Best Cheap Auto Insurance in Beardsley, MN (2021)

The average Beardsley, MN auto insurance rates are $346 per month. The minimum auto insurance in Beardsley is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Beardsley, Minnesota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Beardsley, MN for senior drivers are $2,748 per year
  • The minimum auto insurance required in Beardsley, Minnesota is 30/60/10
  • The cheapest auto insurance company in Beardsley is State Farm

Beardsley, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Beardsley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Beardsley, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Beardsley to other Minnesota cities, including Plymouth auto insurance rates, Woodbury auto insurance rates, and Maple Grove auto insurance rates to see how Beardsley, Minnesota auto insurance rates stack up.

Before you buy Beardsley, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Beardsley, Minnesota auto insurance quotes.

Minimum Auto Insurance in Beardsley, Minnesota

Beardsley, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Beardsley, Minnesota.

Minimum Required Auto Insurance Coverage in Beardsley, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Beardsley, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Beardsley, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beardsley, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,819 $2,819 $2,713 $2,713 $6,432 $9,301 $3,435 $3,598
American Family $2,024 $2,024 $1,834 $1,834 $5,456 $7,932 $2,024 $2,288
Farmers $2,035 $2,035 $1,959 $2,071 $5,804 $5,872 $2,671 $2,636
GEICO $2,406 $2,389 $2,305 $2,240 $4,914 $6,255 $2,256 $2,323
Liberty Mutual $8,649 $8,649 $8,564 $8,564 $17,050 $25,601 $8,649 $12,054
Nationwide $1,831 $1,842 $1,630 $1,731 $4,560 $5,545 $2,136 $2,221
State Farm $1,405 $1,405 $1,250 $1,250 $3,027 $3,741 $1,633 $1,343
USAA $1,820 $1,811 $1,654 $1,658 $4,819 $5,295 $2,380 $2,539

Cheap Beardsley, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Beardsley, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Beardsley, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Beardsley, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,432 $9,301
American Family $5,456 $7,932
Farmers $5,804 $5,872
GEICO $4,914 $6,255
Liberty Mutual $17,050 $25,601
Nationwide $4,560 $5,545
State Farm $3,027 $3,741
USAA $4,819 $5,295

Cheap Beardsley, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Beardsley, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Beardsley, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,713 $2,713
American Family $1,834 $1,834
Farmers $1,959 $2,071
GEICO $2,305 $2,240
Liberty Mutual $8,564 $8,564
Nationwide $1,630 $1,731
State Farm $1,250 $1,250
USAA $1,654 $1,658

Cheap Beardsley, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Beardsley, Minnesota compared to the annual auto insurance rates with a clean record in Beardsley, Minnesota.

Annual Beardsley, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,078 $4,458 $5,346 $4,033
American Family $2,124 $3,892 $4,284 $2,407
Farmers $2,688 $3,374 $3,415 $3,064
GEICO $2,072 $3,307 $4,945 $2,220
Liberty Mutual $8,985 $12,304 $17,909 $9,691
Nationwide $2,129 $2,831 $3,261 $2,527
State Farm $1,731 $2,033 $1,882 $1,882
USAA $2,042 $2,596 $3,918 $2,431

Cheap Beardsley, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Beardsley, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Beardsley, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Beardsley, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,346
American Family $4,284
Farmers $3,415
GEICO $4,945
Liberty Mutual $17,909
Nationwide $3,261
State Farm $1,882
USAA $3,918

Cheap Beardsley, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Beardsley, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Beardsley, Minnesota

Insurance Company Poor Fair Good
Allstate $6,205 $3,363 $3,119
American Family $4,301 $2,892 $2,337
Farmers $3,902 $2,844 $2,660
GEICO $3,766 $3,077 $2,565
Liberty Mutual $17,039 $11,018 $8,610
Nationwide $3,197 $2,576 $2,289
State Farm $2,743 $1,678 $1,224
USAA $4,327 $2,096 $1,817

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Cheap Beardsley, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Beardsley, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Beardsley, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Beardsley, Minnesota

ZIP Code Average Annual Rates
56211 $3,173

Cheap Beardsley, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Beardsley, Minnesota auto insurance. Find the cheapest annual Beardsley, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Beardsley, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,229 $4,229
American Family $3,140 $3,214
Farmers $3,135 $3,135
GEICO $3,095 $3,177
Liberty Mutual $11,863 $12,582
Nationwide $2,687 $2,687
State Farm $1,832 $1,931
USAA $2,711 $2,783

Cheap Beardsley, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Beardsley, Minnesota? Check out the comparison of annual Beardsley, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beardsley, Minnesota

Insurance Company Low Medium High
Allstate $4,171 $4,224 $4,291
American Family $3,170 $3,265 $3,096
Farmers $3,026 $3,148 $3,233
GEICO $3,045 $3,135 $3,228
Liberty Mutual $11,943 $12,230 $12,494
Nationwide $2,546 $2,705 $2,810
State Farm $1,812 $1,887 $1,946
USAA $2,671 $2,745 $2,824

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Best By Category: Cheapest Auto Insurance in Beardsley, Minnesota

Compare the cheapest auto insurance companies in Beardsley, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Beardsley, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Beardsley, Minnesota Auto Insurance Companies

What auto insurance companies in Beardsley, Minnesota are the cheapest? Compare the top Beardsley, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Beardsley, Minnesota

Insurance Company Average Annual Rates
Allstate $4,229
American Family $3,177
Farmers $3,135
GEICO $3,136
Liberty Mutual $12,222
Nationwide $2,687
State Farm $1,882
USAA $2,747

What affects auto insurance rates in Beardsley, Minnesota?

There are a lot of reasons why auto insurance rates in Beardsley, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Beardsley, Minnesota. Many local factors may affect your Beardsley auto insurance rates.

Beardsley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Beardsley, Minnesota commute length is 26.6 minutes according to City-Data.

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Compare Beardsley, Minnesota Auto Insurance Quotes

Before you buy Beardsley, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Beardsley, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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