Best Cheap Auto Insurance in Bedford, TX (2021)

The average Bedford, TX auto insurance rates are $317 per month. The minimum auto insurance in Bedford is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Bedford, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Bedford is 25.5 minutes
  • The most expensive auto insurance company in Bedford for teen drivers is Allstate
  • Average auto insurance rates in Bedford, TX for senior drivers are $2,311 per year

Bedford, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Bedford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bedford, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Bedford to other Texas cities, including Austin auto insurance rates, San Antonio auto insurance rates, and Corpus Christi auto insurance rates to see how Bedford, Texas auto insurance rates stack up.

Before you buy Bedford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bedford, Texas auto insurance quotes.

Minimum Auto Insurance in Bedford, Texas

Bedford, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bedford, Texas.

Minimum Required Auto Insurance Coverage in Bedford, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bedford, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bedford, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,353 $3,370 $3,306 $3,306 $9,050 $10,890 $4,140 $4,295
American Family $2,927 $3,254 $2,712 $3,104 $7,683 $10,112 $4,193 $4,791
GEICO $2,446 $2,641 $2,362 $2,681 $5,383 $5,575 $2,646 $2,637
Nationwide $2,331 $2,369 $2,060 $2,180 $6,626 $8,506 $2,740 $2,965
Progressive $2,259 $2,160 $2,005 $2,047 $9,253 $10,316 $2,683 $2,738
State Farm $2,078 $2,078 $1,861 $1,861 $5,094 $6,512 $2,268 $2,333
USAA $1,510 $1,508 $1,449 $1,425 $4,326 $4,680 $2,002 $2,124

Cheap Bedford, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bedford, Texas is a challenge. Take a look at the annual teen auto insurance rates in Bedford, Texas.

Annual Auto Insurance Rates for Teen Drivers in Bedford, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,050 $10,890
American Family $7,683 $10,112
GEICO $5,383 $5,575
Nationwide $6,626 $8,506
Progressive $9,253 $10,316
State Farm $5,094 $6,512
USAA $4,326 $4,680

Cheap Bedford, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Bedford, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bedford, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,306 $3,306
American Family $2,712 $3,104
GEICO $2,362 $2,681
Nationwide $2,060 $2,180
Progressive $2,005 $2,047
State Farm $1,861 $1,861
USAA $1,449 $1,425

Cheap Bedford, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bedford, Texas compared to the annual auto insurance rates with a clean record in Bedford, Texas.

Annual Bedford, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,999 $6,286 $6,570 $3,999
American Family $4,415 $5,630 $4,929 $4,415
GEICO $2,797 $3,702 $3,086 $3,600
Nationwide $3,229 $3,229 $4,785 $3,647
Progressive $3,653 $4,697 $4,264 $4,117
State Farm $2,662 $3,071 $3,649 $2,662
USAA $1,767 $2,621 $3,096 $2,028

Cheap Bedford, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bedford, Texas is not easy. Compare the annual rates for DUI auto insurance in Bedford, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Bedford, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,570
American Family $4,929
GEICO $3,086
Nationwide $4,785
Progressive $4,264
State Farm $3,649
USAA $3,096

Cheap Bedford, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bedford, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bedford, Texas

Insurance Company Poor Fair Good
Allstate $6,613 $4,859 $4,168
American Family $6,690 $4,190 $3,661
GEICO $5,088 $2,880 $1,920
Nationwide $4,463 $3,586 $3,117
Progressive $4,718 $4,066 $3,764
State Farm $4,251 $2,658 $2,124
USAA $3,477 $2,024 $1,633

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Cheap Bedford, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bedford, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Bedford, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bedford, Texas

ZIP Code Average Annual Rates
76021 $5,535
76022 $5,680

Cheap Bedford, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Bedford, Texas auto insurance. Find the cheapest annual Bedford, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bedford, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,082 $5,345
American Family $4,847 $4,847
GEICO $3,236 $3,356
Nationwide $3,722 $3,722
Progressive $4,183 $4,183
State Farm $3,011 $3,011
USAA $2,348 $2,408

Cheap Bedford, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bedford, Texas? Check out the comparison of annual Bedford, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, Texas

Insurance Company Low Medium High
Allstate $5,093 $5,168 $5,380
American Family $4,550 $4,695 $5,296
GEICO $3,122 $3,258 $3,508
Nationwide $4,010 $3,564 $3,593
Progressive $4,016 $4,165 $4,367
State Farm $2,843 $3,003 $3,187
USAA $2,292 $2,369 $2,473

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Best By Category: Cheapest Auto Insurance in Bedford, Texas

Compare the cheapest auto insurance companies in Bedford, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bedford, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Bedford, Texas Auto Insurance Companies

What auto insurance companies in Bedford, Texas are the cheapest? Compare the top Bedford, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bedford, Texas

Insurance Company Average Annual Rates
Allstate $5,214
American Family $4,847
GEICO $3,296
Nationwide $3,722
Progressive $4,183
State Farm $3,011
USAA $2,378

What affects auto insurance rates in Bedford, Texas?

There are a lot of reasons why auto insurance rates in Bedford, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bedford, Texas. Many local factors may affect your Bedford auto insurance rates.

Bedford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bedford, Texas auto theft statistics, there have been 84 auto thefts in the city.

Bedford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bedford, Texas commute length is 25.5 minutes according to City-Data.

Bedford Traffic

How does Bedford, Texas rank for traffic? According to Inrix Bedford, Texas is the 313th most congested worldwide.

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Compare Bedford, Texas Auto Insurance Quotes

Before you buy Bedford, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bedford, Texas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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