Best Cheap Auto Insurance in Beloit, OH (2021)

The average Beloit, OH auto insurance rates are $225 per month. The minimum auto insurance in Beloit is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Beloit, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Beloit is American Family
  • The most expensive auto insurance company in Beloit for teen drivers is Liberty Mutual
  • Average auto insurance rates in Beloit, OH for senior drivers are $1,396 per year

Beloit, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Beloit can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beloit, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Beloit to other Ohio cities, including Columbus auto insurance rates, Canton auto insurance rates, and Lorain auto insurance rates to see how Beloit, Ohio auto insurance rates stack up.

Before you buy Beloit, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beloit, Ohio auto insurance quotes.

Minimum Auto Insurance in Beloit, Ohio

Beloit, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beloit, Ohio.

Minimum Required Auto Insurance Coverage in Beloit, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beloit, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beloit, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beloit, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,015 $2,011 $1,818 $1,945 $5,511 $6,289 $2,116 $2,260
American Family $907 $941 $829 $832 $2,774 $3,010 $1,120 $1,178
Farmers $1,840 $1,837 $1,620 $1,708 $8,174 $8,503 $2,065 $2,159
GEICO $1,220 $1,186 $1,150 $1,164 $3,237 $3,007 $1,353 $1,145
Liberty Mutual $2,055 $2,247 $1,580 $1,926 $10,577 $11,954 $2,189 $2,393
Nationwide $1,924 $1,934 $1,739 $1,751 $4,887 $6,295 $2,061 $2,395
Progressive $1,675 $1,575 $1,394 $1,441 $7,526 $8,474 $2,003 $2,073
State Farm $1,402 $1,402 $1,255 $1,255 $4,366 $5,489 $1,628 $1,864
Travelers $1,370 $1,391 $1,361 $1,354 $5,905 $9,342 $1,427 $1,629
USAA $943 $952 $894 $896 $2,871 $3,201 $1,262 $1,358

Cheap Beloit, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beloit, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Beloit, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Beloit, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,511 $6,289
American Family $2,774 $3,010
Farmers $8,174 $8,503
GEICO $3,237 $3,007
Liberty Mutual $10,577 $11,954
Nationwide $4,887 $6,295
Progressive $7,526 $8,474
State Farm $4,366 $5,489
Travelers $5,905 $9,342
USAA $2,871 $3,201

Cheap Beloit, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Beloit, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beloit, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,818 $1,945
American Family $829 $832
Farmers $1,620 $1,708
GEICO $1,150 $1,164
Liberty Mutual $1,580 $1,926
Nationwide $1,739 $1,751
Progressive $1,394 $1,441
State Farm $1,255 $1,255
Travelers $1,361 $1,354
USAA $894 $896

Cheap Beloit, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beloit, Ohio compared to the annual auto insurance rates with a clean record in Beloit, Ohio.

Annual Beloit, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,522 $3,051 $3,562 $2,848
American Family $1,389 $1,469 $1,469 $1,469
Farmers $2,877 $3,705 $3,612 $3,759
GEICO $1,146 $1,646 $2,384 $1,555
Liberty Mutual $3,669 $4,704 $4,811 $4,276
Nationwide $2,307 $2,928 $3,709 $2,549
Progressive $2,818 $3,838 $3,002 $3,422
State Farm $2,126 $2,539 $2,333 $2,333
Travelers $2,191 $2,852 $4,302 $2,545
USAA $1,186 $1,588 $2,100 $1,315

Cheap Beloit, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beloit, Ohio is not easy. Compare the annual rates for DUI auto insurance in Beloit, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Beloit, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,562
American Family $1,469
Farmers $3,612
GEICO $2,384
Liberty Mutual $4,811
Nationwide $3,709
Progressive $3,002
State Farm $2,333
Travelers $4,302
USAA $2,100

Cheap Beloit, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beloit, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beloit, Ohio

Insurance Company Poor Fair Good
Allstate $3,850 $2,800 $2,338
American Family $1,923 $1,312 $1,111
Farmers $3,948 $3,338 $3,179
GEICO $2,015 $1,683 $1,350
Liberty Mutual $6,261 $3,830 $3,004
Nationwide $3,463 $2,794 $2,363
Progressive $3,667 $3,175 $2,969
State Farm $3,324 $2,055 $1,620
Travelers $3,323 $2,892 $2,702
USAA $2,008 $1,421 $1,212

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Cheap Beloit, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beloit, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Beloit, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beloit, Ohio

ZIP Code Average Annual Rates
44609 $2,582

Cheap Beloit, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Beloit, Ohio auto insurance. Find the cheapest annual Beloit, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beloit, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,996 $2,996
American Family $1,431 $1,466
Farmers $3,488 $3,488
GEICO $1,653 $1,713
Liberty Mutual $4,365 $4,365
Nationwide $2,873 $2,873
Progressive $3,270 $3,270
State Farm $2,275 $2,391
Travelers $2,972 $2,972
USAA $1,486 $1,608

Cheap Beloit, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beloit, Ohio? Check out the comparison of annual Beloit, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beloit, Ohio

Insurance Company Low Medium High
Allstate $2,886 $2,989 $3,112
American Family $1,423 $1,460 $1,464
Farmers $3,306 $3,435 $3,723
GEICO $1,625 $1,674 $1,749
Liberty Mutual $4,197 $4,388 $4,511
Nationwide $3,170 $2,786 $2,664
Progressive $3,140 $3,242 $3,428
State Farm $2,216 $2,340 $2,442
Travelers $2,886 $3,013 $3,018
USAA $1,472 $1,546 $1,624

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Best By Category: Cheapest Auto Insurance in Beloit, Ohio

Compare the cheapest auto insurance companies in Beloit, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beloit, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Beloit, Ohio Auto Insurance Companies

What auto insurance companies in Beloit, Ohio are the cheapest? Compare the top Beloit, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beloit, Ohio

Insurance Company Average Annual Rates
Allstate $2,996
American Family $1,449
Farmers $3,488
GEICO $1,683
Liberty Mutual $4,365
Nationwide $2,873
Progressive $3,270
State Farm $2,333
Travelers $2,972
USAA $1,547

What affects auto insurance rates in Beloit, Ohio?

There are a lot of reasons why auto insurance rates in Beloit, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beloit, Ohio. Many local factors may affect your Beloit auto insurance rates.

Beloit Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beloit, Ohio commute length is 23.7 minutes according to City-Data.

Beloit Traffic

How does Beloit, Ohio rank for traffic? According to Inrix Beloit, Ohio is the 1002nd most congested worldwide.

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Compare Beloit, Ohio Auto Insurance Quotes

Before you buy Beloit, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beloit, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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