Best Cheap Auto Insurance in Berlin, CT (2021)

The average Berlin, CT auto insurance rates are $366 per month. The minimum auto insurance in Berlin is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Berlin, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Berlin is USAA
  • Average auto insurance rates in Berlin, CT for senior drivers are $2,191 per year
  • The most expensive auto insurance company in Berlin for teen drivers is Liberty Mutual

Berlin, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Berlin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berlin, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Berlin to other Connecticut cities, including New Britain auto insurance rates, New Haven auto insurance rates, and Stamford auto insurance rates to see how Berlin, Connecticut auto insurance rates stack up.

Before you buy Berlin, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berlin, Connecticut auto insurance quotes.

Minimum Auto Insurance in Berlin, Connecticut

Berlin, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berlin, Connecticut.

Minimum Required Auto Insurance Coverage in Berlin, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Berlin, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berlin, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berlin, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,695 $3,651 $3,406 $3,648 $11,407 $13,490 $3,860 $4,054
GEICO $2,112 $2,118 $1,960 $1,975 $4,902 $5,783 $2,036 $1,972
Liberty Mutual $3,494 $3,802 $2,690 $3,318 $17,480 $19,709 $3,534 $3,856
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,502 $2,334 $2,133 $2,223 $10,351 $11,468 $2,857 $3,193
State Farm $1,750 $1,750 $1,614 $1,614 $5,337 $6,717 $1,969 $2,255
Travelers $1,645 $1,669 $1,646 $1,640 $12,775 $20,668 $1,792 $2,003
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Cheap Berlin, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berlin, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Berlin, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Berlin, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,407 $13,490
GEICO $4,902 $5,783
Liberty Mutual $17,480 $19,709
Nationwide $5,833 $7,393
Progressive $10,351 $11,468
State Farm $5,337 $6,717
Travelers $12,775 $20,668
USAA $5,529 $5,784

Cheap Berlin, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Berlin, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berlin, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,406 $3,648
GEICO $1,960 $1,975
Liberty Mutual $2,690 $3,318
Nationwide $1,912 $2,004
Progressive $2,133 $2,223
State Farm $1,614 $1,614
Travelers $1,646 $1,640
USAA $1,646 $1,622

Cheap Berlin, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berlin, Connecticut compared to the annual auto insurance rates with a clean record in Berlin, Connecticut.

Annual Berlin, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,013 $6,204 $7,375 $5,013
GEICO $1,808 $2,370 $5,031 $2,219
Liberty Mutual $6,336 $7,933 $7,858 $6,815
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,952 $5,732 $4,156 $4,691
State Farm $2,676 $2,943 $2,943 $2,943
Travelers $4,413 $4,779 $6,956 $5,770
USAA $2,209 $2,774 $4,229 $2,209

Cheap Berlin, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berlin, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Berlin, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Berlin, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,375
GEICO $5,031
Liberty Mutual $7,858
Nationwide $4,025
Progressive $4,156
State Farm $2,943
Travelers $6,956
USAA $4,229

Cheap Berlin, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berlin, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berlin, Connecticut

Insurance Company Poor Fair Good
Allstate $7,505 $5,686 $4,513
GEICO $4,155 $2,507 $1,910
Liberty Mutual $10,272 $6,402 $5,032
Nationwide $4,380 $2,949 $2,614
Progressive $5,047 $4,522 $4,329
State Farm $4,001 $2,563 $2,064
Travelers $6,215 $5,185 $5,039
USAA $3,765 $2,553 $2,248

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Berlin, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berlin, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Berlin, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berlin, Connecticut

ZIP Code Average Annual Rates
6037 $4,439

Cheap Berlin, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Berlin, Connecticut auto insurance. Find the cheapest annual Berlin, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berlin, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,901 $5,901
GEICO $2,813 $2,901
Liberty Mutual $7,235 $7,235
Nationwide $3,314 $3,314
Progressive $4,633 $4,633
State Farm $2,804 $2,948
Travelers $5,480 $5,480
USAA $2,821 $2,889

Cheap Berlin, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berlin, Connecticut? Check out the comparison of annual Berlin, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berlin, Connecticut

Insurance Company Low Medium High
Allstate $5,574 $5,895 $6,236
GEICO $2,630 $2,819 $3,122
Liberty Mutual $6,941 $7,178 $7,587
Nationwide $3,370 $3,339 $3,233
Progressive $4,315 $4,593 $4,990
State Farm $2,688 $2,881 $3,059
Travelers $5,058 $5,440 $5,940
USAA $2,657 $2,858 $3,051

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Berlin, Connecticut

Compare the cheapest auto insurance companies in Berlin, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berlin, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Berlin, Connecticut Auto Insurance Companies

What auto insurance companies in Berlin, Connecticut are the cheapest? Compare the top Berlin, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berlin, Connecticut

Insurance Company Average Annual Rates
Allstate $5,901
GEICO $2,857
Liberty Mutual $7,235
Nationwide $3,314
Progressive $4,633
State Farm $2,876
Travelers $5,480
USAA $2,855

What affects auto insurance rates in Berlin, Connecticut?

There are a lot of reasons why auto insurance rates in Berlin, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berlin, Connecticut. Many local factors may affect your Berlin auto insurance rates.

Berlin Traffic

How does Berlin, Connecticut rank for traffic? According to Inrix Berlin, Connecticut is the 41st most congested worldwide.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Berlin, Connecticut Auto Insurance Quotes

Before you buy Berlin, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berlin, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption