Best Cheap Auto Insurance in Bellevue, KY (2021)

The average Bellevue, KY auto insurance rates are $310 per month. The minimum auto insurance in Bellevue is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Bellevue, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bellevue, KY for senior drivers are $2,032 per year
  • The cheapest auto insurance company in Bellevue is State Farm
  • The minimum auto insurance required in Bellevue, Kentucky is 25/50/25

Bellevue, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Bellevue can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellevue, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Bellevue to other Kentucky cities, including Nicholasville auto insurance rates, Bowling Green auto insurance rates, and Richmond auto insurance rates to see how Bellevue, Kentucky auto insurance rates stack up.

Before you buy Bellevue, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellevue, Kentucky auto insurance quotes.

Minimum Auto Insurance in Bellevue, Kentucky

Bellevue, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellevue, Kentucky.

Minimum Required Auto Insurance Coverage in Bellevue, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bellevue, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellevue, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellevue, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,003 $2,963 $2,723 $2,904 $11,394 $12,823 $3,304 $3,481
GEICO $2,846 $2,632 $2,980 $2,699 $5,970 $7,071 $2,322 $1,998
Liberty Mutual $2,485 $2,685 $2,081 $2,326 $11,097 $12,313 $2,614 $2,743
Nationwide $2,365 $2,367 $2,153 $2,240 $5,248 $6,510 $2,673 $2,806
Progressive $1,957 $1,856 $1,766 $1,769 $9,760 $11,024 $2,424 $2,474
State Farm $1,484 $1,484 $1,333 $1,333 $4,456 $5,663 $1,658 $1,840
Travelers $1,659 $1,686 $1,637 $1,638 $7,786 $12,424 $1,737 $1,979
USAA $1,602 $1,594 $1,457 $1,467 $4,371 $4,588 $2,009 $2,184

Cheap Bellevue, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellevue, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Bellevue, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Bellevue, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,394 $12,823
GEICO $5,970 $7,071
Liberty Mutual $11,097 $12,313
Nationwide $5,248 $6,510
Progressive $9,760 $11,024
State Farm $4,456 $5,663
Travelers $7,786 $12,424
USAA $4,371 $4,588

Cheap Bellevue, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Bellevue, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellevue, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,723 $2,904
GEICO $2,980 $2,699
Liberty Mutual $2,081 $2,326
Nationwide $2,153 $2,240
Progressive $1,766 $1,769
State Farm $1,333 $1,333
Travelers $1,637 $1,638
USAA $1,457 $1,467

Cheap Bellevue, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellevue, Kentucky compared to the annual auto insurance rates with a clean record in Bellevue, Kentucky.

Annual Bellevue, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,398 $5,761 $6,164 $4,975
GEICO $2,128 $3,780 $5,745 $2,607
Liberty Mutual $3,996 $6,151 $4,782 $4,242
Nationwide $2,661 $3,384 $4,227 $2,910
Progressive $3,416 $5,063 $3,893 $4,143
State Farm $2,197 $2,615 $2,406 $2,406
Travelers $3,337 $3,429 $4,935 $3,571
USAA $1,816 $2,561 $3,070 $2,190

Cheap Bellevue, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellevue, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Bellevue, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellevue, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,164
GEICO $5,745
Liberty Mutual $4,782
Nationwide $4,227
Progressive $3,893
State Farm $2,406
Travelers $4,935
USAA $3,070

Cheap Bellevue, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellevue, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellevue, Kentucky

Insurance Company Poor Fair Good
Allstate $7,031 $4,878 $4,064
GEICO $5,862 $2,926 $1,906
Liberty Mutual $6,823 $4,222 $3,333
Nationwide $3,971 $3,159 $2,757
Progressive $4,586 $4,030 $3,770
State Farm $3,479 $2,101 $1,639
Travelers $4,246 $3,611 $3,597
USAA $3,555 $2,019 $1,653

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Cheap Bellevue, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellevue, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Bellevue, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellevue, Kentucky

ZIP Code Average Annual Rates
41073 $3,337

Cheap Bellevue, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellevue, Kentucky auto insurance. Find the cheapest annual Bellevue, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellevue, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,324 $5,324
GEICO $3,531 $3,598
Liberty Mutual $4,793 $4,793
Nationwide $3,295 $3,295
Progressive $4,129 $4,129
State Farm $2,345 $2,468
Travelers $3,818 $3,818
USAA $2,321 $2,497

Cheap Bellevue, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellevue, Kentucky? Check out the comparison of annual Bellevue, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellevue, Kentucky

Insurance Company Low Medium High
Allstate $4,952 $5,304 $5,718
GEICO $3,341 $3,553 $3,801
Liberty Mutual $4,596 $4,769 $5,013
Nationwide $3,289 $3,267 $3,330
Progressive $3,803 $4,090 $4,494
State Farm $2,239 $2,406 $2,574
Travelers $3,617 $3,839 $3,999
USAA $2,288 $2,403 $2,535

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Best By Category: Cheapest Auto Insurance in Bellevue, Kentucky

Compare the cheapest auto insurance companies in Bellevue, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellevue, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Bellevue, Kentucky Auto Insurance Companies

What auto insurance companies in Bellevue, Kentucky are the cheapest? Compare the top Bellevue, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellevue, Kentucky

Insurance Company Average Annual Rates
Allstate $5,324
GEICO $3,565
Liberty Mutual $4,793
Nationwide $3,295
Progressive $4,129
State Farm $2,406
Travelers $3,818
USAA $2,409

What affects auto insurance rates in Bellevue, Kentucky?

There are a lot of reasons why auto insurance rates in Bellevue, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellevue, Kentucky. Many local factors may affect your Bellevue auto insurance rates.

Bellevue Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellevue, Kentucky commute length is 20.0 minutes according to City-Data.

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Compare Bellevue, Kentucky Auto Insurance Quotes

Before you buy Bellevue, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellevue, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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