5,583 $6,817 $4,443
Progressive $4,512 $6,051 $5,810 $5,277
State Farm $3,380 $3,940 $3,660 $3,660
USAA $2,904 $4,016 $4,855 $3,463

Cheap Bernice, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bernice, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Bernice, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Bernice, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,806
GEICO $6,817
Progressive $5,810
State Farm $3,660
USAA $4,855

Cheap Bernice, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bernice, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bernice, Louisiana

Insurance Company Poor Fair Good
Allstate $7,120 $4,881 $4,240
GEICO $6,035 $5,239 $3,953
Progressive $6,123 $5,241 $4,874
State Farm $5,080 $3,265 $2,635
USAA $5,278 $3,354 $2,796

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Cheap Bernice, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bernice, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Bernice, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bernice, Louisiana

ZIP Code Average Annual Rates
71222 $4,356

Cheap Bernice, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Bernice, Louisiana auto insurance. Find the cheapest annual Bernice, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bernice, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,414 $5,414
GEICO $4,978 $5,173
Progressive $5,413 $5,413
State Farm $3,567 $3,753
USAA $3,694 $3,925

Cheap Bernice, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bernice, Louisiana? Check out the comparison of annual Bernice, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bernice, Louisiana

Insurance Company Low Medium High
Allstate $4,745 $5,506 $5,990
GEICO $4,340 $5,093 $5,794
Progressive $4,626 $5,373 $6,239
State Farm $3,234 $3,651 $4,095
USAA $3,375 $3,860 $4,194

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Best By Category: Cheapest Auto Insurance in Bernice, Louisiana

Compare the cheapest auto insurance companies in Bernice, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bernice, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bernice, Louisiana Auto Insurance Companies

What auto insurance companies in Bernice, Louisiana are the cheapest? Compare the top Bernice, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bernice, Louisiana

Insurance Company Average Annual Rates
Allstate $5,414
GEICO $5,076
Progressive $5,413
State Farm $3,660
USAA $3,810

What affects auto insurance rates in Bernice, Louisiana?

There are a lot of reasons why auto insurance rates in Bernice, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bernice, Louisiana. Many local factors may affect your Bernice auto insurance rates.

Bernice Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bernice, Louisiana commute length is 19.7 minutes according to City-Data.

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Compare Bernice, Louisiana Auto Insurance Quotes

Before you buy Bernice, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bernice, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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