Best Cheap Auto Insurance in Bellaire, OH (2021)

The average Bellaire, OH auto insurance rates are $233 per month. The minimum auto insurance in Bellaire is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bellaire, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bellaire is 19.8 minutes
  • Average auto insurance rates in Bellaire, OH for senior drivers are $1,460 per year
  • The minimum auto insurance required in Bellaire, Ohio is 25/50/25

Bellaire, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bellaire can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bellaire, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bellaire to other Ohio cities, including Youngs auto insurance rates, Akron auto insurance rates, and Canton auto insurance rates to see how Bellaire, Ohio auto insurance rates stack up.

Before you buy Bellaire, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bellaire, Ohio auto insurance quotes.

Minimum Auto Insurance in Bellaire, Ohio

Bellaire, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bellaire, Ohio.

Minimum Required Auto Insurance Coverage in Bellaire, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bellaire, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bellaire, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bellaire, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,314 $2,315 $2,067 $2,215 $6,307 $7,225 $2,459 $2,646
American Family $922 $959 $835 $841 $2,726 $2,965 $1,136 $1,198
Farmers $1,822 $1,817 $1,606 $1,691 $7,831 $8,120 $2,042 $2,141
GEICO $1,332 $1,291 $1,238 $1,239 $3,530 $3,290 $1,482 $1,263
Liberty Mutual $1,962 $2,144 $1,513 $1,836 $9,823 $11,112 $2,103 $2,306
Nationwide $2,108 $2,122 $1,900 $1,918 $5,290 $6,843 $2,263 $2,640
Progressive $1,879 $1,771 $1,557 $1,613 $8,431 $9,500 $2,258 $2,340
State Farm $1,470 $1,470 $1,309 $1,309 $4,494 $5,645 $1,706 $1,959
Travelers $1,348 $1,370 $1,333 $1,327 $5,702 $8,991 $1,402 $1,611
USAA $975 $984 $922 $925 $2,976 $3,323 $1,308 $1,418

Cheap Bellaire, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bellaire, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bellaire, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bellaire, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,307 $7,225
American Family $2,726 $2,965
Farmers $7,831 $8,120
GEICO $3,530 $3,290
Liberty Mutual $9,823 $11,112
Nationwide $5,290 $6,843
Progressive $8,431 $9,500
State Farm $4,494 $5,645
Travelers $5,702 $8,991
USAA $2,976 $3,323

Cheap Bellaire, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bellaire, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bellaire, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,215
American Family $835 $841
Farmers $1,606 $1,691
GEICO $1,238 $1,239
Liberty Mutual $1,513 $1,836
Nationwide $1,900 $1,918
Progressive $1,557 $1,613
State Farm $1,309 $1,309
Travelers $1,333 $1,327
USAA $922 $925

Cheap Bellaire, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bellaire, Ohio compared to the annual auto insurance rates with a clean record in Bellaire, Ohio.

Annual Bellaire, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,910 $3,503 $4,084 $3,278
American Family $1,388 $1,468 $1,468 $1,468
Farmers $2,792 $3,589 $3,501 $3,654
GEICO $1,252 $1,796 $2,576 $1,708
Liberty Mutual $3,456 $4,406 $4,520 $4,018
Nationwide $2,508 $3,197 $4,062 $2,776
Progressive $3,160 $4,306 $3,363 $3,845
State Farm $2,211 $2,630 $2,420 $2,420
Travelers $2,132 $2,769 $4,168 $2,473
USAA $1,232 $1,649 $2,168 $1,366

Cheap Bellaire, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bellaire, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bellaire, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bellaire, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,084
American Family $1,468
Farmers $3,501
GEICO $2,576
Liberty Mutual $4,520
Nationwide $4,062
Progressive $3,363
State Farm $2,420
Travelers $4,168
USAA $2,168

Cheap Bellaire, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bellaire, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bellaire, Ohio

Insurance Company Poor Fair Good
Allstate $4,435 $3,210 $2,685
American Family $1,919 $1,313 $1,112
Farmers $3,841 $3,232 $3,078
GEICO $2,198 $1,833 $1,469
Liberty Mutual $5,891 $3,591 $2,818
Nationwide $3,783 $3,049 $2,575
Progressive $4,117 $3,560 $3,329
State Farm $3,449 $2,132 $1,680
Travelers $3,229 $2,807 $2,621
USAA $2,088 $1,472 $1,252

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Cheap Bellaire, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bellaire, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bellaire, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bellaire, Ohio

ZIP Code Average Annual Rates
43906 $2,669

Cheap Bellaire, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bellaire, Ohio auto insurance. Find the cheapest annual Bellaire, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bellaire, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,444 $3,444
American Family $1,430 $1,465
Farmers $3,384 $3,384
GEICO $1,800 $1,866
Liberty Mutual $4,100 $4,100
Nationwide $3,136 $3,136
Progressive $3,669 $3,669
State Farm $2,362 $2,479
Travelers $2,886 $2,886
USAA $1,541 $1,666

Cheap Bellaire, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bellaire, Ohio? Check out the comparison of annual Bellaire, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bellaire, Ohio

Insurance Company Low Medium High
Allstate $3,350 $3,438 $3,542
American Family $1,429 $1,459 $1,456
Farmers $3,222 $3,336 $3,594
GEICO $1,781 $1,826 $1,893
Liberty Mutual $3,960 $4,117 $4,223
Nationwide $3,466 $3,040 $2,901
Progressive $3,548 $3,643 $3,815
State Farm $2,314 $2,427 $2,520
Travelers $2,811 $2,924 $2,922
USAA $1,537 $1,602 $1,672

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Best By Category: Cheapest Auto Insurance in Bellaire, Ohio

Compare the cheapest auto insurance companies in Bellaire, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bellaire, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bellaire, Ohio Auto Insurance Companies

What auto insurance companies in Bellaire, Ohio are the cheapest? Compare the top Bellaire, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bellaire, Ohio

Insurance Company Average Annual Rates
Allstate $3,444
American Family $1,448
Farmers $3,384
GEICO $1,833
Liberty Mutual $4,100
Nationwide $3,136
Progressive $3,669
State Farm $2,420
Travelers $2,886
USAA $1,604

What affects auto insurance rates in Bellaire, Ohio?

There are a lot of reasons why auto insurance rates in Bellaire, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bellaire, Ohio. Many local factors may affect your Bellaire auto insurance rates.

Bellaire Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bellaire, Ohio auto theft statistics, there have been 2 auto thefts in the city.

Bellaire Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bellaire, Ohio commute length is 19.8 minutes according to City-Data.

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Compare Bellaire, Ohio Auto Insurance Quotes

Before you buy Bellaire, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bellaire, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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