Best Cheap Auto Insurance in Benton Ridge, OH (2021)

The average Benton Ridge, OH auto insurance rates are $197 per month. The minimum auto insurance in Benton Ridge is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Benton Ridge, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Benton Ridge is 22.7 minutes
  • Average auto insurance rates in Benton Ridge, OH for senior drivers are $1,240 per year
  • The minimum auto insurance required in Benton Ridge, Ohio is 25/50/25

Benton Ridge, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Benton Ridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Benton Ridge, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Benton Ridge to other Ohio cities, including Cincinnati auto insurance rates, Lorain auto insurance rates, and Parma auto insurance rates to see how Benton Ridge, Ohio auto insurance rates stack up.

Before you buy Benton Ridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Benton Ridge, Ohio auto insurance quotes.

Minimum Auto Insurance in Benton Ridge, Ohio

Benton Ridge, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Benton Ridge, Ohio.

Minimum Required Auto Insurance Coverage in Benton Ridge, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Benton Ridge, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Benton Ridge, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benton Ridge, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,782 $1,778 $1,606 $1,715 $4,855 $5,563 $1,879 $2,009
American Family $813 $841 $740 $743 $2,399 $2,596 $1,000 $1,049
Farmers $1,503 $1,496 $1,325 $1,397 $6,563 $6,802 $1,683 $1,759
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,581 $1,724 $1,222 $1,481 $8,139 $9,191 $1,682 $1,836
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,391 $1,313 $1,160 $1,192 $6,110 $6,874 $1,669 $1,719
State Farm $1,258 $1,258 $1,123 $1,123 $3,883 $4,876 $1,460 $1,676
Travelers $1,257 $1,276 $1,247 $1,242 $5,411 $8,570 $1,310 $1,491
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Benton Ridge, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Benton Ridge, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Benton Ridge, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Benton Ridge, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,855 $5,563
American Family $2,399 $2,596
Farmers $6,563 $6,802
GEICO $3,279 $3,053
Liberty Mutual $8,139 $9,191
Nationwide $5,059 $6,518
Progressive $6,110 $6,874
State Farm $3,883 $4,876
Travelers $5,411 $8,570
USAA $2,525 $2,812

Cheap Benton Ridge, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Benton Ridge, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Benton Ridge, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,606 $1,715
American Family $740 $743
Farmers $1,325 $1,397
GEICO $1,153 $1,164
Liberty Mutual $1,222 $1,481
Nationwide $1,795 $1,808
Progressive $1,160 $1,192
State Farm $1,123 $1,123
Travelers $1,247 $1,242
USAA $785 $785

Cheap Benton Ridge, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Benton Ridge, Ohio compared to the annual auto insurance rates with a clean record in Benton Ridge, Ohio.

Annual Benton Ridge, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,237 $2,690 $3,145 $2,522
American Family $1,222 $1,289 $1,289 $1,289
Farmers $2,322 $2,989 $2,915 $3,038
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $2,826 $3,616 $3,696 $3,291
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,313 $3,135 $2,461 $2,806
State Farm $1,900 $2,265 $2,082 $2,082
Travelers $2,013 $2,617 $3,940 $2,333
USAA $1,045 $1,398 $1,829 $1,157

Cheap Benton Ridge, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Benton Ridge, Ohio is not easy. Compare the annual rates for DUI auto insurance in Benton Ridge, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Benton Ridge, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,145
American Family $1,289
Farmers $2,915
GEICO $2,408
Liberty Mutual $3,696
Nationwide $3,836
Progressive $2,461
State Farm $2,082
Travelers $3,940
USAA $1,829

Cheap Benton Ridge, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Benton Ridge, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Benton Ridge, Ohio

Insurance Company Poor Fair Good
Allstate $3,391 $2,477 $2,077
American Family $1,687 $1,154 $977
Farmers $3,191 $2,693 $2,564
GEICO $2,035 $1,699 $1,363
Liberty Mutual $4,802 $2,951 $2,319
Nationwide $3,582 $2,889 $2,442
Progressive $3,012 $2,598 $2,426
State Farm $2,966 $1,834 $1,446
Travelers $3,045 $2,653 $2,480
USAA $1,762 $1,247 $1,063

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Cheap Benton Ridge, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Benton Ridge, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Benton Ridge, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Benton Ridge, Ohio

ZIP Code Average Annual Rates
45816 $2,262

Cheap Benton Ridge, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Benton Ridge, Ohio auto insurance. Find the cheapest annual Benton Ridge, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Benton Ridge, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,648 $2,648
American Family $1,258 $1,287
Farmers $2,816 $2,816
GEICO $1,669 $1,728
Liberty Mutual $3,357 $3,357
Nationwide $2,971 $2,971
Progressive $2,679 $2,679
State Farm $2,031 $2,133
Travelers $2,726 $2,726
USAA $1,306 $1,409

Cheap Benton Ridge, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Benton Ridge, Ohio? Check out the comparison of annual Benton Ridge, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benton Ridge, Ohio

Insurance Company Low Medium High
Allstate $2,577 $2,644 $2,724
American Family $1,251 $1,282 $1,286
Farmers $2,674 $2,775 $2,999
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,233 $3,373 $3,466
Nationwide $3,285 $2,879 $2,748
Progressive $2,590 $2,659 $2,787
State Farm $1,985 $2,088 $2,174
Travelers $2,646 $2,762 $2,768
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Benton Ridge, Ohio

Compare the cheapest auto insurance companies in Benton Ridge, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Benton Ridge, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Benton Ridge, Ohio Auto Insurance Companies

What auto insurance companies in Benton Ridge, Ohio are the cheapest? Compare the top Benton Ridge, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Benton Ridge, Ohio

Insurance Company Average Annual Rates
Allstate $2,648
American Family $1,273
Farmers $2,816
GEICO $1,699
Liberty Mutual $3,357
Nationwide $2,971
Progressive $2,679
State Farm $2,082
Travelers $2,726
USAA $1,357

What affects auto insurance rates in Benton Ridge, Ohio?

There are a lot of reasons why auto insurance rates in Benton Ridge, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Benton Ridge, Ohio. Many local factors may affect your Benton Ridge auto insurance rates.

Benton Ridge Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Benton Ridge, Ohio commute length is 22.7 minutes according to City-Data.

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Compare Benton Ridge, Ohio Auto Insurance Quotes

Before you buy Benton Ridge, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Benton Ridge, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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