Best Cheap Auto Insurance in Bellbrook, OH (2021)

The average Bellbrook, OH auto insurance rates are $230 per month. The minimum auto insurance in Bellbrook is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bellbrook, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Bellbrook, Ohio is 25/50/25
  • The cheapest auto insurance company in Bellbrook is USAA
  • The average commute length in Bellbrook is 22.4 minutes

Bellbrook, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bellbrook can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellbrook, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bellbrook to other Ohio cities, including Toledo auto insurance rates, Canton auto insurance rates, and Parma auto insurance rates to see how Bellbrook, Ohio auto insurance rates stack up.

Before you buy Bellbrook, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellbrook, Ohio auto insurance quotes.

Minimum Auto Insurance in Bellbrook, Ohio

Bellbrook, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellbrook, Ohio.

Minimum Required Auto Insurance Coverage in Bellbrook, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bellbrook, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellbrook, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellbrook, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,047 $2,038 $1,850 $1,977 $5,682 $6,511 $2,145 $2,287
American Family $953 $987 $878 $880 $3,012 $3,262 $1,181 $1,242
Farmers $1,781 $1,777 $1,568 $1,657 $7,998 $8,311 $1,994 $2,077
GEICO $1,227 $1,193 $1,156 $1,169 $3,287 $3,057 $1,362 $1,153
Liberty Mutual $1,915 $2,087 $1,474 $1,788 $10,151 $11,460 $2,031 $2,218
Nationwide $2,222 $2,233 $2,005 $2,019 $5,697 $7,347 $2,382 $2,773
Progressive $1,780 $1,676 $1,484 $1,530 $7,925 $8,922 $2,133 $2,202
State Farm $1,478 $1,478 $1,335 $1,335 $4,806 $6,023 $1,723 $1,981
Travelers $1,382 $1,402 $1,380 $1,370 $5,990 $9,417 $1,444 $1,643
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Cheap Bellbrook, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellbrook, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bellbrook, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bellbrook, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,682 $6,511
American Family $3,012 $3,262
Farmers $7,998 $8,311
GEICO $3,287 $3,057
Liberty Mutual $10,151 $11,460
Nationwide $5,697 $7,347
Progressive $7,925 $8,922
State Farm $4,806 $6,023
Travelers $5,990 $9,417
USAA $2,743 $3,051

Cheap Bellbrook, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bellbrook, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellbrook, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,850 $1,977
American Family $878 $880
Farmers $1,568 $1,657
GEICO $1,156 $1,169
Liberty Mutual $1,474 $1,788
Nationwide $2,005 $2,019
Progressive $1,484 $1,530
State Farm $1,335 $1,335
Travelers $1,380 $1,370
USAA $841 $838

Cheap Bellbrook, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellbrook, Ohio compared to the annual auto insurance rates with a clean record in Bellbrook, Ohio.

Annual Bellbrook, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,578 $3,116 $3,658 $2,917
American Family $1,485 $1,571 $1,571 $1,571
Farmers $2,800 $3,609 $3,519 $3,655
GEICO $1,155 $1,665 $2,417 $1,565
Liberty Mutual $3,479 $4,465 $4,558 $4,059
Nationwide $2,672 $3,400 $4,314 $2,954
Progressive $2,980 $4,053 $3,174 $3,619
State Farm $2,285 $2,755 $2,520 $2,520
Travelers $2,206 $2,883 $4,352 $2,572
USAA $1,122 $1,505 $1,976 $1,243

Cheap Bellbrook, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellbrook, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bellbrook, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellbrook, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,658
American Family $1,571
Farmers $3,519
GEICO $2,417
Liberty Mutual $4,558
Nationwide $4,314
Progressive $3,174
State Farm $2,520
Travelers $4,352
USAA $1,976

Cheap Bellbrook, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellbrook, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellbrook, Ohio

Insurance Company Poor Fair Good
Allstate $3,933 $2,870 $2,398
American Family $2,054 $1,405 $1,190
Farmers $3,841 $3,251 $3,095
GEICO $2,037 $1,700 $1,364
Liberty Mutual $5,925 $3,642 $2,854
Nationwide $4,026 $3,242 $2,737
Progressive $3,879 $3,355 $3,136
State Farm $3,591 $2,219 $1,749
Travelers $3,358 $2,923 $2,730
USAA $1,896 $1,343 $1,145

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Cheap Bellbrook, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellbrook, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bellbrook, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellbrook, Ohio

ZIP Code Average Annual Rates
45305 $2,652

Cheap Bellbrook, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellbrook, Ohio auto insurance. Find the cheapest annual Bellbrook, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellbrook, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,067 $3,067
American Family $1,531 $1,568
Farmers $3,396 $3,396
GEICO $1,671 $1,730
Liberty Mutual $4,140 $4,140
Nationwide $3,335 $3,335
Progressive $3,457 $3,457
State Farm $2,457 $2,583
Travelers $3,004 $3,004
USAA $1,407 $1,517

Cheap Bellbrook, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellbrook, Ohio? Check out the comparison of annual Bellbrook, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellbrook, Ohio

Insurance Company Low Medium High
Allstate $2,972 $3,061 $3,168
American Family $1,520 $1,561 $1,568
Farmers $3,207 $3,341 $3,639
GEICO $1,645 $1,693 $1,764
Liberty Mutual $3,991 $4,160 $4,270
Nationwide $3,690 $3,232 $3,083
Progressive $3,328 $3,429 $3,613
State Farm $2,384 $2,529 $2,647
Travelers $2,930 $3,042 $3,039
USAA $1,398 $1,460 $1,527

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Best By Category: Cheapest Auto Insurance in Bellbrook, Ohio

Compare the cheapest auto insurance companies in Bellbrook, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellbrook, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bellbrook, Ohio Auto Insurance Companies

What auto insurance companies in Bellbrook, Ohio are the cheapest? Compare the top Bellbrook, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellbrook, Ohio

Insurance Company Average Annual Rates
Allstate $3,067
American Family $1,549
Farmers $3,396
GEICO $1,701
Liberty Mutual $4,140
Nationwide $3,335
Progressive $3,457
State Farm $2,520
Travelers $3,004
USAA $1,462

What affects auto insurance rates in Bellbrook, Ohio?

There are a lot of reasons why auto insurance rates in Bellbrook, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellbrook, Ohio. Many local factors may affect your Bellbrook auto insurance rates.

Bellbrook Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bellbrook, Ohio auto theft statistics, there have been 2 auto thefts in the city.

Bellbrook Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellbrook, Ohio commute length is 22.4 minutes according to City-Data.

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Compare Bellbrook, Ohio Auto Insurance Quotes

Before you buy Bellbrook, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellbrook, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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