Best Cheap Auto Insurance in Benavides, TX (2021)

The average Benavides, TX auto insurance rates are $322 per month. The minimum auto insurance in Benavides is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Benavides, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Benavides is USAA
  • The average commute length in Benavides is 29.2 minutes
  • The minimum auto insurance required in Benavides, Texas is 30/60/25

Benavides, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Benavides can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Benavides, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Benavides to other Texas cities, including Dallas auto insurance rates, Plano auto insurance rates, and Corpus Christi auto insurance rates to see how Benavides, Texas auto insurance rates stack up.

Before you buy Benavides, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Benavides, Texas auto insurance quotes.

Minimum Auto Insurance in Benavides, Texas

Benavides, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Benavides, Texas.

Minimum Required Auto Insurance Coverage in Benavides, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Benavides, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Benavides, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Benavides, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,698 $3,739 $3,652 $3,652 $9,628 $11,650 $4,578 $4,784
American Family $3,377 $3,741 $3,039 $3,472 $8,335 $10,943 $4,748 $5,401
GEICO $2,259 $2,420 $2,154 $2,423 $4,775 $4,941 $2,436 $2,428
Nationwide $2,641 $2,686 $2,342 $2,477 $7,289 $9,350 $3,086 $3,335
Progressive $2,099 $2,021 $1,880 $1,905 $8,806 $9,906 $2,515 $2,587
State Farm $1,839 $1,839 $1,630 $1,630 $4,284 $5,437 $1,992 $2,053
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Benavides, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Benavides, Texas is a challenge. Take a look at the annual teen auto insurance rates in Benavides, Texas.

Annual Auto Insurance Rates for Teen Drivers in Benavides, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,628 $11,650
American Family $8,335 $10,943
GEICO $4,775 $4,941
Nationwide $7,289 $9,350
Progressive $8,806 $9,906
State Farm $4,284 $5,437
USAA $4,176 $4,555

Cheap Benavides, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Benavides, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Benavides, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,652 $3,652
American Family $3,039 $3,472
GEICO $2,154 $2,423
Nationwide $2,342 $2,477
Progressive $1,880 $1,905
State Farm $1,630 $1,630
USAA $1,425 $1,417

Cheap Benavides, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Benavides, Texas compared to the annual auto insurance rates with a clean record in Benavides, Texas.

Annual Benavides, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,436 $6,770 $7,048 $4,436
American Family $4,921 $6,224 $5,463 $4,921
GEICO $2,531 $3,299 $2,815 $3,273
Nationwide $3,608 $3,608 $5,318 $4,069
Progressive $3,461 $4,468 $4,039 $3,892
State Farm $2,312 $2,636 $3,094 $2,312
USAA $1,745 $2,571 $3,031 $2,002

Cheap Benavides, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Benavides, Texas is not easy. Compare the annual rates for DUI auto insurance in Benavides, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Benavides, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,048
American Family $5,463
GEICO $2,815
Nationwide $5,318
Progressive $4,039
State Farm $3,094
USAA $3,031

Cheap Benavides, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Benavides, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Benavides, Texas

Insurance Company Poor Fair Good
Allstate $7,219 $5,281 $4,517
American Family $7,469 $4,642 $4,035
GEICO $4,588 $2,606 $1,745
Nationwide $5,000 $3,991 $3,461
Progressive $4,459 $3,858 $3,577
State Farm $3,666 $2,281 $1,817
USAA $3,434 $1,983 $1,595

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Cheap Benavides, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Benavides, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Benavides, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Benavides, Texas

ZIP Code Average Annual Rates
78341 $5,631

Cheap Benavides, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Benavides, Texas auto insurance. Find the cheapest annual Benavides, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Benavides, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,538 $5,807
American Family $5,382 $5,382
GEICO $2,919 $3,040
Nationwide $4,151 $4,151
Progressive $3,965 $3,965
State Farm $2,588 $2,588
USAA $2,308 $2,367

Cheap Benavides, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Benavides, Texas? Check out the comparison of annual Benavides, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Benavides, Texas

Insurance Company Low Medium High
Allstate $5,549 $5,626 $5,842
American Family $5,022 $5,187 $5,937
GEICO $2,817 $2,937 $3,185
Nationwide $4,422 $3,973 $4,057
Progressive $3,787 $3,956 $4,152
State Farm $2,451 $2,577 $2,736
USAA $2,260 $2,328 $2,424

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Best By Category: Cheapest Auto Insurance in Benavides, Texas

Compare the cheapest auto insurance companies in Benavides, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Benavides, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Benavides, Texas Auto Insurance Companies

What auto insurance companies in Benavides, Texas are the cheapest? Compare the top Benavides, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Benavides, Texas

Insurance Company Average Annual Rates
Allstate $5,673
American Family $5,382
GEICO $2,980
Nationwide $4,151
Progressive $3,965
State Farm $2,588
USAA $2,337

What affects auto insurance rates in Benavides, Texas?

There are a lot of reasons why auto insurance rates in Benavides, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Benavides, Texas. Many local factors may affect your Benavides auto insurance rates.

Benavides Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Benavides, Texas commute length is 29.2 minutes according to City-Data.

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Compare Benavides, Texas Auto Insurance Quotes

Before you buy Benavides, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Benavides, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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