Best Cheap Auto Insurance in Berkeley Lake, GA (2021)

The average Berkeley Lake, GA auto insurance rates are $510 per month. The minimum auto insurance in Berkeley Lake is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Berkeley Lake, Georgia, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Berkeley Lake is USAA
  • Average auto insurance rates in Berkeley Lake, GA for senior drivers are $3,350 per year
  • The average commute length in Berkeley Lake is 33.6 minutes

Berkeley Lake, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Berkeley Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Berkeley Lake, Georgia, including driving record, credit, commute time, and more.

Compare auto insurance in Berkeley Lake to other Georgia cities, including Columbus auto insurance rates, Warner Robins auto insurance rates, and Savannah auto insurance rates to see how Berkeley Lake, Georgia auto insurance rates stack up.

Before you buy Berkeley Lake, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Berkeley Lake, Georgia auto insurance quotes.

Minimum Auto Insurance in Berkeley Lake, Georgia

Berkeley Lake, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Berkeley Lake, Georgia.

Minimum Required Auto Insurance Coverage in Berkeley Lake, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Berkeley Lake, Georgia Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Berkeley Lake, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berkeley Lake, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,689 $3,689 $3,541 $3,541 $8,709 $11,215 $4,132 $4,511
GEICO $2,271 $2,259 $2,217 $2,217 $7,179 $8,595 $2,994 $3,328
Liberty Mutual $5,914 $6,427 $4,840 $5,493 $26,227 $29,266 $6,248 $6,612
Nationwide $5,036 $5,199 $5,005 $5,492 $16,267 $20,920 $6,198 $6,725
Progressive $3,639 $3,294 $3,143 $3,331 $12,112 $13,387 $4,176 $4,326
State Farm $2,470 $2,470 $2,230 $2,230 $6,808 $8,927 $2,719 $2,945
USAA $1,932 $1,924 $1,820 $1,809 $7,249 $8,544 $2,408 $2,646

Cheap Berkeley Lake, Georgia Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Berkeley Lake, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Berkeley Lake, Georgia.

Annual Auto Insurance Rates for Teen Drivers in Berkeley Lake, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,709 $11,215
GEICO $7,179 $8,595
Liberty Mutual $26,227 $29,266
Nationwide $16,267 $20,920
Progressive $12,112 $13,387
State Farm $6,808 $8,927
USAA $7,249 $8,544

Cheap Berkeley Lake, Georgia Auto Insurance for Seniors

What are senior auto insurance rates in Berkeley Lake, Georgia? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Berkeley Lake, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,541 $3,541
GEICO $2,217 $2,217
Liberty Mutual $4,840 $5,493
Nationwide $5,005 $5,492
Progressive $3,143 $3,331
State Farm $2,230 $2,230
USAA $1,820 $1,809

Cheap Berkeley Lake, Georgia Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Berkeley Lake, Georgia compared to the annual auto insurance rates with a clean record in Berkeley Lake, Georgia.

Annual Berkeley Lake, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,408 $6,876 $5,582 $4,646
GEICO $2,636 $3,282 $6,698 $2,912
Liberty Mutual $8,624 $11,824 $13,578 $11,487
Nationwide $6,805 $7,998 $12,356 $8,261
Progressive $4,567 $8,306 $5,502 $5,328
State Farm $3,492 $4,208 $3,850 $3,850
USAA $2,703 $3,443 $5,001 $3,020

Cheap Berkeley Lake, Georgia Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Berkeley Lake, Georgia is not easy. Compare the annual rates for DUI auto insurance in Berkeley Lake, Georgia to find the best deal.

Annual Auto Insurance Rates After a DUI in Berkeley Lake, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,582
GEICO $6,698
Liberty Mutual $13,578
Nationwide $12,356
Progressive $5,502
State Farm $3,850
USAA $5,001

Cheap Berkeley Lake, Georgia Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Berkeley Lake, Georgia annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Berkeley Lake, Georgia

Insurance Company Poor Fair Good
Allstate $6,973 $4,845 $4,317
GEICO $4,883 $3,401 $3,362
Liberty Mutual $16,254 $10,029 $7,852
Nationwide $10,565 $8,553 $7,448
Progressive $6,612 $5,789 $5,376
State Farm $5,458 $3,398 $2,692
USAA $4,588 $3,252 $2,785

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Cheap Berkeley Lake, Georgia Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Berkeley Lake, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Berkeley Lake, Georgia to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Berkeley Lake, Georgia

ZIP Code Average Annual Rates
30096 $5,999

Cheap Berkeley Lake, Georgia Auto Insurance Rates By Commute

Commute length and annual mileage affect Berkeley Lake, Georgia auto insurance. Find the cheapest annual Berkeley Lake, Georgia auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Berkeley Lake, Georgia

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,256 $5,501
GEICO $3,819 $3,945
Liberty Mutual $11,378 $11,378
Nationwide $8,855 $8,855
Progressive $5,926 $5,926
State Farm $3,850 $3,850
USAA $3,380 $3,703

Cheap Berkeley Lake, Georgia Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Berkeley Lake, Georgia? Check out the comparison of annual Berkeley Lake, Georgia auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berkeley Lake, Georgia

Insurance Company Low Medium High
Allstate $4,951 $5,437 $5,746
GEICO $3,565 $3,906 $4,176
Liberty Mutual $10,889 $11,312 $11,934
Nationwide $8,757 $9,024 $8,785
Progressive $5,326 $5,811 $6,641
State Farm $3,581 $3,854 $4,114
USAA $3,374 $3,524 $3,728

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Best By Category: Cheapest Auto Insurance in Berkeley Lake, Georgia

Compare the cheapest auto insurance companies in Berkeley Lake, Georgia in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Berkeley Lake, Georgia

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Berkeley Lake, Georgia Auto Insurance Companies

What auto insurance companies in Berkeley Lake, Georgia are the cheapest? Compare the top Berkeley Lake, Georgia auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Berkeley Lake, Georgia

Insurance Company Average Annual Rates
Allstate $5,378
GEICO $3,882
Liberty Mutual $11,378
Nationwide $8,855
Progressive $5,926
State Farm $3,850
USAA $3,542

What affects auto insurance rates in Berkeley Lake, Georgia?

There are a lot of reasons why auto insurance rates in Berkeley Lake, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Berkeley Lake, Georgia. Many local factors may affect your Berkeley Lake auto insurance rates.

Berkeley Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Berkeley Lake, Georgia commute length is 33.6 minutes according to City-Data.

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Compare Berkeley Lake, Georgia Auto Insurance Quotes

Before you buy Berkeley Lake, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Berkeley Lake, Georgia auto insurance quotes.

Free Auto Insurance Comparison

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