Best Cheap Auto Insurance in Berkey, OH (2021)

The average Berkey, OH auto insurance rates are $220 per month. The minimum auto insurance in Berkey is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Berkey, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Berkey for teen drivers is Liberty Mutual
  • Average auto insurance rates in Berkey, OH for senior drivers are $1,369 per year
  • The minimum auto insurance required in Berkey, Ohio is 25/50/25

Berkey, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Berkey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berkey, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Berkey to other Ohio cities, including Lorain auto insurance rates, Columbus auto insurance rates, and Youngs auto insurance rates to see how Berkey, Ohio auto insurance rates stack up.

Before you buy Berkey, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berkey, Ohio auto insurance quotes.

Minimum Auto Insurance in Berkey, Ohio

Berkey, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berkey, Ohio.

Minimum Required Auto Insurance Coverage in Berkey, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Berkey, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berkey, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berkey, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,066 $2,053 $1,865 $1,991 $5,768 $6,613 $2,168 $2,312
American Family $934 $971 $854 $859 $2,867 $3,118 $1,154 $1,216
Farmers $1,777 $1,771 $1,567 $1,656 $7,851 $8,132 $1,989 $2,072
GEICO $1,157 $1,127 $1,096 $1,110 $3,091 $2,874 $1,281 $1,083
Liberty Mutual $1,881 $2,052 $1,445 $1,762 $9,957 $11,238 $1,990 $2,168
Nationwide $2,031 $2,039 $1,837 $1,847 $5,258 $6,756 $2,173 $2,521
Progressive $1,634 $1,534 $1,361 $1,409 $7,379 $8,302 $1,950 $2,020
State Farm $1,469 $1,469 $1,320 $1,320 $4,658 $5,856 $1,707 $1,953
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Berkey, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berkey, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Berkey, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Berkey, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,768 $6,613
American Family $2,867 $3,118
Farmers $7,851 $8,132
GEICO $3,091 $2,874
Liberty Mutual $9,957 $11,238
Nationwide $5,258 $6,756
Progressive $7,379 $8,302
State Farm $4,658 $5,856
Travelers $5,411 $8,570
USAA $2,571 $2,863

Cheap Berkey, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Berkey, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berkey, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,865 $1,991
American Family $854 $859
Farmers $1,567 $1,656
GEICO $1,096 $1,110
Liberty Mutual $1,445 $1,762
Nationwide $1,837 $1,847
Progressive $1,361 $1,409
State Farm $1,320 $1,320
Travelers $1,247 $1,242
USAA $798 $797

Cheap Berkey, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berkey, Ohio compared to the annual auto insurance rates with a clean record in Berkey, Ohio.

Annual Berkey, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,608 $3,148 $3,709 $2,953
American Family $1,434 $1,517 $1,517 $1,517
Farmers $2,762 $3,560 $3,472 $3,613
GEICO $1,088 $1,569 $2,282 $1,471
Liberty Mutual $3,408 $4,387 $4,472 $3,979
Nationwide $2,458 $3,116 $3,943 $2,714
Progressive $2,756 $3,757 $2,938 $3,345
State Farm $2,245 $2,693 $2,469 $2,469
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,062 $1,422 $1,861 $1,176

Cheap Berkey, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berkey, Ohio is not easy. Compare the annual rates for DUI auto insurance in Berkey, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Berkey, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,709
American Family $1,517
Farmers $3,472
GEICO $2,282
Liberty Mutual $4,472
Nationwide $3,943
Progressive $2,938
State Farm $2,469
Travelers $3,940
USAA $1,861

Cheap Berkey, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berkey, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berkey, Ohio

Insurance Company Poor Fair Good
Allstate $3,984 $2,904 $2,425
American Family $1,989 $1,354 $1,147
Farmers $3,799 $3,205 $3,051
GEICO $1,918 $1,602 $1,287
Liberty Mutual $5,808 $3,574 $2,803
Nationwide $3,688 $2,973 $2,512
Progressive $3,585 $3,107 $2,904
State Farm $3,519 $2,174 $1,714
Travelers $3,045 $2,653 $2,480
USAA $1,792 $1,268 $1,081

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Cheap Berkey, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berkey, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Berkey, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berkey, Ohio

ZIP Code Average Annual Rates
43504 $2,529

Cheap Berkey, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Berkey, Ohio auto insurance. Find the cheapest annual Berkey, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berkey, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,105 $3,105
American Family $1,479 $1,515
Farmers $3,352 $3,352
GEICO $1,575 $1,629
Liberty Mutual $4,062 $4,062
Nationwide $3,058 $3,058
Progressive $3,199 $3,199
State Farm $2,406 $2,532
Travelers $2,726 $2,726
USAA $1,328 $1,433

Cheap Berkey, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berkey, Ohio? Check out the comparison of annual Berkey, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berkey, Ohio

Insurance Company Low Medium High
Allstate $3,012 $3,098 $3,203
American Family $1,467 $1,508 $1,515
Farmers $3,172 $3,298 $3,585
GEICO $1,548 $1,595 $1,665
Liberty Mutual $3,887 $4,083 $4,215
Nationwide $3,360 $2,966 $2,848
Progressive $3,065 $3,170 $3,361
State Farm $2,336 $2,478 $2,593
Travelers $2,646 $2,762 $2,768
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Berkey, Ohio

Compare the cheapest auto insurance companies in Berkey, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berkey, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Berkey, Ohio Auto Insurance Companies

What auto insurance companies in Berkey, Ohio are the cheapest? Compare the top Berkey, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berkey, Ohio

Insurance Company Average Annual Rates
Allstate $3,105
American Family $1,497
Farmers $3,352
GEICO $1,602
Liberty Mutual $4,062
Nationwide $3,058
Progressive $3,199
State Farm $2,469
Travelers $2,726
USAA $1,380

What affects auto insurance rates in Berkey, Ohio?

There are a lot of reasons why auto insurance rates in Berkey, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berkey, Ohio. Many local factors may affect your Berkey auto insurance rates.

Berkey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Berkey, Ohio commute length is 23.8 minutes according to City-Data.

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Compare Berkey, Ohio Auto Insurance Quotes

Before you buy Berkey, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berkey, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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