Best Cheap Auto Insurance in Beaver, OH (2021)

The average Beaver, OH auto insurance rates are $245 per month. The minimum auto insurance in Beaver is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Beaver, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

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Things to Remember

  • Average auto insurance rates in Beaver, OH for senior drivers are $1,530 per year
  • The cheapest auto insurance company in Beaver is USAA
  • The most expensive auto insurance company in Beaver for teen drivers is Liberty Mutual

Beaver, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Beaver can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beaver, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Beaver to other Ohio cities, including Youngs auto insurance rates, Lorain auto insurance rates, and Toledo auto insurance rates to see how Beaver, Ohio auto insurance rates stack up.

Before you buy Beaver, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beaver, Ohio auto insurance quotes.

Minimum Auto Insurance in Beaver, Ohio

Beaver, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beaver, Ohio.

Minimum Required Auto Insurance Coverage in Beaver, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beaver, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beaver, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaver, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,156 $2,161 $1,931 $2,070 $5,785 $6,607 $2,285 $2,455
American Family $991 $1,032 $897 $904 $2,917 $3,181 $1,219 $1,287
Farmers $1,850 $1,849 $1,633 $1,720 $7,858 $8,147 $2,064 $2,160
GEICO $1,414 $1,364 $1,300 $1,293 $3,709 $3,457 $1,577 $1,350
Liberty Mutual $2,553 $2,791 $1,963 $2,381 $12,978 $14,693 $2,739 $3,011
Nationwide $2,235 $2,254 $2,008 $2,033 $5,497 $7,148 $2,405 $2,818
Progressive $1,844 $1,756 $1,533 $1,579 $7,784 $8,788 $2,211 $2,279
State Farm $1,528 $1,528 $1,353 $1,353 $4,536 $5,716 $1,768 $2,021
Travelers $1,500 $1,525 $1,482 $1,476 $6,362 $10,023 $1,561 $1,798
USAA $888 $896 $841 $843 $2,712 $3,025 $1,188 $1,288

Cheap Beaver, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beaver, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Beaver, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Beaver, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,785 $6,607
American Family $2,917 $3,181
Farmers $7,858 $8,147
GEICO $3,709 $3,457
Liberty Mutual $12,978 $14,693
Nationwide $5,497 $7,148
Progressive $7,784 $8,788
State Farm $4,536 $5,716
Travelers $6,362 $10,023
USAA $2,712 $3,025

Cheap Beaver, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Beaver, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beaver, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,931 $2,070
American Family $897 $904
Farmers $1,633 $1,720
GEICO $1,300 $1,293
Liberty Mutual $1,963 $2,381
Nationwide $2,008 $2,033
Progressive $1,533 $1,579
State Farm $1,353 $1,353
Travelers $1,482 $1,476
USAA $841 $843

Cheap Beaver, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beaver, Ohio compared to the annual auto insurance rates with a clean record in Beaver, Ohio.

Annual Beaver, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,693 $3,244 $3,761 $3,028
American Family $1,488 $1,575 $1,575 $1,575
Farmers $2,820 $3,618 $3,529 $3,673
GEICO $1,328 $1,894 $2,692 $1,819
Liberty Mutual $4,538 $5,790 $5,944 $5,283
Nationwide $2,629 $3,365 $4,290 $2,915
Progressive $3,001 $4,046 $3,192 $3,648
State Farm $2,269 $2,681 $2,475 $2,475
Travelers $2,373 $3,086 $4,649 $2,756
USAA $1,125 $1,504 $1,966 $1,246

Cheap Beaver, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beaver, Ohio is not easy. Compare the annual rates for DUI auto insurance in Beaver, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Beaver, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,761
American Family $1,575
Farmers $3,529
GEICO $2,692
Liberty Mutual $5,944
Nationwide $4,290
Progressive $3,192
State Farm $2,475
Travelers $4,649
USAA $1,966

Cheap Beaver, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beaver, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beaver, Ohio

Insurance Company Poor Fair Good
Allstate $4,097 $2,965 $2,481
American Family $2,057 $1,408 $1,194
Farmers $3,875 $3,254 $3,100
GEICO $2,319 $1,933 $1,547
Liberty Mutual $7,760 $4,716 $3,690
Nationwide $3,983 $3,208 $2,708
Progressive $3,923 $3,362 $3,130
State Farm $3,528 $2,180 $1,718
Travelers $3,600 $3,129 $2,920
USAA $1,900 $1,340 $1,140

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Cheap Beaver, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beaver, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Beaver, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beaver, Ohio

ZIP Code Average Annual Rates
45613 $2,794

Cheap Beaver, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Beaver, Ohio auto insurance. Find the cheapest annual Beaver, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beaver, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,181 $3,181
American Family $1,535 $1,572
Farmers $3,410 $3,410
GEICO $1,897 $1,970
Liberty Mutual $5,389 $5,389
Nationwide $3,300 $3,300
Progressive $3,472 $3,472
State Farm $2,415 $2,536
Travelers $3,216 $3,216
USAA $1,405 $1,516

Cheap Beaver, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beaver, Ohio? Check out the comparison of annual Beaver, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaver, Ohio

Insurance Company Low Medium High
Allstate $3,077 $3,175 $3,292
American Family $1,530 $1,565 $1,565
Farmers $3,239 $3,358 $3,633
GEICO $1,882 $1,926 $1,991
Liberty Mutual $5,212 $5,408 $5,547
Nationwide $3,656 $3,198 $3,045
Progressive $3,341 $3,443 $3,632
State Farm $2,370 $2,482 $2,574
Travelers $3,140 $3,257 $3,251
USAA $1,404 $1,459 $1,518

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Best By Category: Cheapest Auto Insurance in Beaver, Ohio

Compare the cheapest auto insurance companies in Beaver, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beaver, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Beaver, Ohio Auto Insurance Companies

What auto insurance companies in Beaver, Ohio are the cheapest? Compare the top Beaver, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beaver, Ohio

Insurance Company Average Annual Rates
Allstate $3,181
American Family $1,553
Farmers $3,410
GEICO $1,933
Liberty Mutual $5,389
Nationwide $3,300
Progressive $3,472
State Farm $2,475
Travelers $3,216
USAA $1,460

What affects auto insurance rates in Beaver, Ohio?

There are a lot of reasons why auto insurance rates in Beaver, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beaver, Ohio. Many local factors may affect your Beaver auto insurance rates.

Beaver Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Beaver, Ohio auto theft statistics, there have been 0 auto thefts in the city.

Beaver Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beaver, Ohio commute length is 19.6 minutes according to City-Data.

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Compare Beaver, Ohio Auto Insurance Quotes

Before you buy Beaver, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beaver, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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