Best Cheap Auto Insurance in Beechwood, MI (2021)

The average Beechwood, MI auto insurance rates are $717 per month. The minimum auto insurance in Beechwood is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Beechwood, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Beechwood for teen drivers is Allstate
  • Average auto insurance rates in Beechwood, MI for senior drivers are $5,649 per year
  • The minimum auto insurance required in Beechwood, Michigan is 20/40/10

Beechwood, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Beechwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beechwood, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Beechwood to other Michigan cities, including Warren auto insurance rates, Detroit auto insurance rates, and Dearborn auto insurance rates to see how Beechwood, Michigan auto insurance rates stack up.

Before you buy Beechwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beechwood, Michigan auto insurance quotes.

Minimum Auto Insurance in Beechwood, Michigan

Beechwood, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beechwood, Michigan.

Minimum Required Auto Insurance Coverage in Beechwood, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Beechwood, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beechwood, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beechwood, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,872 $14,872 $13,782 $13,782 $37,556 $37,556 $15,678 $15,678
Farmers $3,916 $3,916 $3,659 $3,659 $8,629 $8,629 $4,404 $4,404
GEICO $3,551 $3,551 $3,658 $3,658 $10,433 $10,433 $3,402 $3,402
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $4,148 $4,148 $3,679 $3,679 $11,423 $11,423 $4,573 $4,573
Progressive $2,512 $2,352 $2,235 $2,458 $9,448 $10,183 $2,919 $2,750
State Farm $6,076 $6,076 $5,638 $5,638 $21,498 $21,498 $7,150 $7,150
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,389 $2,257 $2,249 $2,119 $5,821 $5,518 $2,898 $2,771

Cheap Beechwood, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beechwood, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Beechwood, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Beechwood, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,556 $37,556
Farmers $8,629 $8,629
GEICO $10,433 $10,433
Liberty Mutual $28,466 $28,466
Nationwide $11,423 $11,423
Progressive $9,448 $10,183
State Farm $21,498 $21,498
Travelers $13,395 $13,395
USAA $5,821 $5,518

Cheap Beechwood, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Beechwood, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beechwood, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,782 $13,782
Farmers $3,659 $3,659
GEICO $3,658 $3,658
Liberty Mutual $12,035 $12,035
Nationwide $3,679 $3,679
Progressive $2,235 $2,458
State Farm $5,638 $5,638
Travelers $3,858 $3,858
USAA $2,249 $2,119

Cheap Beechwood, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beechwood, Michigan compared to the annual auto insurance rates with a clean record in Beechwood, Michigan.

Annual Beechwood, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,917 $13,245 $44,795 $13,932
Farmers $4,330 $5,512 $5,444 $5,323
GEICO $1,809 $3,918 $11,919 $3,399
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $5,109 $6,801 $6,174 $5,740
Progressive $3,727 $4,841 $4,346 $4,514
State Farm $6,354 $7,654 $16,751 $9,603
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,622 $3,269 $4,265 $2,855

Cheap Beechwood, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beechwood, Michigan is not easy. Compare the annual rates for DUI auto insurance in Beechwood, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Beechwood, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,795
Farmers $5,444
GEICO $11,919
Liberty Mutual $25,467
Nationwide $6,174
Progressive $4,346
State Farm $16,751
Travelers $10,331
USAA $4,265

Cheap Beechwood, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beechwood, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beechwood, Michigan

Insurance Company Poor Fair Good
Allstate $30,993 $17,197 $13,226
Farmers $6,819 $4,493 $4,144
GEICO $6,759 $4,974 $4,050
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $7,418 $5,642 $4,807
Progressive $4,984 $4,237 $3,850
State Farm $16,347 $8,286 $5,637
Travelers $6,813 $6,608 $6,525
USAA $4,850 $2,783 $2,125

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Cheap Beechwood, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beechwood, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Beechwood, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beechwood, Michigan

ZIP Code Average Annual Rates
49424 $6,087

Cheap Beechwood, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Beechwood, Michigan auto insurance. Find the cheapest annual Beechwood, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beechwood, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $20,472 $20,472
Farmers $5,152 $5,152
GEICO $5,145 $5,377
Liberty Mutual $15,648 $16,757
Nationwide $5,956 $5,956
Progressive $4,357 $4,357
State Farm $9,830 $10,350
Travelers $6,611 $6,686
USAA $3,216 $3,290

Cheap Beechwood, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beechwood, Michigan? Check out the comparison of annual Beechwood, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beechwood, Michigan

Insurance Company Low Medium High
Allstate $19,989 $20,515 $20,912
Farmers $5,040 $5,142 $5,274
GEICO $4,932 $5,215 $5,636
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $6,242 $5,852 $5,773
Progressive $4,236 $4,361 $4,474
State Farm $9,636 $10,146 $10,489
Travelers $6,575 $6,656 $6,715
USAA $3,163 $3,260 $3,336

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Best By Category: Cheapest Auto Insurance in Beechwood, Michigan

Compare the cheapest auto insurance companies in Beechwood, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beechwood, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Beechwood, Michigan Auto Insurance Companies

What auto insurance companies in Beechwood, Michigan are the cheapest? Compare the top Beechwood, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beechwood, Michigan

Insurance Company Average Annual Rates
Allstate $20,472
Farmers $5,152
GEICO $5,261
Liberty Mutual $16,202
Nationwide $5,956
Progressive $4,357
State Farm $10,090
Travelers $6,649
USAA $3,253

What affects auto insurance rates in Beechwood, Michigan?

There are a lot of reasons why auto insurance rates in Beechwood, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beechwood, Michigan. Many local factors may affect your Beechwood auto insurance rates.

Beechwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beechwood, Michigan commute length is 21.3 minutes according to City-Data.

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Compare Beechwood, Michigan Auto Insurance Quotes

Before you buy Beechwood, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beechwood, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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