Best Cheap Auto Insurance in Benjamin, TX (2021)

The average Benjamin, TX auto insurance rates are $293 per month. The minimum auto insurance in Benjamin is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Benjamin, Texas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Benjamin is USAA
  • The most expensive auto insurance company in Benjamin for teen drivers is Allstate
  • Average auto insurance rates in Benjamin, TX for senior drivers are $2,156 per year

Benjamin, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Benjamin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Benjamin, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Benjamin to other Texas cities, including Austin auto insurance rates, Dallas auto insurance rates, and El Paso auto insurance rates to see how Benjamin, Texas auto insurance rates stack up.

Before you buy Benjamin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Benjamin, Texas auto insurance quotes.

Minimum Auto Insurance in Benjamin, Texas

Benjamin, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Benjamin, Texas.

Minimum Required Auto Insurance Coverage in Benjamin, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Benjamin, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Benjamin, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benjamin, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,243 $3,281 $3,201 $3,201 $8,560 $10,371 $4,031 $4,222
American Family $2,997 $3,286 $2,626 $2,967 $6,802 $9,030 $4,092 $4,661
GEICO $2,229 $2,352 $2,048 $2,242 $4,625 $4,845 $2,414 $2,459
Nationwide $2,341 $2,391 $2,064 $2,196 $6,476 $8,367 $2,732 $2,967
Progressive $1,967 $1,887 $1,748 $1,783 $7,921 $8,852 $2,335 $2,391
State Farm $1,782 $1,782 $1,574 $1,574 $4,079 $5,166 $1,924 $1,989
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

Cheap Benjamin, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Benjamin, Texas is a challenge. Take a look at the annual teen auto insurance rates in Benjamin, Texas.

Annual Auto Insurance Rates for Teen Drivers in Benjamin, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,560 $10,371
American Family $6,802 $9,030
GEICO $4,625 $4,845
Nationwide $6,476 $8,367
Progressive $7,921 $8,852
State Farm $4,079 $5,166
USAA $3,909 $4,372

Cheap Benjamin, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Benjamin, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Benjamin, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,201 $3,201
American Family $2,626 $2,967
GEICO $2,048 $2,242
Nationwide $2,064 $2,196
Progressive $1,748 $1,783
State Farm $1,574 $1,574
USAA $1,464 $1,501

Cheap Benjamin, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Benjamin, Texas compared to the annual auto insurance rates with a clean record in Benjamin, Texas.

Annual Benjamin, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,916 $5,973 $6,251 $3,916
American Family $4,179 $5,257 $4,616 $4,179
GEICO $2,466 $3,174 $2,773 $3,194
Nationwide $3,194 $3,194 $4,763 $3,616
Progressive $3,159 $4,045 $3,684 $3,553
State Farm $2,227 $2,528 $2,953 $2,227
USAA $1,787 $2,568 $3,006 $2,051

Cheap Benjamin, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Benjamin, Texas is not easy. Compare the annual rates for DUI auto insurance in Benjamin, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Benjamin, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,251
American Family $4,616
GEICO $2,773
Nationwide $4,763
Progressive $3,684
State Farm $2,953
USAA $3,006

Cheap Benjamin, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Benjamin, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Benjamin, Texas

Insurance Company Poor Fair Good
Allstate $6,362 $4,676 $4,003
American Family $6,443 $3,866 $3,364
GEICO $4,465 $2,539 $1,702
Nationwide $4,439 $3,548 $3,088
Progressive $4,077 $3,508 $3,246
State Farm $3,520 $2,189 $1,743
USAA $3,528 $1,968 $1,564

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Cheap Benjamin, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Benjamin, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Benjamin, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Benjamin, Texas

ZIP Code Average Annual Rates
79505 $5,024

Cheap Benjamin, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Benjamin, Texas auto insurance. Find the cheapest annual Benjamin, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Benjamin, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,898 $5,129
American Family $4,558 $4,558
GEICO $2,839 $2,964
Nationwide $3,692 $3,692
Progressive $3,611 $3,611
State Farm $2,484 $2,484
USAA $2,322 $2,384

Cheap Benjamin, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Benjamin, Texas? Check out the comparison of annual Benjamin, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benjamin, Texas

Insurance Company Low Medium High
Allstate $4,930 $4,983 $5,129
American Family $4,347 $4,449 $4,877
GEICO $2,800 $2,881 $3,025
Nationwide $4,001 $3,530 $3,544
Progressive $3,467 $3,597 $3,768
State Farm $2,370 $2,476 $2,604
USAA $2,300 $2,347 $2,412

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Best By Category: Cheapest Auto Insurance in Benjamin, Texas

Compare the cheapest auto insurance companies in Benjamin, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Benjamin, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Benjamin, Texas Auto Insurance Companies

What auto insurance companies in Benjamin, Texas are the cheapest? Compare the top Benjamin, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Benjamin, Texas

Insurance Company Average Annual Rates
Allstate $5,014
American Family $4,558
GEICO $2,902
Nationwide $3,692
Progressive $3,611
State Farm $2,484
USAA $2,353

What affects auto insurance rates in Benjamin, Texas?

There are a lot of reasons why auto insurance rates in Benjamin, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Benjamin, Texas. Many local factors may affect your Benjamin auto insurance rates.

Benjamin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Benjamin, Texas commute length is 13.9 minutes according to City-Data.

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Compare Benjamin, Texas Auto Insurance Quotes

Before you buy Benjamin, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Benjamin, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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