Best Cheap Auto Insurance in Belleair, FL (2021)

The average Belleair, FL auto insurance rates are $444 per month. The minimum auto insurance in Belleair is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Belleair, Florida, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Belleair for teen drivers is Allstate
  • The minimum auto insurance required in Belleair, Florida is 10/20/10
  • The average commute length in Belleair is 24.4 minutes

Belleair, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Belleair can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belleair, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Belleair to other Florida cities, including Orlando auto insurance rates, Miami auto insurance rates, and Jacksonville auto insurance rates to see how Belleair, Florida auto insurance rates stack up.

Before you buy Belleair, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belleair, Florida auto insurance quotes.

Minimum Auto Insurance in Belleair, Florida

Belleair, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belleair, Florida.

Minimum Required Auto Insurance Coverage in Belleair, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Belleair, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belleair, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belleair, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,504 $5,254 $4,813 $4,880 $19,178 $20,902 $5,397 $5,446
GEICO $3,710 $3,732 $3,465 $3,465 $6,581 $8,257 $4,089 $4,158
Liberty Mutual $4,100 $4,100 $3,746 $3,746 $8,809 $13,645 $4,100 $5,612
Nationwide $3,370 $3,326 $3,011 $3,112 $8,128 $10,003 $3,714 $3,863
Progressive $3,970 $3,707 $3,397 $3,639 $11,293 $12,240 $4,744 $4,461
State Farm $2,315 $2,315 $2,106 $2,106 $6,920 $8,851 $2,585 $2,759
USAA $1,851 $1,815 $1,747 $1,722 $6,467 $7,447 $2,303 $2,474

Cheap Belleair, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belleair, Florida is a challenge. Take a look at the annual teen auto insurance rates in Belleair, Florida.

Annual Auto Insurance Rates for Teen Drivers in Belleair, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,178 $20,902
GEICO $6,581 $8,257
Liberty Mutual $8,809 $13,645
Nationwide $8,128 $10,003
Progressive $11,293 $12,240
State Farm $6,920 $8,851
USAA $6,467 $7,447

Cheap Belleair, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Belleair, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belleair, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,813 $4,880
GEICO $3,465 $3,465
Liberty Mutual $3,746 $3,746
Nationwide $3,011 $3,112
Progressive $3,397 $3,639
State Farm $2,106 $2,106
USAA $1,747 $1,722

Cheap Belleair, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belleair, Florida compared to the annual auto insurance rates with a clean record in Belleair, Florida.

Annual Belleair, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,678 $9,237 $10,241 $8,532
GEICO $3,280 $4,175 $6,185 $5,089
Liberty Mutual $4,229 $5,579 $8,236 $5,885
Nationwide $4,102 $4,508 $6,091 $4,562
Progressive $4,685 $6,923 $5,839 $6,279
State Farm $3,414 $4,075 $3,744 $3,744
USAA $2,513 $3,120 $4,641 $2,638

Cheap Belleair, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belleair, Florida is not easy. Compare the annual rates for DUI auto insurance in Belleair, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Belleair, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,241
GEICO $6,185
Liberty Mutual $8,236
Nationwide $6,091
Progressive $5,839
State Farm $3,744
USAA $4,641

Cheap Belleair, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belleair, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belleair, Florida

Insurance Company Poor Fair Good
Allstate $12,544 $7,876 $6,345
GEICO $6,790 $4,135 $3,122
Liberty Mutual $7,745 $5,649 $4,553
Nationwide $6,024 $4,424 $4,000
Progressive $7,709 $5,501 $4,584
State Farm $5,161 $3,347 $2,725
USAA $5,224 $2,582 $1,878

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Cheap Belleair, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Belleair, Florida auto insurance. Find the cheapest annual Belleair, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belleair, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,665 $9,178
GEICO $4,659 $4,705
Liberty Mutual $5,784 $6,181
Nationwide $4,816 $4,816
Progressive $5,931 $5,931
State Farm $3,613 $3,876
USAA $3,191 $3,265

Cheap Belleair, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belleair, Florida? Check out the comparison of annual Belleair, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belleair, Florida

Insurance Company Low Medium High
Allstate $6,583 $9,451 $10,732
GEICO $3,688 $4,866 $5,492
Liberty Mutual $5,424 $6,093 $6,429
Nationwide $3,634 $5,037 $5,776
Progressive $4,753 $6,097 $6,944
State Farm $3,137 $3,850 $4,247
USAA $2,697 $3,367 $3,621

Best By Category: Cheapest Auto Insurance in Belleair, Florida

Compare the cheapest auto insurance companies in Belleair, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belleair, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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The Cheapest Belleair, Florida Auto Insurance Companies

What auto insurance companies in Belleair, Florida are the cheapest? Compare the top Belleair, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belleair, Florida

Insurance Company Average Annual Rates
Allstate $8,922
GEICO $4,682
Liberty Mutual $5,982
Nationwide $4,816
Progressive $5,931
State Farm $3,744
USAA $3,228

What affects auto insurance rates in Belleair, Florida?

There are a lot of reasons why auto insurance rates in Belleair, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belleair, Florida. Many local factors may affect your Belleair auto insurance rates.

Belleair Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Belleair, Florida auto theft statistics, there have been 8 auto thefts in the city.

Belleair Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belleair, Florida commute length is 24.4 minutes according to City-Data.

Compare Belleair, Florida Auto Insurance Quotes

Before you buy Belleair, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belleair, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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