Best Cheap Auto Insurance in Beaufort, MO (2021)

The average Beaufort, MO auto insurance rates are $293 per month. The minimum auto insurance in Beaufort is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Beaufort, Missouri, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Beaufort, MO for senior drivers are $1,953 per year
  • The cheapest auto insurance company in Beaufort is Nationwide
  • The most expensive auto insurance company in Beaufort for teen drivers is Liberty Mutual

Beaufort, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Beaufort can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beaufort, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Beaufort to other Missouri cities, including O’Fallon auto insurance rates, Lee’s Summit auto insurance rates, and St. Louis auto insurance rates to see how Beaufort, Missouri auto insurance rates stack up.

Before you buy Beaufort, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beaufort, Missouri auto insurance quotes.

Minimum Auto Insurance in Beaufort, Missouri

Beaufort, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beaufort, Missouri.

Minimum Required Auto Insurance Coverage in Beaufort, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beaufort, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beaufort, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaufort, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,016 $2,808 $2,897 $8,761 $9,509 $2,981 $3,075
American Family $2,184 $2,184 $1,944 $1,944 $5,976 $7,777 $2,184 $2,554
Farmers $2,398 $2,394 $2,138 $2,265 $10,045 $10,415 $2,742 $2,871
GEICO $2,047 $2,309 $1,592 $2,061 $6,503 $6,886 $1,864 $1,872
Liberty Mutual $2,782 $3,014 $2,286 $2,563 $9,831 $10,917 $2,932 $3,130
Nationwide $1,564 $1,597 $1,399 $1,481 $4,035 $5,163 $1,790 $1,935
Progressive $2,174 $2,014 $1,783 $1,833 $7,325 $8,234 $2,657 $2,739
State Farm $1,750 $1,750 $1,577 $1,577 $5,207 $6,544 $1,972 $2,260
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Cheap Beaufort, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beaufort, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Beaufort, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Beaufort, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,761 $9,509
American Family $5,976 $7,777
Farmers $10,045 $10,415
GEICO $6,503 $6,886
Liberty Mutual $9,831 $10,917
Nationwide $4,035 $5,163
Progressive $7,325 $8,234
State Farm $5,207 $6,544
USAA $5,002 $6,115

Cheap Beaufort, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Beaufort, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beaufort, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,897
American Family $1,944 $1,944
Farmers $2,138 $2,265
GEICO $1,592 $2,061
Liberty Mutual $2,286 $2,563
Nationwide $1,399 $1,481
Progressive $1,783 $1,833
State Farm $1,577 $1,577
USAA $1,491 $1,518

Cheap Beaufort, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beaufort, Missouri compared to the annual auto insurance rates with a clean record in Beaufort, Missouri.

Annual Beaufort, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,873 $4,376 $5,447 $4,387
American Family $2,510 $3,606 $4,397 $2,861
Farmers $3,808 $4,745 $4,640 $4,441
GEICO $2,429 $3,173 $4,323 $2,643
Liberty Mutual $3,393 $4,887 $5,032 $5,416
Nationwide $1,857 $2,391 $3,199 $2,035
Progressive $3,091 $4,195 $3,444 $3,649
State Farm $2,590 $3,070 $2,830 $2,830
USAA $2,179 $2,649 $3,694 $2,385

Cheap Beaufort, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beaufort, Missouri is not easy. Compare the annual rates for DUI auto insurance in Beaufort, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Beaufort, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,447
American Family $4,397
Farmers $4,640
GEICO $4,323
Liberty Mutual $5,032
Nationwide $3,199
Progressive $3,444
State Farm $2,830
USAA $3,694

Cheap Beaufort, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beaufort, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beaufort, Missouri

Insurance Company Poor Fair Good
Allstate $6,244 $4,011 $3,307
American Family $4,373 $3,071 $2,587
Farmers $5,032 $4,200 $3,994
GEICO $4,342 $2,825 $2,258
Liberty Mutual $6,719 $4,102 $3,224
Nationwide $2,798 $2,309 $2,004
Progressive $4,151 $3,448 $3,185
State Farm $3,930 $2,516 $2,042
USAA $4,567 $2,109 $1,505

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Cheap Beaufort, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beaufort, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Beaufort, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beaufort, Missouri

ZIP Code Average Annual Rates
63013 $2,882

Cheap Beaufort, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Beaufort, Missouri auto insurance. Find the cheapest annual Beaufort, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beaufort, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,521 $4,521
American Family $3,310 $3,377
Farmers $4,408 $4,408
GEICO $3,082 $3,201
Liberty Mutual $4,682 $4,682
Nationwide $2,371 $2,371
Progressive $3,595 $3,595
State Farm $2,760 $2,899
USAA $2,630 $2,824

Cheap Beaufort, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beaufort, Missouri? Check out the comparison of annual Beaufort, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaufort, Missouri

Insurance Company Low Medium High
Allstate $4,350 $4,511 $4,702
American Family $3,240 $3,449 $3,342
Farmers $4,119 $4,363 $4,744
GEICO $2,928 $3,166 $3,331
Liberty Mutual $4,422 $4,703 $4,920
Nationwide $2,234 $2,391 $2,487
Progressive $3,239 $3,602 $3,944
State Farm $2,640 $2,840 $3,009
USAA $2,627 $2,720 $2,834

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Best By Category: Cheapest Auto Insurance in Beaufort, Missouri

Compare the cheapest auto insurance companies in Beaufort, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beaufort, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Beaufort, Missouri Auto Insurance Companies

What auto insurance companies in Beaufort, Missouri are the cheapest? Compare the top Beaufort, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beaufort, Missouri

Insurance Company Average Annual Rates
Allstate $4,521
American Family $3,344
Farmers $4,408
GEICO $3,142
Liberty Mutual $4,682
Nationwide $2,371
Progressive $3,595
State Farm $2,830
USAA $2,727

Compare Beaufort, Missouri Auto Insurance Quotes

Before you buy Beaufort, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beaufort, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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