Best Cheap Auto Insurance in Bellefonte, PA (2021)

The average Bellefonte, PA auto insurance rates are $260 per month. The minimum auto insurance in Bellefonte is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Bellefonte, Pennsylvania, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bellefonte is 17.4 minutes
  • The cheapest auto insurance company in Bellefonte is USAA
  • The minimum auto insurance required in Bellefonte, Pennsylvania is 15/30/5

Bellefonte, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Bellefonte can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellefonte, Pennsylvania, including driving record, credit, commute time, and more.

Compare auto insurance in Bellefonte to other Pennsylvania cities, including Harrisburg auto insurance rates, York auto insurance rates, and Scranton auto insurance rates to see how Bellefonte, Pennsylvania auto insurance rates stack up.

Before you buy Bellefonte, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellefonte, Pennsylvania auto insurance quotes.

Minimum Auto Insurance in Bellefonte, Pennsylvania

Bellefonte, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellefonte, Pennsylvania.

Minimum Required Auto Insurance Coverage in Bellefonte, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Bellefonte, Pennsylvania Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellefonte, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellefonte, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,181 $2,181 $1,996 $1,996 $6,929 $6,929 $2,414 $2,414
GEICO $1,418 $1,232 $1,345 $1,169 $3,583 $3,113 $1,428 $1,240
Liberty Mutual $3,166 $3,166 $2,901 $2,901 $9,224 $9,224 $4,016 $4,016
Nationwide $1,561 $1,561 $1,478 $1,478 $4,399 $4,399 $1,750 $1,750
Progressive $2,310 $2,310 $2,060 $2,060 $7,430 $7,430 $2,953 $2,953
State Farm $1,166 $1,166 $1,030 $1,030 $4,166 $4,166 $1,287 $1,287
Travelers $1,285 $1,285 $1,373 $1,373 $18,283 $18,283 $1,552 $1,552
USAA $892 $892 $810 $810 $2,660 $2,660 $1,177 $1,177

Cheap Bellefonte, Pennsylvania Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellefonte, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Bellefonte, Pennsylvania.

Annual Auto Insurance Rates for Teen Drivers in Bellefonte, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,929 $6,929
GEICO $3,583 $3,113
Liberty Mutual $9,224 $9,224
Nationwide $4,399 $4,399
Progressive $7,430 $7,430
State Farm $4,166 $4,166
Travelers $18,283 $18,283
USAA $2,660 $2,660

Cheap Bellefonte, Pennsylvania Auto Insurance for Seniors

What are senior auto insurance rates in Bellefonte, Pennsylvania? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellefonte, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,996 $1,996
GEICO $1,345 $1,169
Liberty Mutual $2,901 $2,901
Nationwide $1,478 $1,478
Progressive $2,060 $2,060
State Farm $1,030 $1,030
Travelers $1,373 $1,373
USAA $810 $810

Cheap Bellefonte, Pennsylvania Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellefonte, Pennsylvania compared to the annual auto insurance rates with a clean record in Bellefonte, Pennsylvania.

Annual Bellefonte, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,242 $3,794 $3,242 $3,242
GEICO $1,340 $2,301 $1,784 $1,839
Liberty Mutual $4,406 $5,043 $4,928 $4,928
Nationwide $1,661 $2,218 $3,090 $2,219
Progressive $3,347 $4,612 $3,441 $3,352
State Farm $1,750 $2,075 $1,912 $1,912
Travelers $4,018 $5,677 $7,122 $5,677
USAA $1,117 $1,536 $1,639 $1,246

Cheap Bellefonte, Pennsylvania Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellefonte, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Bellefonte, Pennsylvania to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellefonte, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,242
GEICO $1,784
Liberty Mutual $4,928
Nationwide $3,090
Progressive $3,441
State Farm $1,912
Travelers $7,122
USAA $1,639

Cheap Bellefonte, Pennsylvania Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellefonte, Pennsylvania annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellefonte, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,334 $3,213 $2,593
GEICO $2,709 $1,541 $1,198
Liberty Mutual $6,158 $4,418 $3,903
Nationwide $2,693 $2,217 $1,981
Progressive $4,890 $3,427 $2,747
State Farm $2,720 $1,686 $1,331
Travelers $6,121 $5,528 $5,221
USAA $1,725 $1,287 $1,142

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Cheap Bellefonte, Pennsylvania Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellefonte, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Bellefonte, Pennsylvania to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellefonte, Pennsylvania

ZIP Code Average Annual Rates
16823 $3,829

Cheap Bellefonte, Pennsylvania Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellefonte, Pennsylvania auto insurance. Find the cheapest annual Bellefonte, Pennsylvania auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellefonte, Pennsylvania

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,316 $3,444
GEICO $1,788 $1,844
Liberty Mutual $4,703 $4,950
Nationwide $2,297 $2,297
Progressive $3,688 $3,688
State Farm $1,856 $1,969
Travelers $5,623 $5,623
USAA $1,346 $1,424

Cheap Bellefonte, Pennsylvania Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellefonte, Pennsylvania? Check out the comparison of annual Bellefonte, Pennsylvania auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellefonte, Pennsylvania

Insurance Company Low Medium High
Allstate $3,249 $3,397 $3,494
GEICO $1,663 $1,835 $1,951
Liberty Mutual $4,607 $4,858 $5,015
Nationwide $2,297 $2,328 $2,266
Progressive $3,396 $3,717 $3,951
State Farm $1,782 $1,939 $2,016
Travelers $5,707 $5,622 $5,541
USAA $1,275 $1,398 $1,481

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Best By Category: Cheapest Auto Insurance in Bellefonte, Pennsylvania

Compare the cheapest auto insurance companies in Bellefonte, Pennsylvania in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellefonte, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bellefonte, Pennsylvania Auto Insurance Companies

What auto insurance companies in Bellefonte, Pennsylvania are the cheapest? Compare the top Bellefonte, Pennsylvania auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellefonte, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,380
GEICO $1,816
Liberty Mutual $4,826
Nationwide $2,297
Progressive $3,688
State Farm $1,912
Travelers $5,623
USAA $1,385

What affects auto insurance rates in Bellefonte, Pennsylvania?

There are a lot of reasons why auto insurance rates in Bellefonte, Pennsylvania are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellefonte, Pennsylvania. Many local factors may affect your Bellefonte auto insurance rates.

Bellefonte Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellefonte, Pennsylvania commute length is 17.4 minutes according to City-Data.

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Compare Bellefonte, Pennsylvania Auto Insurance Quotes

Before you buy Bellefonte, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellefonte, Pennsylvania auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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