Best Cheap Auto Insurance in Bedford, OH (2021)

The average Bedford, OH auto insurance rates are $247 per month. The minimum auto insurance in Bedford is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Bedford, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Bedford, OH for senior drivers are $1,517 per year
  • The cheapest auto insurance company in Bedford is American Family
  • The average commute length in Bedford is 22.6 minutes

Bedford, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Bedford can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bedford, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Bedford to other Ohio cities, including Columbus auto insurance rates, Cleveland auto insurance rates, and Youngs auto insurance rates to see how Bedford, Ohio auto insurance rates stack up.

Before you buy Bedford, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bedford, Ohio auto insurance quotes.

Minimum Auto Insurance in Bedford, Ohio

Bedford, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bedford, Ohio.

Minimum Required Auto Insurance Coverage in Bedford, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Bedford, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Bedford, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bedford, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,141 $2,123 $1,942 $2,074 $6,083 $6,954 $2,230 $2,369
American Family $946 $981 $875 $877 $3,132 $3,393 $1,178 $1,241
Farmers $1,961 $1,962 $1,725 $1,826 $8,919 $9,285 $2,193 $2,280
GEICO $1,353 $1,318 $1,287 $1,309 $3,659 $3,395 $1,499 $1,258
Liberty Mutual $2,152 $2,350 $1,651 $2,016 $11,383 $12,851 $2,281 $2,487
Nationwide $2,265 $2,272 $2,049 $2,058 $5,909 $7,587 $2,422 $2,809
Progressive $1,801 $1,687 $1,498 $1,549 $8,229 $9,269 $2,152 $2,229
State Farm $1,574 $1,574 $1,420 $1,420 $5,075 $6,381 $1,832 $2,094
Travelers $1,492 $1,514 $1,485 $1,480 $6,613 $10,535 $1,557 $1,762
USAA $946 $954 $907 $901 $2,999 $3,331 $1,267 $1,361

Cheap Bedford, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Bedford, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Bedford, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Bedford, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,083 $6,954
American Family $3,132 $3,393
Farmers $8,919 $9,285
GEICO $3,659 $3,395
Liberty Mutual $11,383 $12,851
Nationwide $5,909 $7,587
Progressive $8,229 $9,269
State Farm $5,075 $6,381
Travelers $6,613 $10,535
USAA $2,999 $3,331

Cheap Bedford, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Bedford, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Bedford, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,942 $2,074
American Family $875 $877
Farmers $1,725 $1,826
GEICO $1,287 $1,309
Liberty Mutual $1,651 $2,016
Nationwide $2,049 $2,058
Progressive $1,498 $1,549
State Farm $1,420 $1,420
Travelers $1,485 $1,480
USAA $907 $901

Cheap Bedford, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bedford, Ohio compared to the annual auto insurance rates with a clean record in Bedford, Ohio.

Annual Bedford, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,705 $3,288 $3,889 $3,077
American Family $1,511 $1,600 $1,600 $1,600
Farmers $3,110 $4,007 $3,909 $4,049
GEICO $1,273 $1,845 $2,696 $1,725
Liberty Mutual $3,899 $5,017 $5,118 $4,552
Nationwide $2,751 $3,487 $4,412 $3,037
Progressive $3,059 $4,174 $3,259 $3,714
State Farm $2,425 $2,918 $2,671 $2,671
Travelers $2,431 $3,173 $4,794 $2,822
USAA $1,210 $1,629 $2,153 $1,341

Cheap Bedford, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Bedford, Ohio is not easy. Compare the annual rates for DUI auto insurance in Bedford, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Bedford, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,889
American Family $1,600
Farmers $3,909
GEICO $2,696
Liberty Mutual $5,118
Nationwide $4,412
Progressive $3,259
State Farm $2,671
Travelers $4,794
USAA $2,153

Cheap Bedford, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Bedford, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Bedford, Ohio

Insurance Company Poor Fair Good
Allstate $4,161 $3,035 $2,523
American Family $2,103 $1,426 $1,205
Farmers $4,261 $3,609 $3,436
GEICO $2,260 $1,885 $1,509
Liberty Mutual $6,652 $4,085 $3,202
Nationwide $4,128 $3,327 $2,809
Progressive $3,972 $3,450 $3,232
State Farm $3,808 $2,353 $1,854
Travelers $3,689 $3,217 $3,009
USAA $2,051 $1,456 $1,243

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Cheap Bedford, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Bedford, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Bedford, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Bedford, Ohio

ZIP Code Average Annual Rates
44146 $2,844

Cheap Bedford, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Bedford, Ohio auto insurance. Find the cheapest annual Bedford, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Bedford, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,240 $3,240
American Family $1,559 $1,597
Farmers $3,769 $3,769
GEICO $1,853 $1,916
Liberty Mutual $4,646 $4,646
Nationwide $3,422 $3,422
Progressive $3,552 $3,552
State Farm $2,603 $2,740
Travelers $3,305 $3,305
USAA $1,523 $1,644

Cheap Bedford, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Bedford, Ohio? Check out the comparison of annual Bedford, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bedford, Ohio

Insurance Company Low Medium High
Allstate $3,120 $3,232 $3,367
American Family $1,546 $1,591 $1,597
Farmers $3,546 $3,701 $4,059
GEICO $1,816 $1,875 $1,963
Liberty Mutual $4,453 $4,672 $4,815
Nationwide $3,766 $3,318 $3,180
Progressive $3,399 $3,520 $3,735
State Farm $2,518 $2,682 $2,814
Travelers $3,198 $3,351 $3,366
USAA $1,506 $1,582 $1,662

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Best By Category: Cheapest Auto Insurance in Bedford, Ohio

Compare the cheapest auto insurance companies in Bedford, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Bedford, Ohio

Category Insurance Company
Teenagers USAA
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Bedford, Ohio Auto Insurance Companies

What auto insurance companies in Bedford, Ohio are the cheapest? Compare the top Bedford, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Bedford, Ohio

Insurance Company Average Annual Rates
Allstate $3,240
American Family $1,578
Farmers $3,769
GEICO $1,885
Liberty Mutual $4,646
Nationwide $3,422
Progressive $3,552
State Farm $2,671
Travelers $3,305
USAA $1,583

What affects auto insurance rates in Bedford, Ohio?

There are a lot of reasons why auto insurance rates in Bedford, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Bedford, Ohio. Many local factors may affect your Bedford auto insurance rates.

Bedford Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Bedford, Ohio auto theft statistics, there have been 24 auto thefts in the city.

Bedford Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Bedford, Ohio commute length is 22.6 minutes according to City-Data.

Bedford Traffic

How does Bedford, Ohio rank for traffic? According to Inrix Bedford, Ohio is the 313th most congested worldwide.

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Compare Bedford, Ohio Auto Insurance Quotes

Before you buy Bedford, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bedford, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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