Best Cheap Auto Insurance in Beattyville, KY (2021)

The average Beattyville, KY auto insurance rates are $496 per month. The minimum auto insurance in Beattyville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Beattyville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Beattyville is 19.6 minutes
  • The minimum auto insurance required in Beattyville, Kentucky is 25/50/25
  • The most expensive auto insurance company in Beattyville for teen drivers is Allstate

Beattyville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Beattyville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beattyville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Beattyville to other Kentucky cities, including Hopkinsville auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Beattyville, Kentucky auto insurance rates stack up.

Before you buy Beattyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beattyville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Beattyville, Kentucky

Beattyville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beattyville, Kentucky.

Minimum Required Auto Insurance Coverage in Beattyville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Beattyville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beattyville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beattyville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,502 $5,406 $4,996 $5,355 $22,561 $25,040 $6,021 $6,315
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,154 $3,429 $2,692 $3,018 $12,538 $13,879 $3,287 $3,411
Nationwide $5,553 $5,496 $5,015 $5,208 $12,445 $15,350 $6,313 $6,548
Progressive $2,201 $2,080 $1,992 $1,990 $11,099 $12,601 $2,731 $2,779
State Farm $2,833 $2,833 $2,517 $2,517 $7,890 $9,991 $3,145 $3,493
Travelers $2,997 $3,047 $2,977 $2,976 $15,522 $25,211 $3,144 $3,581
USAA $2,054 $2,057 $1,852 $1,882 $5,535 $5,819 $2,597 $2,843

Cheap Beattyville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beattyville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Beattyville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Beattyville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $22,561 $25,040
GEICO $7,170 $8,568
Liberty Mutual $12,538 $13,879
Nationwide $12,445 $15,350
Progressive $11,099 $12,601
State Farm $7,890 $9,991
Travelers $15,522 $25,211
USAA $5,535 $5,819

Cheap Beattyville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Beattyville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beattyville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,996 $5,355
GEICO $3,742 $3,389
Liberty Mutual $2,692 $3,018
Nationwide $5,015 $5,208
Progressive $1,992 $1,990
State Farm $2,517 $2,517
Travelers $2,977 $2,976
USAA $1,852 $1,882

Cheap Beattyville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beattyville, Kentucky compared to the annual auto insurance rates with a clean record in Beattyville, Kentucky.

Annual Beattyville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,271 $11,022 $11,860 $9,444
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,734 $7,280 $5,657 $5,032
Nationwide $6,108 $7,969 $10,137 $6,749
Progressive $3,867 $5,762 $4,409 $4,699
State Farm $4,056 $4,749 $4,402 $4,402
Travelers $6,460 $6,644 $9,692 $6,931
USAA $2,318 $3,281 $3,931 $2,790

Cheap Beattyville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beattyville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Beattyville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Beattyville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,860
GEICO $7,199
Liberty Mutual $5,657
Nationwide $10,137
Progressive $4,409
State Farm $4,402
Travelers $9,692
USAA $3,931

Cheap Beattyville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beattyville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beattyville, Kentucky

Insurance Company Poor Fair Good
Allstate $13,535 $9,266 $7,647
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,141 $4,970 $3,918
Nationwide $9,500 $7,372 $6,351
Progressive $5,217 $4,570 $4,266
State Farm $6,327 $3,854 $3,026
Travelers $8,281 $7,017 $6,998
USAA $4,587 $2,565 $2,088

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Cheap Beattyville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beattyville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Beattyville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beattyville, Kentucky

ZIP Code Average Annual Rates
41311 $5,384

Cheap Beattyville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Beattyville, Kentucky auto insurance. Find the cheapest annual Beattyville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beattyville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $10,149 $10,149
GEICO $4,371 $4,456
Liberty Mutual $5,676 $5,676
Nationwide $7,741 $7,741
Progressive $4,684 $4,684
State Farm $4,298 $4,507
Travelers $7,432 $7,432
USAA $2,965 $3,195

Cheap Beattyville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beattyville, Kentucky? Check out the comparison of annual Beattyville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beattyville, Kentucky

Insurance Company Low Medium High
Allstate $8,946 $10,086 $11,417
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,358 $5,634 $6,036
Nationwide $7,713 $7,608 $7,902
Progressive $4,267 $4,600 $5,186
State Farm $4,141 $4,390 $4,676
Travelers $6,981 $7,454 $7,860
USAA $2,940 $3,072 $3,228

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Best By Category: Cheapest Auto Insurance in Beattyville, Kentucky

Compare the cheapest auto insurance companies in Beattyville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beattyville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Beattyville, Kentucky Auto Insurance Companies

What auto insurance companies in Beattyville, Kentucky are the cheapest? Compare the top Beattyville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beattyville, Kentucky

Insurance Company Average Annual Rates
Allstate $10,149
GEICO $4,413
Liberty Mutual $5,676
Nationwide $7,741
Progressive $4,684
State Farm $4,402
Travelers $7,432
USAA $3,080

What affects auto insurance rates in Beattyville, Kentucky?

There are a lot of reasons why auto insurance rates in Beattyville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beattyville, Kentucky. Many local factors may affect your Beattyville auto insurance rates.

Beattyville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beattyville, Kentucky commute length is 19.6 minutes according to City-Data.

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Compare Beattyville, Kentucky Auto Insurance Quotes

Before you buy Beattyville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beattyville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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