Best Cheap Auto Insurance in Belton, KY (2021)

The average Belton, KY auto insurance rates are $357 per month. The minimum auto insurance in Belton is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Belton, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Belton is USAA
  • Average auto insurance rates in Belton, KY for senior drivers are $2,388 per year
  • The most expensive auto insurance company in Belton for teen drivers is Travelers

Belton, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Belton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belton, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Belton to other Kentucky cities, including Richmond auto insurance rates, Florence auto insurance rates, and Hopkinsville auto insurance rates to see how Belton, Kentucky auto insurance rates stack up.

Before you buy Belton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belton, Kentucky auto insurance quotes.

Minimum Auto Insurance in Belton, Kentucky

Belton, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belton, Kentucky.

Minimum Required Auto Insurance Coverage in Belton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Belton, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belton, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,797 $3,031 $2,384 $2,661 $11,553 $12,768 $2,923 $3,037
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,057 $1,971 $1,830 $1,850 $9,577 $10,827 $2,550 $2,615
State Farm $2,173 $2,173 $1,943 $1,943 $6,574 $8,292 $2,425 $2,732
Travelers $2,226 $2,267 $2,182 $2,187 $10,592 $16,988 $2,325 $2,693
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Belton, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belton, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Belton, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Belton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,553 $12,768
Nationwide $6,037 $7,550
Progressive $9,577 $10,827
State Farm $6,574 $8,292
Travelers $10,592 $16,988
USAA $4,875 $5,165

Cheap Belton, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Belton, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,384 $2,661
Nationwide $2,519 $2,640
Progressive $1,830 $1,850
State Farm $1,943 $1,943
Travelers $2,182 $2,187
USAA $1,693 $1,740

Cheap Belton, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belton, Kentucky compared to the annual auto insurance rates with a clean record in Belton, Kentucky.

Annual Belton, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,463 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,288 $6,598 $5,131 $4,560
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,445 $5,071 $3,931 $4,191
State Farm $3,222 $3,841 $3,532 $3,532
Travelers $4,521 $4,652 $6,710 $4,847
USAA $2,103 $2,980 $3,541 $2,530

Cheap Belton, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belton, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Belton, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Belton, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,131
Nationwide $4,997
Progressive $3,931
State Farm $3,532
Travelers $6,710
USAA $3,541

Cheap Belton, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belton, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,357 $4,515 $3,561
Nationwide $4,672 $3,666 $3,197
Progressive $4,674 $4,046 $3,759
State Farm $5,107 $3,083 $2,405
Travelers $5,783 $4,892 $4,873
USAA $4,165 $2,317 $1,884

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Belton, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belton, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Belton, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belton, Kentucky

ZIP Code Average Annual Rates
42324 $3,814

Cheap Belton, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Belton, Kentucky auto insurance. Find the cheapest annual Belton, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belton, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,144 $5,144
Nationwide $3,845 $3,845
Progressive $4,160 $4,160
State Farm $3,448 $3,616
Travelers $5,183 $5,183
USAA $2,683 $2,894

Cheap Belton, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belton, Kentucky? Check out the comparison of annual Belton, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belton, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,903 $5,112 $5,418
Nationwide $3,908 $3,801 $3,826
Progressive $3,869 $4,110 $4,499
State Farm $3,348 $3,527 $3,721
Travelers $4,925 $5,207 $5,415
USAA $2,673 $2,783 $2,910

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Belton, Kentucky

Compare the cheapest auto insurance companies in Belton, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Belton, Kentucky Auto Insurance Companies

What auto insurance companies in Belton, Kentucky are the cheapest? Compare the top Belton, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,144
Nationwide $3,845
Progressive $4,160
State Farm $3,532
Travelers $5,183
USAA $2,789

Compare Belton, Kentucky Auto Insurance Quotes

Before you buy Belton, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belton, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption