Best Cheap Auto Insurance in Bellville, OH (2021)

The average Bellville, OH auto insurance rates are $228 per month. The minimum auto insurance in Bellville is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bellville, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bellville, OH for senior drivers are $1,425 per year
  • The most expensive auto insurance company in Bellville for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Bellville, Ohio is 25/50/25

Bellville, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bellville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellville, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bellville to other Ohio cities, including Columbus auto insurance rates, Toledo auto insurance rates, and Cincinnati auto insurance rates to see how Bellville, Ohio auto insurance rates stack up.

Before you buy Bellville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellville, Ohio auto insurance quotes.

Minimum Auto Insurance in Bellville, Ohio

Bellville, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellville, Ohio.

Minimum Required Auto Insurance Coverage in Bellville, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bellville, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellville, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellville, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,164 $2,159 $1,944 $2,080 $5,956 $6,818 $2,283 $2,446
American Family $901 $936 $813 $819 $2,616 $2,845 $1,107 $1,167
Farmers $1,737 $1,730 $1,532 $1,613 $7,503 $7,776 $1,947 $2,039
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,200 $2,405 $1,691 $2,056 $11,308 $12,794 $2,348 $2,574
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,570 $1,488 $1,306 $1,347 $6,792 $7,650 $1,884 $1,944
State Farm $1,468 $1,468 $1,308 $1,308 $4,489 $5,642 $1,703 $1,954
Travelers $1,412 $1,434 $1,403 $1,395 $6,058 $9,546 $1,472 $1,683
USAA $881 $888 $840 $838 $2,730 $3,038 $1,177 $1,268

Cheap Bellville, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellville, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bellville, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bellville, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,956 $6,818
American Family $2,616 $2,845
Farmers $7,503 $7,776
GEICO $3,519 $3,281
Liberty Mutual $11,308 $12,794
Nationwide $5,264 $6,784
Progressive $6,792 $7,650
State Farm $4,489 $5,642
Travelers $6,058 $9,546
USAA $2,730 $3,038

Cheap Bellville, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bellville, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellville, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $2,080
American Family $813 $819
Farmers $1,532 $1,613
GEICO $1,232 $1,237
Liberty Mutual $1,691 $2,056
Nationwide $1,861 $1,874
Progressive $1,306 $1,347
State Farm $1,308 $1,308
Travelers $1,403 $1,395
USAA $840 $838

Cheap Bellville, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellville, Ohio compared to the annual auto insurance rates with a clean record in Bellville, Ohio.

Annual Bellville, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,722 $3,286 $3,844 $3,074
American Family $1,343 $1,420 $1,420 $1,420
Farmers $2,667 $3,432 $3,347 $3,492
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,929 $5,030 $5,151 $4,578
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,588 $3,504 $2,754 $3,144
State Farm $2,208 $2,627 $2,417 $2,417
Travelers $2,246 $2,927 $4,415 $2,613
USAA $1,119 $1,500 $1,972 $1,239

Cheap Bellville, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellville, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bellville, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellville, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,844
American Family $1,420
Farmers $3,347
GEICO $2,571
Liberty Mutual $5,151
Nationwide $3,988
Progressive $2,754
State Farm $2,417
Travelers $4,415
USAA $1,972

Cheap Bellville, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellville, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellville, Ohio

Insurance Company Poor Fair Good
Allstate $4,154 $3,018 $2,522
American Family $1,855 $1,270 $1,076
Farmers $3,668 $3,092 $2,944
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,712 $4,095 $3,208
Nationwide $3,723 $3,001 $2,535
Progressive $3,378 $2,906 $2,708
State Farm $3,445 $2,129 $1,678
Travelers $3,412 $2,968 $2,771
USAA $1,890 $1,340 $1,143

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Cheap Bellville, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellville, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bellville, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellville, Ohio

ZIP Code Average Annual Rates
44813 $2,602

Cheap Bellville, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellville, Ohio auto insurance. Find the cheapest annual Bellville, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellville, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,231 $3,231
American Family $1,384 $1,417
Farmers $3,235 $3,235
GEICO $1,792 $1,857
Liberty Mutual $4,672 $4,672
Nationwide $3,087 $3,087
Progressive $2,998 $2,998
State Farm $2,359 $2,476
Travelers $3,050 $3,050
USAA $1,402 $1,513

Cheap Bellville, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellville, Ohio? Check out the comparison of annual Bellville, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellville, Ohio

Insurance Company Low Medium High
Allstate $3,134 $3,225 $3,334
American Family $1,383 $1,411 $1,407
Farmers $3,079 $3,191 $3,434
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,505 $4,694 $4,817
Nationwide $3,417 $2,991 $2,852
Progressive $2,898 $2,975 $3,119
State Farm $2,309 $2,424 $2,519
Travelers $2,971 $3,091 $3,090
USAA $1,392 $1,456 $1,524

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Best By Category: Cheapest Auto Insurance in Bellville, Ohio

Compare the cheapest auto insurance companies in Bellville, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellville, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bellville, Ohio Auto Insurance Companies

What auto insurance companies in Bellville, Ohio are the cheapest? Compare the top Bellville, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellville, Ohio

Insurance Company Average Annual Rates
Allstate $3,231
American Family $1,401
Farmers $3,235
GEICO $1,824
Liberty Mutual $4,672
Nationwide $3,087
Progressive $2,997
State Farm $2,417
Travelers $3,050
USAA $1,458

What affects auto insurance rates in Bellville, Ohio?

There are a lot of reasons why auto insurance rates in Bellville, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellville, Ohio. Many local factors may affect your Bellville auto insurance rates.

Bellville Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bellville, Ohio auto theft statistics, there have been 0 auto thefts in the city.

Bellville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellville, Ohio commute length is 21.8 minutes according to City-Data.

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Compare Bellville, Ohio Auto Insurance Quotes

Before you buy Bellville, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellville, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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