Best Cheap Auto Insurance in Beavercreek, OH (2021)

The average Beavercreek, OH auto insurance rates are $233 per month. The minimum auto insurance in Beavercreek is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Beavercreek, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Beavercreek, OH for senior drivers are $1,434 per year
  • The most expensive auto insurance company in Beavercreek for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Beavercreek is USAA

Beavercreek, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Beavercreek can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beavercreek, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Beavercreek to other Ohio cities, including Parma auto insurance rates, Dayton auto insurance rates, and Youngs auto insurance rates to see how Beavercreek, Ohio auto insurance rates stack up.

Before you buy Beavercreek, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beavercreek, Ohio auto insurance quotes.

Minimum Auto Insurance in Beavercreek, Ohio

Beavercreek, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beavercreek, Ohio.

Minimum Required Auto Insurance Coverage in Beavercreek, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beavercreek, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beavercreek, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beavercreek, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,065 $2,049 $1,870 $1,997 $5,825 $6,670 $2,156 $2,293
American Family $941 $974 $869 $870 $2,997 $3,243 $1,167 $1,227
Farmers $1,717 $1,714 $1,511 $1,598 $7,768 $8,077 $1,924 $2,004
GEICO $1,239 $1,210 $1,177 $1,201 $3,363 $3,125 $1,374 $1,158
Liberty Mutual $2,108 $2,300 $1,622 $1,970 $11,080 $12,510 $2,243 $2,450
Nationwide $2,228 $2,239 $2,011 $2,025 $5,729 $7,384 $2,388 $2,779
Progressive $1,780 $1,667 $1,487 $1,534 $8,091 $9,098 $2,127 $2,198
State Farm $1,409 $1,409 $1,272 $1,272 $4,562 $5,718 $1,642 $1,888
Travelers $1,422 $1,442 $1,422 $1,411 $6,217 $9,799 $1,486 $1,686
USAA $815 $821 $781 $776 $2,544 $2,824 $1,086 $1,167

Cheap Beavercreek, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beavercreek, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Beavercreek, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Beavercreek, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,825 $6,670
American Family $2,997 $3,243
Farmers $7,768 $8,077
GEICO $3,363 $3,125
Liberty Mutual $11,080 $12,510
Nationwide $5,729 $7,384
Progressive $8,091 $9,098
State Farm $4,562 $5,718
Travelers $6,217 $9,799
USAA $2,544 $2,824

Cheap Beavercreek, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Beavercreek, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beavercreek, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,870 $1,997
American Family $869 $870
Farmers $1,511 $1,598
GEICO $1,177 $1,201
Liberty Mutual $1,622 $1,970
Nationwide $2,011 $2,025
Progressive $1,487 $1,534
State Farm $1,272 $1,272
Travelers $1,422 $1,411
USAA $781 $776

Cheap Beavercreek, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beavercreek, Ohio compared to the annual auto insurance rates with a clean record in Beavercreek, Ohio.

Annual Beavercreek, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,608 $3,162 $3,732 $2,961
American Family $1,472 $1,557 $1,557 $1,557
Farmers $2,711 $3,495 $3,409 $3,541
GEICO $1,169 $1,694 $2,480 $1,580
Liberty Mutual $3,812 $4,889 $4,995 $4,446
Nationwide $2,683 $3,413 $4,330 $2,966
Progressive $3,013 $4,111 $3,211 $3,656
State Farm $2,174 $2,619 $2,397 $2,397
Travelers $2,283 $2,985 $4,512 $2,662
USAA $1,038 $1,393 $1,828 $1,149

Cheap Beavercreek, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beavercreek, Ohio is not easy. Compare the annual rates for DUI auto insurance in Beavercreek, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Beavercreek, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,732
American Family $1,557
Farmers $3,409
GEICO $2,480
Liberty Mutual $4,995
Nationwide $4,330
Progressive $3,211
State Farm $2,397
Travelers $4,512
USAA $1,828

Cheap Beavercreek, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beavercreek, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beavercreek, Ohio

Insurance Company Poor Fair Good
Allstate $3,995 $2,918 $2,433
American Family $2,037 $1,392 $1,179
Farmers $3,720 $3,149 $2,998
GEICO $2,074 $1,731 $1,388
Liberty Mutual $6,497 $3,985 $3,123
Nationwide $4,042 $3,255 $2,747
Progressive $3,914 $3,398 $3,181
State Farm $3,415 $2,111 $1,664
Travelers $3,476 $3,027 $2,828
USAA $1,749 $1,244 $1,062

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Cheap Beavercreek, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beavercreek, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Beavercreek, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beavercreek, Ohio

ZIP Code Average Annual Rates
45430 $2,682
45431 $2,721
45432 $2,720
45434 $2,653

Cheap Beavercreek, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Beavercreek, Ohio auto insurance. Find the cheapest annual Beavercreek, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beavercreek, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,116 $3,116
American Family $1,517 $1,555
Farmers $3,289 $3,289
GEICO $1,702 $1,760
Liberty Mutual $4,535 $4,535
Nationwide $3,348 $3,348
Progressive $3,498 $3,498
State Farm $2,337 $2,457
Travelers $3,111 $3,111
USAA $1,301 $1,402

Cheap Beavercreek, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beavercreek, Ohio? Check out the comparison of annual Beavercreek, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beavercreek, Ohio

Insurance Company Low Medium High
Allstate $3,013 $3,109 $3,224
American Family $1,505 $1,547 $1,556
Farmers $3,104 $3,234 $3,529
GEICO $1,669 $1,722 $1,801
Liberty Mutual $4,372 $4,557 $4,677
Nationwide $3,704 $3,244 $3,095
Progressive $3,358 $3,467 $3,668
State Farm $2,269 $2,405 $2,516
Travelers $3,027 $3,152 $3,153
USAA $1,290 $1,350 $1,415

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Best By Category: Cheapest Auto Insurance in Beavercreek, Ohio

Compare the cheapest auto insurance companies in Beavercreek, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beavercreek, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Beavercreek, Ohio Auto Insurance Companies

What auto insurance companies in Beavercreek, Ohio are the cheapest? Compare the top Beavercreek, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beavercreek, Ohio

Insurance Company Average Annual Rates
Allstate $3,115
American Family $1,536
Farmers $3,289
GEICO $1,731
Liberty Mutual $4,535
Nationwide $3,348
Progressive $3,498
State Farm $2,397
Travelers $3,111
USAA $1,352

What affects auto insurance rates in Beavercreek, Ohio?

There are a lot of reasons why auto insurance rates in Beavercreek, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beavercreek, Ohio. Many local factors may affect your Beavercreek auto insurance rates.

Beavercreek Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Beavercreek, Ohio auto theft statistics, there have been 43 auto thefts in the city.

Beavercreek Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beavercreek, Ohio commute length is 19.3 minutes according to City-Data.

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Compare Beavercreek, Ohio Auto Insurance Quotes

Before you buy Beavercreek, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beavercreek, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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