Best Cheap Auto Insurance in Bellefontaine, OH (2021)

The average Bellefontaine, OH auto insurance rates are $218 per month. The minimum auto insurance in Bellefontaine is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bellefontaine, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bellefontaine is 18.5 minutes
  • The most expensive auto insurance company in Bellefontaine for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Bellefontaine is USAA

Bellefontaine, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bellefontaine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellefontaine, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bellefontaine to other Ohio cities, including Parma auto insurance rates, Toledo auto insurance rates, and Columbus auto insurance rates to see how Bellefontaine, Ohio auto insurance rates stack up.

Before you buy Bellefontaine, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellefontaine, Ohio auto insurance quotes.

Minimum Auto Insurance in Bellefontaine, Ohio

Bellefontaine, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellefontaine, Ohio.

Minimum Required Auto Insurance Coverage in Bellefontaine, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bellefontaine, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellefontaine, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellefontaine, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,941 $1,936 $1,747 $1,867 $5,323 $6,086 $2,045 $2,189
American Family $911 $945 $826 $831 $2,681 $2,908 $1,119 $1,177
Farmers $1,721 $1,713 $1,518 $1,602 $7,553 $7,819 $1,931 $2,018
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,775 $1,935 $1,368 $1,657 $9,292 $10,495 $1,886 $2,061
Nationwide $2,133 $2,144 $1,925 $1,939 $5,448 $7,025 $2,286 $2,660
Progressive $1,551 $1,467 $1,293 $1,330 $6,753 $7,601 $1,862 $1,918
State Farm $1,445 $1,445 $1,286 $1,286 $4,397 $5,535 $1,675 $1,915
Travelers $1,459 $1,481 $1,451 $1,441 $6,272 $9,870 $1,522 $1,740
USAA $826 $833 $785 $785 $2,525 $2,812 $1,102 $1,191

Cheap Bellefontaine, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellefontaine, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bellefontaine, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bellefontaine, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,323 $6,086
American Family $2,681 $2,908
Farmers $7,553 $7,819
GEICO $3,279 $3,053
Liberty Mutual $9,292 $10,495
Nationwide $5,448 $7,025
Progressive $6,753 $7,601
State Farm $4,397 $5,535
Travelers $6,272 $9,870
USAA $2,525 $2,812

Cheap Bellefontaine, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bellefontaine, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellefontaine, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,747 $1,867
American Family $826 $831
Farmers $1,518 $1,602
GEICO $1,153 $1,164
Liberty Mutual $1,368 $1,657
Nationwide $1,925 $1,939
Progressive $1,293 $1,330
State Farm $1,286 $1,286
Travelers $1,451 $1,441
USAA $785 $785

Cheap Bellefontaine, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellefontaine, Ohio compared to the annual auto insurance rates with a clean record in Bellefontaine, Ohio.

Annual Bellefontaine, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,437 $2,939 $3,440 $2,752
American Family $1,366 $1,444 $1,444 $1,444
Farmers $2,663 $3,433 $3,348 $3,494
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,203 $4,104 $4,194 $3,734
Nationwide $2,561 $3,257 $4,131 $2,831
Progressive $2,566 $3,476 $2,730 $3,115
State Farm $2,169 $2,577 $2,373 $2,373
Travelers $2,321 $3,028 $4,568 $2,702
USAA $1,045 $1,398 $1,829 $1,157

Cheap Bellefontaine, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellefontaine, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bellefontaine, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellefontaine, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,440
American Family $1,444
Farmers $3,348
GEICO $2,408
Liberty Mutual $4,194
Nationwide $4,131
Progressive $2,730
State Farm $2,373
Travelers $4,568
USAA $1,829

Cheap Bellefontaine, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellefontaine, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellefontaine, Ohio

Insurance Company Poor Fair Good
Allstate $3,713 $2,703 $2,260
American Family $1,883 $1,294 $1,097
Farmers $3,669 $3,091 $2,943
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,452 $3,348 $2,626
Nationwide $3,855 $3,106 $2,623
Progressive $3,345 $2,881 $2,688
State Farm $3,381 $2,090 $1,647
Travelers $3,529 $3,069 $2,866
USAA $1,762 $1,247 $1,063

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Cheap Bellefontaine, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellefontaine, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bellefontaine, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellefontaine, Ohio

ZIP Code Average Annual Rates
43311 $2,500

Cheap Bellefontaine, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellefontaine, Ohio auto insurance. Find the cheapest annual Bellefontaine, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellefontaine, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,892 $2,892
American Family $1,408 $1,442
Farmers $3,234 $3,234
GEICO $1,669 $1,728
Liberty Mutual $3,809 $3,809
Nationwide $3,195 $3,195
Progressive $2,972 $2,972
State Farm $2,314 $2,432
Travelers $3,155 $3,155
USAA $1,306 $1,409

Cheap Bellefontaine, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellefontaine, Ohio? Check out the comparison of annual Bellefontaine, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellefontaine, Ohio

Insurance Company Low Medium High
Allstate $2,802 $2,886 $2,987
American Family $1,405 $1,435 $1,434
Farmers $3,070 $3,185 $3,448
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,669 $3,825 $3,931
Nationwide $3,541 $3,096 $2,948
Progressive $2,876 $2,950 $3,089
State Farm $2,262 $2,380 $2,477
Travelers $3,077 $3,195 $3,192
USAA $1,300 $1,356 $1,416

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Best By Category: Cheapest Auto Insurance in Bellefontaine, Ohio

Compare the cheapest auto insurance companies in Bellefontaine, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellefontaine, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bellefontaine, Ohio Auto Insurance Companies

What auto insurance companies in Bellefontaine, Ohio are the cheapest? Compare the top Bellefontaine, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellefontaine, Ohio

Insurance Company Average Annual Rates
Allstate $2,892
American Family $1,425
Farmers $3,234
GEICO $1,699
Liberty Mutual $3,809
Nationwide $3,195
Progressive $2,972
State Farm $2,373
Travelers $3,155
USAA $1,357

What affects auto insurance rates in Bellefontaine, Ohio?

There are a lot of reasons why auto insurance rates in Bellefontaine, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellefontaine, Ohio. Many local factors may affect your Bellefontaine auto insurance rates.

Bellefontaine Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bellefontaine, Ohio auto theft statistics, there have been 0 auto thefts in the city.

Bellefontaine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellefontaine, Ohio commute length is 18.5 minutes according to City-Data.

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Compare Bellefontaine, Ohio Auto Insurance Quotes

Before you buy Bellefontaine, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellefontaine, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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