Best Cheap Auto Insurance in Benton, LA (2021)

The average Benton, LA auto insurance rates are $400 per month. The minimum auto insurance in Benton is at least 15/30/25 in coverage to comply with Louisiana auto insurance laws. To find the best cheap auto insurance in Benton, Louisiana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Benton is 22.9 minutes
  • The cheapest auto insurance company in Benton is USAA
  • The minimum auto insurance required in Benton, Louisiana is 15/30/25

Benton, Louisiana auto insurance requirements are 15/30/25 according to Louisiana auto insurance laws. Finding cheap auto insurance in Benton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Benton, Louisiana, including driving record, credit, commute time, and more.

Compare auto insurance in Benton to other Louisiana cities, including Shreveport auto insurance rates, New Orleans auto insurance rates, and Lafayette auto insurance rates to see how Benton, Louisiana auto insurance rates stack up.

Before you buy Benton, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Benton, Louisiana auto insurance quotes.

Minimum Auto Insurance in Benton, Louisiana

Benton, Louisiana auto insurance laws require that you have at least the Louisiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Benton, Louisiana.

Minimum Required Auto Insurance Coverage in Benton, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Benton, Louisiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Benton, Louisiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benton, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,132 $4,132 $4,259 $4,259 $8,884 $11,172 $4,551 $4,924
GEICO $2,729 $3,142 $3,229 $3,925 $10,228 $10,836 $2,651 $2,590
Progressive $3,192 $2,979 $2,684 $2,881 $13,084 $14,547 $3,674 $3,792
State Farm $2,300 $2,300 $2,115 $2,115 $6,908 $8,653 $2,570 $2,897
USAA $2,268 $2,230 $2,198 $2,182 $6,828 $8,042 $2,793 $3,060

Cheap Benton, Louisiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Benton, Louisiana is a challenge. Take a look at the annual teen auto insurance rates in Benton, Louisiana.

Annual Auto Insurance Rates for Teen Drivers in Benton, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,884 $11,172
GEICO $10,228 $10,836
Progressive $13,084 $14,547
State Farm $6,908 $8,653
USAA $6,828 $8,042

Cheap Benton, Louisiana Auto Insurance for Seniors

What are senior auto insurance rates in Benton, Louisiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Benton, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,259 $4,259
GEICO $3,229 $3,925
Progressive $2,684 $2,881
State Farm $2,115 $2,115
USAA $2,198 $2,182

Cheap Benton, Louisiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Benton, Louisiana compared to the annual auto insurance rates with a clean record in Benton, Louisiana.

Annual Benton, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,610 $6,947 $6,210 $5,390
GEICO $3,344 $5,405 $6,627 $4,289
Progressive $4,873 $6,567 $6,280 $5,696
State Farm $3,414 $4,050 $3,732 $3,732
USAA $2,818 $3,902 $4,719 $3,362

Cheap Benton, Louisiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Benton, Louisiana is not easy. Compare the annual rates for DUI auto insurance in Benton, Louisiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Benton, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,210
GEICO $6,627
Progressive $6,280
State Farm $3,732
USAA $4,719

Cheap Benton, Louisiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Benton, Louisiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Benton, Louisiana

Insurance Company Poor Fair Good
Allstate $7,565 $5,228 $4,575
GEICO $5,845 $5,075 $3,829
Progressive $6,600 $5,674 $5,288
State Farm $5,182 $3,329 $2,685
USAA $5,118 $3,261 $2,721

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Benton, Louisiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Benton, Louisiana can vary. Compare the annual cost of auto insurance by ZIP code in Benton, Louisiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Benton, Louisiana

ZIP Code Average Annual Rates
71006 $4,486

Cheap Benton, Louisiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Benton, Louisiana auto insurance. Find the cheapest annual Benton, Louisiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Benton, Louisiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,789 $5,789
GEICO $4,822 $5,011
Progressive $5,854 $5,854
State Farm $3,637 $3,827
USAA $3,590 $3,810

Cheap Benton, Louisiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Benton, Louisiana? Check out the comparison of annual Benton, Louisiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benton, Louisiana

Insurance Company Low Medium High
Allstate $4,992 $5,894 $6,481
GEICO $4,141 $4,934 $5,674
Progressive $5,011 $5,811 $6,739
State Farm $3,242 $3,724 $4,231
USAA $3,290 $3,747 $4,063

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Benton, Louisiana

Compare the cheapest auto insurance companies in Benton, Louisiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Benton, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Benton, Louisiana Auto Insurance Companies

What auto insurance companies in Benton, Louisiana are the cheapest? Compare the top Benton, Louisiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Benton, Louisiana

Insurance Company Average Annual Rates
Allstate $5,789
GEICO $4,916
Progressive $5,854
State Farm $3,732
USAA $3,700

What affects auto insurance rates in Benton, Louisiana?

There are a lot of reasons why auto insurance rates in Benton, Louisiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Benton, Louisiana. Many local factors may affect your Benton auto insurance rates.

Benton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Benton, Louisiana commute length is 22.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Benton, Louisiana Auto Insurance Quotes

Before you buy Benton, Louisiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Benton, Louisiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption