Best Cheap Auto Insurance in Belmont, OH (2021)

The average Belmont, OH auto insurance rates are $231 per month. The minimum auto insurance in Belmont is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Belmont, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • Average auto insurance rates in Belmont, OH for senior drivers are $1,451 per year
  • The most expensive auto insurance company in Belmont for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Belmont is USAA

Belmont, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Belmont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belmont, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Belmont to other Ohio cities, including Columbus auto insurance rates, Dayton auto insurance rates, and Canton auto insurance rates to see how Belmont, Ohio auto insurance rates stack up.

Before you buy Belmont, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belmont, Ohio auto insurance quotes.

Minimum Auto Insurance in Belmont, Ohio

Belmont, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belmont, Ohio.

Minimum Required Auto Insurance Coverage in Belmont, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Belmont, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belmont, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belmont, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,314 $2,315 $2,067 $2,215 $6,307 $7,225 $2,459 $2,646
American Family $924 $960 $836 $842 $2,731 $2,970 $1,138 $1,200
Farmers $1,673 $1,671 $1,476 $1,553 $7,130 $7,396 $1,872 $1,964
GEICO $1,395 $1,350 $1,291 $1,290 $3,693 $3,443 $1,553 $1,326
Liberty Mutual $1,962 $2,144 $1,513 $1,836 $9,823 $11,112 $2,103 $2,306
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,856 $1,757 $1,539 $1,592 $8,153 $9,194 $2,231 $2,308
State Farm $1,518 $1,518 $1,350 $1,350 $4,601 $5,787 $1,760 $2,016
Travelers $1,426 $1,448 $1,413 $1,406 $6,086 $9,594 $1,484 $1,702
USAA $869 $877 $818 $824 $2,588 $2,893 $1,161 $1,261

Cheap Belmont, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belmont, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Belmont, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Belmont, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,307 $7,225
American Family $2,731 $2,970
Farmers $7,130 $7,396
GEICO $3,693 $3,443
Liberty Mutual $9,823 $11,112
Nationwide $5,290 $6,843
Progressive $8,153 $9,194
State Farm $4,601 $5,787
Travelers $6,086 $9,594
USAA $2,588 $2,893

Cheap Belmont, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Belmont, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belmont, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,215
American Family $836 $842
Farmers $1,476 $1,553
GEICO $1,291 $1,290
Liberty Mutual $1,513 $1,836
Nationwide $1,900 $1,918
Progressive $1,539 $1,592
State Farm $1,350 $1,350
Travelers $1,413 $1,406
USAA $818 $824

Cheap Belmont, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belmont, Ohio compared to the annual auto insurance rates with a clean record in Belmont, Ohio.

Annual Belmont, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,910 $3,503 $4,084 $3,278
American Family $1,390 $1,470 $1,470 $1,470
Farmers $2,554 $3,279 $3,198 $3,336
GEICO $1,311 $1,879 $2,688 $1,792
Liberty Mutual $3,456 $4,406 $4,520 $4,018
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,086 $4,190 $3,284 $3,755
State Farm $2,275 $2,700 $2,488 $2,488
Travelers $2,263 $2,946 $4,441 $2,630
USAA $1,090 $1,452 $1,897 $1,207

Cheap Belmont, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belmont, Ohio is not easy. Compare the annual rates for DUI auto insurance in Belmont, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Belmont, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,084
American Family $1,470
Farmers $3,198
GEICO $2,688
Liberty Mutual $4,520
Nationwide $4,062
Progressive $3,284
State Farm $2,488
Travelers $4,441
USAA $1,897

Cheap Belmont, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belmont, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belmont, Ohio

Insurance Company Poor Fair Good
Allstate $4,435 $3,210 $2,685
American Family $1,922 $1,315 $1,113
Farmers $3,514 $2,951 $2,811
GEICO $2,300 $1,917 $1,535
Liberty Mutual $5,891 $3,591 $2,818
Nationwide $3,783 $3,049 $2,575
Progressive $4,026 $3,470 $3,240
State Farm $3,545 $2,191 $1,727
Travelers $3,435 $2,987 $2,788
USAA $1,839 $1,295 $1,101

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Cheap Belmont, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belmont, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Belmont, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belmont, Ohio

ZIP Code Average Annual Rates
43718 $2,641

Cheap Belmont, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Belmont, Ohio auto insurance. Find the cheapest annual Belmont, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belmont, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,444 $3,444
American Family $1,433 $1,467
Farmers $3,092 $3,092
GEICO $1,882 $1,952
Liberty Mutual $4,100 $4,100
Nationwide $3,136 $3,136
Progressive $3,579 $3,579
State Farm $2,427 $2,548
Travelers $3,070 $3,070
USAA $1,357 $1,466

Cheap Belmont, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belmont, Ohio? Check out the comparison of annual Belmont, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belmont, Ohio

Insurance Company Low Medium High
Allstate $3,350 $3,438 $3,542
American Family $1,431 $1,461 $1,458
Farmers $2,942 $3,045 $3,288
GEICO $1,865 $1,910 $1,978
Liberty Mutual $3,960 $4,117 $4,223
Nationwide $3,466 $3,040 $2,901
Progressive $3,458 $3,552 $3,726
State Farm $2,378 $2,494 $2,590
Travelers $2,991 $3,110 $3,109
USAA $1,358 $1,410 $1,466

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Best By Category: Cheapest Auto Insurance in Belmont, Ohio

Compare the cheapest auto insurance companies in Belmont, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belmont, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Belmont, Ohio Auto Insurance Companies

What auto insurance companies in Belmont, Ohio are the cheapest? Compare the top Belmont, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belmont, Ohio

Insurance Company Average Annual Rates
Allstate $3,444
American Family $1,450
Farmers $3,092
GEICO $1,917
Liberty Mutual $4,100
Nationwide $3,136
Progressive $3,579
State Farm $2,487
Travelers $3,070
USAA $1,411

What affects auto insurance rates in Belmont, Ohio?

There are a lot of reasons why auto insurance rates in Belmont, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belmont, Ohio. Many local factors may affect your Belmont auto insurance rates.

Belmont Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belmont, Ohio commute length is 26.9 minutes according to City-Data.

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Compare Belmont, Ohio Auto Insurance Quotes

Before you buy Belmont, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belmont, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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