Best Cheap Auto Insurance in Belmont, MI (2021)

The average Belmont, MI auto insurance rates are $748 per month. The minimum auto insurance in Belmont is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Belmont, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Belmont for teen drivers is Allstate
  • The cheapest auto insurance company in Belmont is USAA
  • The minimum auto insurance required in Belmont, Michigan is 20/40/10

Belmont, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Belmont can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belmont, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Belmont to other Michigan cities, including Sterling Heights auto insurance rates, Ann Arbor auto insurance rates, and Dearborn auto insurance rates to see how Belmont, Michigan auto insurance rates stack up.

Before you buy Belmont, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belmont, Michigan auto insurance quotes.

Minimum Auto Insurance in Belmont, Michigan

Belmont, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belmont, Michigan.

Minimum Required Auto Insurance Coverage in Belmont, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Belmont, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belmont, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belmont, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,705 $16,705 $15,522 $15,522 $41,416 $41,416 $17,597 $17,597
Farmers $4,010 $4,010 $3,744 $3,744 $8,824 $8,824 $4,506 $4,506
GEICO $3,678 $3,678 $3,772 $3,772 $10,657 $10,657 $3,524 $3,524
Liberty Mutual $13,389 $13,389 $13,258 $13,258 $31,321 $31,321 $13,389 $13,389
Nationwide $2,719 $2,719 $2,443 $2,443 $6,792 $6,792 $2,959 $2,959
Progressive $2,672 $2,509 $2,371 $2,608 $10,123 $10,937 $3,118 $2,952
State Farm $5,927 $5,927 $5,483 $5,483 $20,690 $20,690 $6,963 $6,963
Travelers $5,326 $5,326 $4,574 $4,574 $16,054 $16,054 $5,786 $5,786
USAA $2,449 $2,311 $2,306 $2,170 $5,974 $5,655 $2,971 $2,837

Cheap Belmont, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belmont, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Belmont, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Belmont, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,416 $41,416
Farmers $8,824 $8,824
GEICO $10,657 $10,657
Liberty Mutual $31,321 $31,321
Nationwide $6,792 $6,792
Progressive $10,123 $10,937
State Farm $20,690 $20,690
Travelers $16,054 $16,054
USAA $5,974 $5,655

Cheap Belmont, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Belmont, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belmont, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,522 $15,522
Farmers $3,744 $3,744
GEICO $3,772 $3,772
Liberty Mutual $13,258 $13,258
Nationwide $2,443 $2,443
Progressive $2,371 $2,608
State Farm $5,483 $5,483
Travelers $4,574 $4,574
USAA $2,306 $2,170

Cheap Belmont, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belmont, Michigan compared to the annual auto insurance rates with a clean record in Belmont, Michigan.

Annual Belmont, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,066 $14,801 $49,850 $15,521
Farmers $4,432 $5,639 $5,570 $5,442
GEICO $1,877 $4,026 $12,224 $3,504
Liberty Mutual $12,323 $15,007 $28,135 $15,892
Nationwide $3,224 $4,224 $3,863 $3,601
Progressive $3,983 $5,182 $4,648 $4,832
State Farm $6,212 $7,448 $16,102 $9,303
Travelers $5,374 $7,668 $12,346 $6,352
USAA $2,686 $3,351 $4,374 $2,925

Cheap Belmont, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belmont, Michigan is not easy. Compare the annual rates for DUI auto insurance in Belmont, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Belmont, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,850
Farmers $5,570
GEICO $12,224
Liberty Mutual $28,135
Nationwide $3,863
Progressive $4,648
State Farm $16,102
Travelers $12,346
USAA $4,374

Cheap Belmont, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belmont, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belmont, Michigan

Insurance Company Poor Fair Good
Allstate $34,657 $19,163 $14,608
Farmers $6,975 $4,597 $4,240
GEICO $6,950 $5,112 $4,162
Liberty Mutual $28,209 $16,301 $9,009
Nationwide $4,613 $3,532 $3,039
Progressive $5,335 $4,531 $4,118
State Farm $15,817 $8,022 $5,460
Travelers $8,132 $7,886 $7,787
USAA $4,976 $2,852 $2,174

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Cheap Belmont, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belmont, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Belmont, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belmont, Michigan

ZIP Code Average Annual Rates
49306 $6,321

Cheap Belmont, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Belmont, Michigan auto insurance. Find the cheapest annual Belmont, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belmont, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,810 $22,810
Farmers $5,271 $5,271
GEICO $5,287 $5,528
Liberty Mutual $17,230 $18,449
Nationwide $3,728 $3,728
Progressive $4,661 $4,661
State Farm $9,514 $10,018
Travelers $7,890 $7,980
USAA $3,296 $3,372

Cheap Belmont, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belmont, Michigan? Check out the comparison of annual Belmont, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belmont, Michigan

Insurance Company Low Medium High
Allstate $22,247 $22,860 $23,322
Farmers $5,154 $5,261 $5,398
GEICO $5,088 $5,364 $5,771
Liberty Mutual $17,417 $17,798 $18,304
Nationwide $3,870 $3,673 $3,641
Progressive $4,546 $4,666 $4,772
State Farm $9,330 $9,820 $10,149
Travelers $7,853 $7,942 $8,010
USAA $3,241 $3,341 $3,420

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Best By Category: Cheapest Auto Insurance in Belmont, Michigan

Compare the cheapest auto insurance companies in Belmont, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belmont, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Belmont, Michigan Auto Insurance Companies

What auto insurance companies in Belmont, Michigan are the cheapest? Compare the top Belmont, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belmont, Michigan

Insurance Company Average Annual Rates
Allstate $22,810
Farmers $5,271
GEICO $5,408
Liberty Mutual $17,840
Nationwide $3,728
Progressive $4,661
State Farm $9,766
Travelers $7,935
USAA $3,334

Compare Belmont, Michigan Auto Insurance Quotes

Before you buy Belmont, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belmont, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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