Best Cheap Auto Insurance in Beech Creek, KY (2021)

The average Beech Creek, KY auto insurance rates are $350 per month. The minimum auto insurance in Beech Creek is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Beech Creek, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Beech Creek for teen drivers is Travelers
  • The cheapest auto insurance company in Beech Creek is USAA
  • The minimum auto insurance required in Beech Creek, Kentucky is 25/50/25

Beech Creek, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Beech Creek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beech Creek, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Beech Creek to other Kentucky cities, including Covington auto insurance rates, Florence auto insurance rates, and Independence auto insurance rates to see how Beech Creek, Kentucky auto insurance rates stack up.

Before you buy Beech Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beech Creek, Kentucky auto insurance quotes.

Minimum Auto Insurance in Beech Creek, Kentucky

Beech Creek, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beech Creek, Kentucky.

Minimum Required Auto Insurance Coverage in Beech Creek, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beech Creek, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beech Creek, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beech Creek, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,768 $3,000 $2,361 $2,634 $11,371 $12,564 $2,892 $3,006
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,968 $1,880 $1,753 $1,770 $9,238 $10,440 $2,439 $2,499
State Farm $2,156 $2,156 $1,927 $1,927 $6,513 $8,216 $2,405 $2,709
Travelers $2,078 $2,115 $2,038 $2,044 $9,893 $15,891 $2,170 $2,503
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Beech Creek, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beech Creek, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Beech Creek, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Beech Creek, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,371 $12,564
Nationwide $6,037 $7,550
Progressive $9,238 $10,440
State Farm $6,513 $8,216
Travelers $9,893 $15,891
USAA $4,875 $5,165

Cheap Beech Creek, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Beech Creek, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beech Creek, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,361 $2,634
Nationwide $2,519 $2,640
Progressive $1,753 $1,770
State Farm $1,927 $1,927
Travelers $2,038 $2,044
USAA $1,693 $1,740

Cheap Beech Creek, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beech Creek, Kentucky compared to the annual auto insurance rates with a clean record in Beech Creek, Kentucky.

Annual Beech Creek, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,230 $6,508 $5,062 $4,499
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,311 $4,876 $3,780 $4,027
State Farm $3,195 $3,807 $3,501 $3,501
Travelers $4,226 $4,347 $6,265 $4,527
USAA $2,103 $2,980 $3,541 $2,530

Cheap Beech Creek, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beech Creek, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Beech Creek, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Beech Creek, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,062
Nationwide $4,997
Progressive $3,780
State Farm $3,501
Travelers $6,265
USAA $3,541

Cheap Beech Creek, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beech Creek, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beech Creek, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,261 $4,452 $3,511
Nationwide $4,672 $3,666 $3,197
Progressive $4,487 $3,891 $3,617
State Farm $5,062 $3,056 $2,384
Travelers $5,397 $4,573 $4,555
USAA $4,165 $2,317 $1,884

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Cheap Beech Creek, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beech Creek, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Beech Creek, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beech Creek, Kentucky

ZIP Code Average Annual Rates
42321 $3,735

Cheap Beech Creek, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Beech Creek, Kentucky auto insurance. Find the cheapest annual Beech Creek, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beech Creek, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,075 $5,075
Nationwide $3,845 $3,845
Progressive $3,998 $3,998
State Farm $3,418 $3,584
Travelers $4,841 $4,841
USAA $2,683 $2,894

Cheap Beech Creek, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beech Creek, Kentucky? Check out the comparison of annual Beech Creek, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beech Creek, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,835 $5,042 $5,347
Nationwide $3,908 $3,801 $3,826
Progressive $3,736 $3,957 $4,302
State Farm $3,318 $3,496 $3,688
Travelers $4,589 $4,864 $5,071
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Beech Creek, Kentucky

Compare the cheapest auto insurance companies in Beech Creek, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beech Creek, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Beech Creek, Kentucky Auto Insurance Companies

What auto insurance companies in Beech Creek, Kentucky are the cheapest? Compare the top Beech Creek, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beech Creek, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,075
Nationwide $3,845
Progressive $3,998
State Farm $3,501
Travelers $4,841
USAA $2,789

Compare Beech Creek, Kentucky Auto Insurance Quotes

Before you buy Beech Creek, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beech Creek, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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