Best Cheap Auto Insurance in Belgrade, MN (2021)

The average Belgrade, MN auto insurance rates are $365 per month. The minimum auto insurance in Belgrade is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Belgrade, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Belgrade is State Farm
  • The average commute length in Belgrade is 21.4 minutes
  • Average auto insurance rates in Belgrade, MN for senior drivers are $2,897 per year

Belgrade, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Belgrade can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Belgrade, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Belgrade to other Minnesota cities, including Brooklyn Park auto insurance rates, St. Cloud auto insurance rates, and Minneapolis auto insurance rates to see how Belgrade, Minnesota auto insurance rates stack up.

Before you buy Belgrade, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Belgrade, Minnesota auto insurance quotes.

Minimum Auto Insurance in Belgrade, Minnesota

Belgrade, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Belgrade, Minnesota.

Minimum Required Auto Insurance Coverage in Belgrade, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Belgrade, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Belgrade, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Belgrade, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,978 $2,978 $2,861 $2,861 $6,720 $9,725 $3,620 $3,802
American Family $2,305 $2,305 $2,084 $2,084 $6,215 $9,079 $2,305 $2,613
Farmers $1,849 $1,839 $1,780 $1,869 $5,109 $5,071 $2,398 $2,287
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $8,952 $8,952 $8,863 $8,863 $17,660 $26,524 $8,952 $12,481
Nationwide $1,986 $1,996 $1,766 $1,876 $5,038 $6,127 $2,328 $2,421
State Farm $1,537 $1,537 $1,363 $1,363 $3,268 $4,032 $1,779 $1,471
USAA $1,896 $1,873 $1,730 $1,726 $4,968 $5,411 $2,463 $2,611

Cheap Belgrade, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Belgrade, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Belgrade, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Belgrade, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,720 $9,725
American Family $6,215 $9,079
Farmers $5,109 $5,071
GEICO $5,874 $7,453
Liberty Mutual $17,660 $26,524
Nationwide $5,038 $6,127
State Farm $3,268 $4,032
USAA $4,968 $5,411

Cheap Belgrade, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Belgrade, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Belgrade, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,861 $2,861
American Family $2,084 $2,084
Farmers $1,780 $1,869
GEICO $2,666 $2,591
Liberty Mutual $8,863 $8,863
Nationwide $1,766 $1,876
State Farm $1,363 $1,363
USAA $1,730 $1,726

Cheap Belgrade, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Belgrade, Minnesota compared to the annual auto insurance rates with a clean record in Belgrade, Minnesota.

Annual Belgrade, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,263 $4,688 $5,579 $4,242
American Family $2,439 $4,368 $4,922 $2,766
Farmers $2,370 $3,010 $3,043 $2,678
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $9,312 $12,745 $18,523 $10,043
Nationwide $2,331 $3,100 $3,571 $2,767
State Farm $1,885 $2,203 $2,044 $2,044
USAA $2,110 $2,682 $4,033 $2,514

Cheap Belgrade, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Belgrade, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Belgrade, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Belgrade, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,579
American Family $4,922
Farmers $3,043
GEICO $5,782
Liberty Mutual $18,523
Nationwide $3,571
State Farm $2,044
USAA $4,033

Cheap Belgrade, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Belgrade, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Belgrade, Minnesota

Insurance Company Poor Fair Good
Allstate $6,531 $3,526 $3,272
American Family $4,918 $3,293 $2,660
Farmers $3,505 $2,494 $2,327
GEICO $4,422 $3,616 $3,012
Liberty Mutual $17,646 $11,407 $8,915
Nationwide $3,501 $2,822 $2,504
State Farm $2,980 $1,822 $1,329
USAA $4,423 $2,183 $1,898

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Cheap Belgrade, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Belgrade, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Belgrade, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Belgrade, Minnesota

ZIP Code Average Annual Rates
56312 $3,337

Cheap Belgrade, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Belgrade, Minnesota auto insurance. Find the cheapest annual Belgrade, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Belgrade, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,443 $4,443
American Family $3,581 $3,667
Farmers $2,775 $2,775
GEICO $3,634 $3,733
Liberty Mutual $12,283 $13,028
Nationwide $2,942 $2,942
State Farm $1,989 $2,099
USAA $2,797 $2,872

Cheap Belgrade, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Belgrade, Minnesota? Check out the comparison of annual Belgrade, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Belgrade, Minnesota

Insurance Company Low Medium High
Allstate $4,377 $4,439 $4,514
American Family $3,625 $3,726 $3,520
Farmers $2,677 $2,784 $2,865
GEICO $3,563 $3,682 $3,805
Liberty Mutual $12,350 $12,666 $12,951
Nationwide $2,785 $2,962 $3,080
State Farm $1,965 $2,051 $2,116
USAA $2,752 $2,833 $2,919

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Best By Category: Cheapest Auto Insurance in Belgrade, Minnesota

Compare the cheapest auto insurance companies in Belgrade, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Belgrade, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Belgrade, Minnesota Auto Insurance Companies

What auto insurance companies in Belgrade, Minnesota are the cheapest? Compare the top Belgrade, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Belgrade, Minnesota

Insurance Company Average Annual Rates
Allstate $4,443
American Family $3,624
Farmers $2,775
GEICO $3,683
Liberty Mutual $12,656
Nationwide $2,942
State Farm $2,044
USAA $2,835

What affects auto insurance rates in Belgrade, Minnesota?

There are a lot of reasons why auto insurance rates in Belgrade, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Belgrade, Minnesota. Many local factors may affect your Belgrade auto insurance rates.

Belgrade Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Belgrade, Minnesota commute length is 21.4 minutes according to City-Data.

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Compare Belgrade, Minnesota Auto Insurance Quotes

Before you buy Belgrade, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Belgrade, Minnesota auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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