Best Cheap Auto Insurance in Belle Fontaine, AL (2021)

The average Belle Fontaine, AL auto insurance rates are $348 per month. The minimum auto insurance in Belle Fontaine is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Belle Fontaine, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Belle Fontaine is USAA
  • The minimum auto insurance required in Belle Fontaine, Alabama is 25/50/25
  • The most expensive auto insurance company in Belle Fontaine for teen drivers is Progressive

Belle Fontaine, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Belle Fontaine can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belle Fontaine, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Belle Fontaine to other Alabama cities, including Tuscaloosa auto insurance rates, Decatur auto insurance rates, and Birmingham auto insurance rates to see how Belle Fontaine, Alabama auto insurance rates stack up.

Before you buy Belle Fontaine, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belle Fontaine, Alabama auto insurance quotes.

Minimum Auto Insurance in Belle Fontaine, Alabama

Belle Fontaine, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belle Fontaine, Alabama.

Minimum Required Auto Insurance Coverage in Belle Fontaine, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Belle Fontaine, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belle Fontaine, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belle Fontaine, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,183 $2,073 $1,987 $2,024 $7,836 $8,430 $2,420 $2,465
Farmers $2,817 $2,801 $2,519 $2,677 $10,860 $11,179 $3,191 $3,312
GEICO $2,173 $2,165 $2,074 $2,157 $5,812 $5,692 $2,299 $2,128
Liberty Mutual $3,286 $3,552 $2,696 $3,022 $12,199 $13,573 $3,488 $3,702
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $3,147 $2,959 $2,580 $2,756 $12,565 $14,027 $3,675 $3,882
State Farm $3,051 $3,051 $2,771 $2,771 $9,432 $11,798 $3,453 $3,992
Travelers $1,706 $1,731 $1,608 $1,601 $9,518 $15,077 $1,609 $1,830
USAA $1,404 $1,422 $1,318 $1,292 $4,236 $4,692 $1,830 $1,976

Cheap Belle Fontaine, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belle Fontaine, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Belle Fontaine, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Belle Fontaine, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,836 $8,430
Farmers $10,860 $11,179
GEICO $5,812 $5,692
Liberty Mutual $12,199 $13,573
Nationwide $5,017 $6,468
Progressive $12,565 $14,027
State Farm $9,432 $11,798
Travelers $9,518 $15,077
USAA $4,236 $4,692

Cheap Belle Fontaine, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Belle Fontaine, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belle Fontaine, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,987 $2,024
Farmers $2,519 $2,677
GEICO $2,074 $2,157
Liberty Mutual $2,696 $3,022
Nationwide $1,705 $1,765
Progressive $2,580 $2,756
State Farm $2,771 $2,771
Travelers $1,608 $1,601
USAA $1,318 $1,292

Cheap Belle Fontaine, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belle Fontaine, Alabama compared to the annual auto insurance rates with a clean record in Belle Fontaine, Alabama.

Annual Belle Fontaine, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,110 $3,681 $4,391 $3,529
Farmers $4,143 $5,356 $5,225 $4,954
GEICO $2,054 $3,326 $4,135 $2,734
Liberty Mutual $4,461 $6,216 $6,071 $6,010
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $5,148 $6,452 $5,537 $5,658
State Farm $4,536 $5,656 $4,984 $4,984
Travelers $3,605 $3,782 $5,562 $4,390
USAA $1,747 $2,196 $3,254 $1,889

Cheap Belle Fontaine, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belle Fontaine, Alabama is not easy. Compare the annual rates for DUI auto insurance in Belle Fontaine, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Belle Fontaine, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,391
Farmers $5,225
GEICO $4,135
Liberty Mutual $6,071
Nationwide $3,692
Progressive $5,537
State Farm $4,984
Travelers $5,562
USAA $3,254

Cheap Belle Fontaine, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belle Fontaine, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belle Fontaine, Alabama

Insurance Company Poor Fair Good
Allstate $4,532 $3,577 $2,924
Farmers $5,519 $4,743 $4,496
GEICO $3,897 $2,778 $2,512
Liberty Mutual $8,141 $5,003 $3,925
Nationwide $3,490 $2,724 $2,465
Progressive $6,451 $5,510 $5,136
State Farm $8,181 $4,135 $2,805
Travelers $4,722 $4,101 $4,182
USAA $3,037 $1,993 $1,784

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Cheap Belle Fontaine, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belle Fontaine, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Belle Fontaine, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belle Fontaine, Alabama

ZIP Code Average Annual Rates
36582 $4,327

Cheap Belle Fontaine, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Belle Fontaine, Alabama auto insurance. Find the cheapest annual Belle Fontaine, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belle Fontaine, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,677 $3,677
Farmers $4,920 $4,920
GEICO $3,008 $3,117
Liberty Mutual $5,690 $5,690
Nationwide $2,893 $2,893
Progressive $5,699 $5,699
State Farm $4,917 $5,163
Travelers $4,335 $4,335
USAA $2,167 $2,376

Cheap Belle Fontaine, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belle Fontaine, Alabama? Check out the comparison of annual Belle Fontaine, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belle Fontaine, Alabama

Insurance Company Low Medium High
Allstate $3,531 $3,670 $3,831
Farmers $4,629 $4,851 $5,279
GEICO $2,812 $3,049 $3,326
Liberty Mutual $5,398 $5,660 $6,012
Nationwide $2,872 $2,870 $2,937
Progressive $5,090 $5,665 $6,342
State Farm $4,761 $5,035 $5,324
Travelers $4,103 $4,422 $4,480
USAA $2,180 $2,258 $2,376

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Best By Category: Cheapest Auto Insurance in Belle Fontaine, Alabama

Compare the cheapest auto insurance companies in Belle Fontaine, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belle Fontaine, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Belle Fontaine, Alabama Auto Insurance Companies

What auto insurance companies in Belle Fontaine, Alabama are the cheapest? Compare the top Belle Fontaine, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belle Fontaine, Alabama

Insurance Company Average Annual Rates
Allstate $3,677
Farmers $4,920
GEICO $3,062
Liberty Mutual $5,690
Nationwide $2,893
Progressive $5,699
State Farm $5,040
Travelers $4,335
USAA $2,271

What affects auto insurance rates in Belle Fontaine, Alabama?

There are a lot of reasons why auto insurance rates in Belle Fontaine, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belle Fontaine, Alabama. Many local factors may affect your Belle Fontaine auto insurance rates.

Belle Fontaine Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belle Fontaine, Alabama commute length is 32.8 minutes according to City-Data.

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Compare Belle Fontaine, Alabama Auto Insurance Quotes

Before you buy Belle Fontaine, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belle Fontaine, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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