Best Cheap Auto Insurance in Beaverdam, OH (2021)

The average Beaverdam, OH auto insurance rates are $211 per month. The minimum auto insurance in Beaverdam is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Beaverdam, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Beaverdam, Ohio is 25/50/25
  • Average auto insurance rates in Beaverdam, OH for senior drivers are $1,318 per year
  • The cheapest auto insurance company in Beaverdam is American Family

Beaverdam, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Beaverdam can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beaverdam, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Beaverdam to other Ohio cities, including Canton auto insurance rates, Youngs auto insurance rates, and Lorain auto insurance rates to see how Beaverdam, Ohio auto insurance rates stack up.

Before you buy Beaverdam, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beaverdam, Ohio auto insurance quotes.

Minimum Auto Insurance in Beaverdam, Ohio

Beaverdam, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beaverdam, Ohio.

Minimum Required Auto Insurance Coverage in Beaverdam, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beaverdam, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beaverdam, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaverdam, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,896 $1,889 $1,711 $1,828 $5,217 $5,968 $1,992 $2,127
American Family $881 $915 $796 $802 $2,538 $2,755 $1,079 $1,135
Farmers $1,621 $1,613 $1,429 $1,507 $7,086 $7,342 $1,815 $1,894
GEICO $1,228 $1,195 $1,153 $1,164 $3,279 $3,053 $1,362 $1,157
Liberty Mutual $1,785 $1,946 $1,377 $1,667 $9,347 $10,555 $1,898 $2,074
Nationwide $1,987 $1,997 $1,795 $1,808 $5,059 $6,518 $2,128 $2,474
Progressive $1,565 $1,467 $1,308 $1,350 $7,077 $7,958 $1,865 $1,929
State Farm $1,442 $1,442 $1,289 $1,289 $4,476 $5,626 $1,674 $1,918
Travelers $1,261 $1,280 $1,251 $1,247 $5,429 $8,600 $1,314 $1,496
USAA $839 $846 $798 $797 $2,571 $2,863 $1,119 $1,210

Cheap Beaverdam, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beaverdam, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Beaverdam, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Beaverdam, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,217 $5,968
American Family $2,538 $2,755
Farmers $7,086 $7,342
GEICO $3,279 $3,053
Liberty Mutual $9,347 $10,555
Nationwide $5,059 $6,518
Progressive $7,077 $7,958
State Farm $4,476 $5,626
Travelers $5,429 $8,600
USAA $2,571 $2,863

Cheap Beaverdam, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Beaverdam, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beaverdam, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,711 $1,828
American Family $796 $802
Farmers $1,429 $1,507
GEICO $1,153 $1,164
Liberty Mutual $1,377 $1,667
Nationwide $1,795 $1,808
Progressive $1,308 $1,350
State Farm $1,289 $1,289
Travelers $1,251 $1,247
USAA $798 $797

Cheap Beaverdam, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beaverdam, Ohio compared to the annual auto insurance rates with a clean record in Beaverdam, Ohio.

Annual Beaverdam, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,381 $2,875 $3,368 $2,691
American Family $1,307 $1,381 $1,381 $1,381
Farmers $2,505 $3,227 $3,146 $3,276
GEICO $1,156 $1,664 $2,408 $1,568
Liberty Mutual $3,222 $4,128 $4,218 $3,756
Nationwide $2,384 $3,028 $3,836 $2,634
Progressive $2,641 $3,599 $2,816 $3,203
State Farm $2,183 $2,606 $2,394 $2,394
Travelers $2,019 $2,626 $3,953 $2,341
USAA $1,062 $1,422 $1,861 $1,176

Cheap Beaverdam, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beaverdam, Ohio is not easy. Compare the annual rates for DUI auto insurance in Beaverdam, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Beaverdam, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,368
American Family $1,381
Farmers $3,146
GEICO $2,408
Liberty Mutual $4,218
Nationwide $3,836
Progressive $2,816
State Farm $2,394
Travelers $3,953
USAA $1,861

Cheap Beaverdam, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beaverdam, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beaverdam, Ohio

Insurance Company Poor Fair Good
Allstate $3,627 $2,646 $2,213
American Family $1,801 $1,237 $1,050
Farmers $3,441 $2,907 $2,768
GEICO $2,035 $1,699 $1,363
Liberty Mutual $5,484 $3,368 $2,641
Nationwide $3,582 $2,889 $2,442
Progressive $3,432 $2,978 $2,785
State Farm $3,412 $2,109 $1,662
Travelers $3,055 $2,662 $2,488
USAA $1,792 $1,268 $1,081

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Cheap Beaverdam, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beaverdam, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Beaverdam, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beaverdam, Ohio

ZIP Code Average Annual Rates
45808 $2,423

Cheap Beaverdam, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Beaverdam, Ohio auto insurance. Find the cheapest annual Beaverdam, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beaverdam, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,829 $2,829
American Family $1,347 $1,379
Farmers $3,039 $3,039
GEICO $1,669 $1,728
Liberty Mutual $3,831 $3,831
Nationwide $2,971 $2,971
Progressive $3,065 $3,065
State Farm $2,335 $2,454
Travelers $2,735 $2,735
USAA $1,328 $1,433

Cheap Beaverdam, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beaverdam, Ohio? Check out the comparison of annual Beaverdam, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaverdam, Ohio

Insurance Company Low Medium High
Allstate $2,739 $2,823 $2,923
American Family $1,342 $1,372 $1,374
Farmers $2,885 $2,996 $3,234
GEICO $1,645 $1,691 $1,760
Liberty Mutual $3,694 $3,848 $3,952
Nationwide $3,285 $2,879 $2,748
Progressive $2,932 $3,036 $3,227
State Farm $2,278 $2,402 $2,504
Travelers $2,655 $2,772 $2,777
USAA $1,323 $1,379 $1,440

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Best By Category: Cheapest Auto Insurance in Beaverdam, Ohio

Compare the cheapest auto insurance companies in Beaverdam, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beaverdam, Ohio

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Beaverdam, Ohio Auto Insurance Companies

What auto insurance companies in Beaverdam, Ohio are the cheapest? Compare the top Beaverdam, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beaverdam, Ohio

Insurance Company Average Annual Rates
Allstate $2,829
American Family $1,363
Farmers $3,039
GEICO $1,699
Liberty Mutual $3,831
Nationwide $2,971
Progressive $3,065
State Farm $2,394
Travelers $2,735
USAA $1,380

What affects auto insurance rates in Beaverdam, Ohio?

There are a lot of reasons why auto insurance rates in Beaverdam, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beaverdam, Ohio. Many local factors may affect your Beaverdam auto insurance rates.

Beaverdam Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beaverdam, Ohio commute length is 19.6 minutes according to City-Data.

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Compare Beaverdam, Ohio Auto Insurance Quotes

Before you buy Beaverdam, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beaverdam, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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