Best Cheap Auto Insurance in Belle Isle, FL (2021)

The average Belle Isle, FL auto insurance rates are $413 per month. The minimum auto insurance in Belle Isle is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Belle Isle, Florida, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Belle Isle is USAA
  • The minimum auto insurance required in Belle Isle, Florida is 10/20/10
  • Average auto insurance rates in Belle Isle, FL for senior drivers are $2,967 per year

Belle Isle, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Belle Isle can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belle Isle, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Belle Isle to other Florida cities, including Hialeah auto insurance rates, Cape Coral auto insurance rates, and St. Petersburg auto insurance rates to see how Belle Isle, Florida auto insurance rates stack up.

Before you buy Belle Isle, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belle Isle, Florida auto insurance quotes.

Minimum Auto Insurance in Belle Isle, Florida

Belle Isle, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belle Isle, Florida.

Minimum Required Auto Insurance Coverage in Belle Isle, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Belle Isle, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belle Isle, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belle Isle, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,330 $5,076 $4,642 $4,704 $18,747 $20,390 $5,217 $5,264
GEICO $2,905 $2,915 $2,722 $2,722 $5,216 $6,533 $3,199 $3,238
Liberty Mutual $3,881 $3,881 $3,548 $3,548 $8,295 $12,826 $3,881 $5,295
Nationwide $3,054 $3,003 $2,723 $2,814 $7,364 $9,023 $3,358 $3,476
Progressive $3,823 $3,610 $3,273 $3,501 $10,765 $11,696 $4,622 $4,398
State Farm $2,335 $2,335 $2,113 $2,113 $6,898 $8,751 $2,604 $2,774
USAA $1,676 $1,645 $1,568 $1,552 $5,805 $6,722 $2,095 $2,258

Cheap Belle Isle, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belle Isle, Florida is a challenge. Take a look at the annual teen auto insurance rates in Belle Isle, Florida.

Annual Auto Insurance Rates for Teen Drivers in Belle Isle, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $18,747 $20,390
GEICO $5,216 $6,533
Liberty Mutual $8,295 $12,826
Nationwide $7,364 $9,023
Progressive $10,765 $11,696
State Farm $6,898 $8,751
USAA $5,805 $6,722

Cheap Belle Isle, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Belle Isle, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belle Isle, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,642 $4,704
GEICO $2,722 $2,722
Liberty Mutual $3,548 $3,548
Nationwide $2,723 $2,814
Progressive $3,273 $3,501
State Farm $2,113 $2,113
USAA $1,568 $1,552

Cheap Belle Isle, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belle Isle, Florida compared to the annual auto insurance rates with a clean record in Belle Isle, Florida.

Annual Belle Isle, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,450 $8,986 $9,962 $8,287
GEICO $2,551 $3,273 $4,892 $4,009
Liberty Mutual $4,023 $5,272 $7,727 $5,555
Nationwide $3,701 $4,074 $5,513 $4,120
Progressive $4,495 $6,677 $5,617 $6,055
State Farm $3,411 $4,070 $3,740 $3,740
USAA $2,274 $2,818 $4,182 $2,387

Cheap Belle Isle, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belle Isle, Florida is not easy. Compare the annual rates for DUI auto insurance in Belle Isle, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Belle Isle, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $9,962
GEICO $4,892
Liberty Mutual $7,727
Nationwide $5,513
Progressive $5,617
State Farm $3,740
USAA $4,182

Cheap Belle Isle, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belle Isle, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belle Isle, Florida

Insurance Company Poor Fair Good
Allstate $12,186 $7,655 $6,172
GEICO $5,381 $3,240 $2,422
Liberty Mutual $7,298 $5,331 $4,304
Nationwide $5,464 $3,991 $3,600
Progressive $7,451 $5,286 $4,397
State Farm $5,152 $3,344 $2,725
USAA $4,754 $2,316 $1,676

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Belle Isle, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Belle Isle, Florida auto insurance. Find the cheapest annual Belle Isle, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belle Isle, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $8,425 $8,917
GEICO $3,664 $3,699
Liberty Mutual $5,459 $5,830
Nationwide $4,352 $4,352
Progressive $5,711 $5,711
State Farm $3,607 $3,874
USAA $2,882 $2,948

Cheap Belle Isle, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belle Isle, Florida? Check out the comparison of annual Belle Isle, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belle Isle, Florida

Insurance Company Low Medium High
Allstate $6,444 $9,181 $10,388
GEICO $3,031 $3,808 $4,205
Liberty Mutual $5,178 $5,737 $6,018
Nationwide $3,456 $4,520 $5,079
Progressive $4,827 $5,839 $6,468
State Farm $3,197 $3,835 $4,190
USAA $2,524 $3,017 $3,204

Best By Category: Cheapest Auto Insurance in Belle Isle, Florida

Compare the cheapest auto insurance companies in Belle Isle, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belle Isle, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

The Cheapest Belle Isle, Florida Auto Insurance Companies

What auto insurance companies in Belle Isle, Florida are the cheapest? Compare the top Belle Isle, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belle Isle, Florida

Insurance Company Average Annual Rates
Allstate $8,671
GEICO $3,681
Liberty Mutual $5,644
Nationwide $4,352
Progressive $5,711
State Farm $3,740
USAA $2,915

What affects auto insurance rates in Belle Isle, Florida?

There are a lot of reasons why auto insurance rates in Belle Isle, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belle Isle, Florida. Many local factors may affect your Belle Isle auto insurance rates.

Belle Isle Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Belle Isle, Florida auto theft statistics, there have been 14 auto thefts in the city.

Belle Isle Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belle Isle, Florida commute length is 26.5 minutes according to City-Data.

Compare Belle Isle, Florida Auto Insurance Quotes

Before you buy Belle Isle, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belle Isle, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption