Best Cheap Auto Insurance in Bellamy, AL (2021)

The average Bellamy, AL auto insurance rates are $317 per month. The minimum auto insurance in Bellamy is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Bellamy, Alabama, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The most expensive auto insurance company in Bellamy for teen drivers is Travelers
  • Average auto insurance rates in Bellamy, AL for senior drivers are $2,011 per year
  • The cheapest auto insurance company in Bellamy is USAA

Bellamy, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Bellamy can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellamy, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Bellamy to other Alabama cities, including Huntsville auto insurance rates, Hoover auto insurance rates, and Tuscaloosa auto insurance rates to see how Bellamy, Alabama auto insurance rates stack up.

Before you buy Bellamy, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellamy, Alabama auto insurance quotes.

Minimum Auto Insurance in Bellamy, Alabama

Bellamy, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellamy, Alabama.

Minimum Required Auto Insurance Coverage in Bellamy, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bellamy, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellamy, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellamy, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,127 $2,102 $1,993 $2,033 $5,465 $5,384 $2,245 $2,102
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,747 $2,747 $2,462 $2,462 $7,969 $10,016 $3,096 $3,552
Travelers $1,846 $1,877 $1,723 $1,721 $10,091 $16,000 $1,742 $2,012
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Cheap Bellamy, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellamy, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Bellamy, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Bellamy, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,465 $5,384
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,969 $10,016
Travelers $10,091 $16,000
USAA $4,111 $4,567

Cheap Bellamy, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Bellamy, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellamy, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,993 $2,033
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,462 $2,462
Travelers $1,723 $1,721
USAA $1,294 $1,274

Cheap Bellamy, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellamy, Alabama compared to the annual auto insurance rates with a clean record in Bellamy, Alabama.

Annual Bellamy, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,994 $3,179 $3,878 $2,674
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,978 $4,874 $4,337 $4,337
Travelers $3,852 $4,042 $5,920 $4,692
USAA $1,713 $2,146 $3,200 $1,853

Cheap Bellamy, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellamy, Alabama is not easy. Compare the annual rates for DUI auto insurance in Bellamy, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellamy, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,878
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,337
Travelers $5,920
USAA $3,200

Cheap Bellamy, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellamy, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellamy, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,729 $2,659 $2,405
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $7,103 $3,597 $2,444
Travelers $5,044 $4,375 $4,461
USAA $3,000 $1,947 $1,737

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Bellamy, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellamy, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Bellamy, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellamy, Alabama

ZIP Code Average Annual Rates
36901 $3,923

Cheap Bellamy, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellamy, Alabama auto insurance. Find the cheapest annual Bellamy, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellamy, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,876 $2,987
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,276 $4,487
Travelers $4,627 $4,627
USAA $2,126 $2,330

Cheap Bellamy, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellamy, Alabama? Check out the comparison of annual Bellamy, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellamy, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,726 $2,919 $3,149
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,158 $4,375 $4,610
Travelers $4,391 $4,719 $4,769
USAA $2,151 $2,216 $2,317

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Bellamy, Alabama

Compare the cheapest auto insurance companies in Bellamy, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellamy, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Bellamy, Alabama Auto Insurance Companies

What auto insurance companies in Bellamy, Alabama are the cheapest? Compare the top Bellamy, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellamy, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,931
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,381
Travelers $4,627
USAA $2,228

What affects auto insurance rates in Bellamy, Alabama?

There are a lot of reasons why auto insurance rates in Bellamy, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellamy, Alabama. Many local factors may affect your Bellamy auto insurance rates.

Bellamy Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellamy, Alabama commute length is 21.0 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Bellamy, Alabama Auto Insurance Quotes

Before you buy Bellamy, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellamy, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption